Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 17, 2026

Easy to sign up pets

the whole experience of signing up our dogs for coverage has been very easy, affordable and submitting claims is really easy too.

Insurer: Spot

By: Maria

January 17, 2026

i write 3 star not to tarnish rep but…

i write 3 star not to tarnish rep but the message i last posted about, here a follow up. my kitty had no previous medical records because he had previously not needed medical help? we have paperwork of his vaccination with doctors from before anything happened to him and yet that isn’t enough?

Insurer: Fetch

By: Rafael Gavidia

January 17, 2026

Good but with a few problems

Up til now, they have been good, but my last claim is having issues. My dog had surgery and part of the invoice included 2 sets of pre paid post surgery x-rays. They did not cover them on that invoice as hasn’t happened yet. When set in invoice for first set, didn’t pay it as there wasn’t a charge for then, even though I sent in invoice for surgery with it to show I had paid. Contested it and still waiting for an answer

Insurer: Pets Best

By: Marillouise

Verified January 17, 2026

I didn’t have to argue or go through 50…

I didn’t have to argue or go through 50 steps to prove my pet didn’t have a pre-existing condition unlike my previous provider. Claims process was quick and easy with a turnaround payment quick enough to help me avoid interest on my credit card payment. Very satisfied!

Insurer: MetLife

By: customerKori

Verified January 17, 2026

Claims are easy

Claims are easy. Just take a photo of your receipt and send it in. The payment is direct deposited into my account. The only thing I don’t like is that the premiums are pricey in my opinion.

Insurer: Spot

By: LP in NC

Verified January 17, 2026

So easy to work with

So easy to work with. Refunds came timely and without any hassle.

Insurer: Spot

By: Lisa K

Verified January 17, 2026

Rebecca was upfront about the coverages…

Rebecca was upfront about the coverages and costs and helping me decide what’s best for me and my puppy.

Insurer: Prudent Pet

By: Dlcivisgmail.com

Verified January 17, 2026

My claims went smoothly as soon as I…

My claims went smoothly as soon as I figured how to submit.

Insurer: MetLife

By: customer

Verified January 17, 2026

Wonderful amount of coverage for our…

Wonderful amount of coverage for our new rescue senior who needed a good amount of health support at first

Insurer: MetLife

By: customer

Verified January 17, 2026

Healthy Paws has been such a relief…

Healthy Paws has been such a relief during a really stressful time with my dog, Dani. Their system is incredibly easy to use, and they paid for a large portion of her most recent illness, which took a huge weight off my shoulders. Vet visits are already emotionally draining — having an insurance company that actually comes through and doesn’t make the process difficult makes a world of difference. I’m truly thankful for the support and peace of mind Healthy Paws provides.

Insurer: Healthy Paws

By: Kerry Quinn

Compare top pet insurance providers plans.