Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 13, 2025

Easy to Navigate

Once I got the hang of how to upload my receipts with all the proper info, the process with MetLife was a breeze!

Insurer: MetLife

By: Jane Valencia

Verified October 13, 2025

I have my three cats insured with…

I have my three cats insured with MetLife and so far I have only positive feedback for the Company. It is easy to put in claims, if necessary and MetLife is responding to all matters with explanations. Also, it is nice to have professional friendly staff during a phone-call.

Insurer: MetLife

By: MARTINA FRANKS

Verified October 13, 2025

Easy and simple process

Easy to file the claims on line, clear understanding of what is covered and what is not, and quick and easy reimbursements.

Insurer: MetLife

By: Margaret B

Verified October 13, 2025

Great from start to finish!

Submitting a claim is extremely easy and receiving our covered service payment quickly!

Insurer: MetLife

By: Pat Perotta

Verified October 13, 2025

Great Customer Service

It is easy to submit a claim to MetLife Pet. Customer Service reps are always friendly and helpful when needed. For the most part claims are quickly reviewed and communication regarding claims is excellent.

Insurer: MetLife

By: Vicki

Verified October 13, 2025

MetLife is great!

MetLife is great! The ease of making claims and the quickness in getting claims settled really helps out with having unexpected vet bills. Can’t recommend them enough!

Insurer: MetLife

By: Jason

Verified October 13, 2025

Thank you!

Your claims process through the on-line portal is quick and easy. Thank you so much!

Insurer: MetLife

By: Kathryn Young

Verified October 13, 2025

Receives money back fast

Company made the process easy and received money quickly.

Insurer: MetLife

By: Brittany

Verified October 13, 2025

Quick and easy to file a claim

Quick and easy to file a claim. Additionally, the turn around time was faster than anticipated.

Insurer: MetLife

By: customer

Verified October 13, 2025

Claim speed is getting bad.

We've had met life for the entirety of one of our pups life. We got it the day we got him. You would think that given the fact that we've made claims for every vet visit and all his issues for the last 2 years, they would have all records on file and payouts would be pretty prompt - within the 3-5 day window that's advertised. But no. In the last year I would say only 1-2 claims here and there are within that window. Most are drug out for 10 days or more. And when emergencies come up and we drain our account for it, time is everything hence the reason for insurance to help with these costs. But they keep us in a bind by dragging out the payment. They say they need documents from the vet, but I've uploaded every receipt and soap note he's ever got, yet every time "more information is needed". Now that being said, they have been good about actually paying claims without a bunch of run around. Customer service is generally nice - minus some issues when a dog died, and we rescued another dog. It seems there is a big lack of communication. Take it from me. If you find yourself in a situation where a dog passes, remove them from your policy after the end of life claim. Make sure they are off the policy before adding a new dog. It will save you so much headache. In short. Payment speed and training seems to be the biggest flaws. And for reference the first year we had them we never waited more than the advertised 3-5 days for reimbursement. We didnt change the documents we uploaded or the vets we used (we use the same 2 offices for everything). Met life has just chosen to slow down on the reimbursement for some reason. They also don't tell you why the claim is drug out unless you call in - in which they always say more information needed from the vet.

Insurer: MetLife

By: Loyal customer losing patience

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