Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


February 27, 2026

Easy Peasy under stressful times

I am currently unemployed and my cat Owl ended up at the ER (of course it was the weekend). This devastated me until I submitted my claims. The process of evaluation to money in my account was a week. It was extremely easy and when I called, the ladies I talked to were so concerned for my Owl. I am so appreciative of Spot Insurance and HIGHLY recommend them.

Insurer: Spot

By: customer

February 27, 2026

Tiger

Easy upload and quick approvals

Insurer: MetLife

By: customer

February 27, 2026

Best one I have tried so far.

So far so good with this pet insurance claims have been easy, simple. No stress. I like the communication it’s really clear. Easy set up.

Insurer: MetLife

By: customer

February 27, 2026

I'm disappointed that you don't take…

I'm disappointed that you don't take into account that the three visits that I submitted were all related to her liver disease finding it out and taking care of it instead you considered them individually so you didn't cover the entire amount.

Insurer: Trupanion

By: Lois B

February 27, 2026

MetLife Is great

MetLife Is great! They make things simple. Filing a claim is so simple I think my pets could probably do it themselves. Claims are paid very quickly which is always a plus and I really like their news letter. It's always loaded with fun things and helpful articles for my pets.

Insurer: MetLife

By: M J Ritchey

February 27, 2026

Easy to use app for processing claims

Easy to use app for claims

Insurer: MetLife

By: customer

February 27, 2026

This place is a total scam

This place is a total scam, they made me jump through multiple hoops and never reimbursed me. I had injury insurance and my dog was literally hit by a car and they said that was not an injury. When I wanted to continue to petition their rejections they told me I would end up having to cover their hourly lawyer fees if I did. DO NOT USE THEM!

Insurer: MetLife

By: Paige Burns

February 27, 2026

Great service

Healthy paws are very reliable and fast. Takes from 2 to 3 days to do the whole process of filing claim to money on my account.

Insurer: Healthy Paws

By: Agnieszka Balchan

February 27, 2026

I was so grateful (and surprised) when…

I was so grateful (and surprised) when such a substantial part of my dog's dental work was covered by Met Life. I have repeatedly had really positive experiences with speedy claims action. (And this is after 5 cats and two dogs)

Insurer: MetLife

By: customer

February 27, 2026

First time user

My first time submitting a claim and it was really smooth and easy. Also received reimbursement surprisingly quick!

Insurer: MetLife

By: Tara Camacho

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.