Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 13, 2025

Much better than the main competitor in…

Much better than the main competitor in my experience. Very easy to submit a claim. Felt that they treated us more fairly than I saw with their largest competitor (starts with an F).

Insurer: Embrace

By: Nick C.

October 13, 2025

Long time Embrace Pet Insurance Subscribers

We have been with Embrace Pet Insurance for years. They have always paid quickly and been a godsend when our dog developed a cancerous tumor (adenocarcinoma). Paid to the maximum when he had radiation treatment. He is doing great! This visit wasn't for cancer, but a different issue and I don't expect any problems!

Insurer: Embrace

By: Ruth Praast Bolejack

Verified October 13, 2025

Fast Response Time On Claims

Best decision we made by choosing Pumpkin. So far every claim we’ve submitted was handled quickly and with ease. Our cat needed hospitalization for the first time and Pumpkin had my claims approved within minutes. Definitely recommend Pumpkin to anyone.

Insurer: Pumpkin

By: Bianca Edney

Verified October 13, 2025

always covered

Metlife gives us the peace of mind, that our beloved puo is always covered n case of an emergency or whenever he needs medical attention.Customer service is outstanding and every claim goes smoothly. Definitely recommend using Metlife.

Insurer: MetLife

By: JUAN PANDO

October 13, 2025

They make it easy and helpful when…

They make it easy and helpful when submitting claims.

Insurer: Embrace

By: Derek Whitton

October 13, 2025

I have a dog with serious liver disease…

I have a dog with serious liver disease and have submitted multiple invoices, large and small to Embrace. They have consistently repaid me in a timely manner. This gives me a bit of comfort during a scary time. Thank you, Embrace!

Insurer: Embrace

By: Sandy

Verified October 13, 2025

Super-easy to submit claim

Super-easy to submit claim, the process has really improved, and reimbursement was quick.

Insurer: MetLife

By: Tom - Dog Dad

Verified October 13, 2025

Quick turnaround on claims

Quick turnaround on claims

Insurer: Pumpkin

By: Kimberly

Verified October 13, 2025

The process is easy

The process is easy. I submit the claim and within a few days I hear back and the reimbursement is done.

Insurer: MetLife

By: Tanya

Verified October 13, 2025

Quick to respond and easy to file a…

Quick to respond and easy to file a claim

Insurer: MetLife

By: customer

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