Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 16, 2025

Easy claims process and reimbursement

Easy Claim process and reimbursement

Insurer: MetLife

By: Ashley F

December 16, 2025

My dog passed away, and they said they hope he's doing well

My dog passed away, but several of his claims are in limbo. I reached out to inquire and let them know I hoped for efficient processing as my dog had passed away and I cannot bear to communicate with them any longer (see my previous review regarding poor customer service). The reply was: "I hope you and [dog's name] are doing well!" Avoid this company. The customer service they were known for prior to Chubb no longer exists. They're also holding payment on claims for medications that were previously approved and paid on a regular basis.

Insurer: Healthy Paws

By: Lisa

December 16, 2025

Horrible company

Horrible company. We had our pet insured with them since 2020. They never approved our claims. We believe this to be a scam. we paid them over $6000 and we got nothing. We are demanding a full refund. My recommendation is to avoid them.

Insurer: Healthy Paws

By: The Learning Path

Verified December 16, 2025

My claim was handled very rapidly.

My claim was handled very rapidly.

Insurer: MetLife

By: Brian Gapske

Verified December 16, 2025

The process was pretty easy & went…

The process was pretty easy & went pretty smoothly. However, when I tried to upload additional docs for my claim after I had already submitted it, the software told me that I had successfully attached those additional docs, but they didn't show up in my view of the claim. So, I had to call the help line to get this taken care of. The customer support agent was nice, but couldn't see those additional docs either and asked me to just wait a few more days into the claim review was complete. It got reviewed and approved in ~5 days. I just wish I hadn't had to call support.

Insurer: MetLife

By: customer

Verified December 16, 2025

Healthy Paws is AMAZING!!!

Healthy Paws has been an absolute BLESSING for our family!! We have 2 German Shepherds that have been insured with Healthy Paws since they were about 6 months old. They are now 5 and 8 years old. They have both unfortunately required emergency services at different points in their life and endured life-saving measures at the ER hospital. Healthy Paws provided peace of mind. To be able to pay for the services without worrying about having to get a second mortgage or going into debt because we knew Healthy Paws had our back is just a blessing. They have had our back since day ONE! We are so incredibly grateful for them and will continue to use them as long as we have our fur babies and will recommend them to everyone that we know!

Insurer: Healthy Paws

By: Eh

Verified December 16, 2025

Good communication

Good communication, coverage and product. They are helpful on the phone as well as a really easy to use app.

Insurer: MetLife

By: customer

Verified December 15, 2025

We couldn’t be happier with our…

We couldn’t be happier with our coverage for our pup Otis! The process is efficient and very convenient.

Insurer: MetLife

By: Otis

Verified December 15, 2025

They do everything possibly deny…

They do everything possibly deny claims. They stated hematuria is a previous condition and do not know the difference between a symptom and a condition. They need to understand clinical language and a symptom can and is directly related to the present symptom. Deny-deny-and hope you give up.

Insurer: MetLife

By: William F Morris

Verified December 15, 2025

Great company

Great company! Responds quickly and helps if needed. Claims processing is fast and easy to file!

Insurer: MetLife

By: BETTY CHEETHAM

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