220,710+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,710 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,710 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,891 reviews

4.9
Healthy Paws

11,231 reviews

4.9
Fetch

5,648 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,091 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 09, 2024

They are refusing to pay a claim for a…

They are refusing to pay a claim for a medication that is part of an ongoing condition. They are saying it is a new claim so subject to a new deductible. I can't reach anyone to talk to. The phone number says "go to the website. Goodbye." and hangs up

Insurer: Fetch

By: Lisa K

January 08, 2024

Their claim response time has gone from…

Their claim response time has gone from acceptable to poor. Pets Best is now issuing a new claim number after the original claim number is not processed in approx. 2 weeks. They then process the new claim number, which complies with their response time criteria. What a joke!

Insurer: Pets Best

By: DeWald

January 08, 2024

Can't cancel - not worth the money

I purchased 3 policies for my two dogs and one cat. At the time of purchasing my cat's policy I decided to add a wellness plan since he would be getting neutered soon. It only made sense financially to opt in to the wellness plan if I were able to cancel it after his neuter procedure was complete. I was careful to research that I would be able to cancel the wellness plan before adding it to his policy, otherwise I wouldn't have purchased the wellness plan to begin with. My diligent online research confirmed that I would be able to cancel the wellness plan and keep the accident/illness insurance. 3 months later, after spending $1,400 to cover all three pets, I am unable to remove the wellness plan online so I call in. The customer service agent told me that they don't permit cancellation of the wellness plan until the policy renewal (1 year) which differs from the information I found on their website prior to purchasing the wellness plan. This situation leaves me in a predicament, as I am now obligated to continue paying $57 per month for a wellness plan that no longer serves its purpose. The reimbursement from Pets Best for the neuter procedure was minimal compared to the actual cost I paid the vet, making this experience feel like a significant financial burden and a disheartening waste of money. I urge you to review and rectify this policy discrepancy to ensure that future customers are provided with accurate information before making crucial decisions about their insurance plans. Transparency and integrity in your policies are essential for building trust with your clientele. I appreciate your prompt attention to this matter and hope for a swift resolution to avoid any further inconvenience.

Insurer: Pets Best

By: Taylor Winkler

January 08, 2024

Kyann listened to our current situation…

Kyann listened to our current situation . She was very kind, understanding, and helpful.

Insurer: Fetch

By: Linda

Verified January 08, 2024

The initial submissions took a while to…

The initial submissions took a while to get done and it seemed like the same information was being asked for multiple times. I too am at fault as I wasn’t sure of their process. The invoice after that was smooth sailing. The response via email was always very prompt. I would certainly recommend them.

Insurer: Embrace

By: Anupam Oberai

Verified January 08, 2024

I can’t be more happy with Spot

I can’t be more happy with Spot! It honestly was the easiest experience I have ever had with an insurance company! I can’t recommend it enough!!

Insurer: Spot

By: Steve Lebrecht

Verified January 08, 2024

You always make it easy

You always make it easy! Thank you.

Insurer: Embrace

By: Tara McBride Capobianco

January 08, 2024

Excellent service

Ky answered all my questions and was very compassionate with our situation with her elderly dog. I appreciate everything she did.

Insurer: Fetch

By: Therese

January 08, 2024

Amazing coverage, but premium goes up quickly!

I have had both my cats on insurance since they were just over a year old, and the rates were very reasonable! In the last year, I have had to make 1 claim for each of them, and I was extremely pleased that in both situations I did not encounter any difficulties or surprises! In both situations, the instructions about the documents I needed to provide were very clear, and I received all the money I expected back in both situations. I'm so glad I jumped on insurance while they were young, because this year one of my cats developed a very fast tooth infection that spread through her whole mouth, and required an extensive dental surgery (which involved a dental surgery that cost over $3,000). I was very pleased when I saw that literally everything pertaining to the surgery (including the diagnostics/tests they needed to run when the infection was discovered) all went toward my deductible and reimbursement. There was not a single surprise or item that wasn't covered and I got my expected 90% reimbursement (after deductible). Highly recommend getting your pets an insurance policy with Fetch as soon as you can! Please be aware that as your pet ages (and as you go making claims), your pet's premium will increase - one of my cat's premium went from $240 in 2022-2023, to $411 in 2023-2024 (after I made 1 $700 for him)... so we will see what happens to my other cat's premium after his year's dental surgery claim...

Insurer: Fetch Canada

By: Daniela Lipovetzky

Verified January 08, 2024

Kristin was so helpful

Kristin was so helpful, answered every question I had and helped me pick the best plan for my pup and I!

Insurer: Trupanion

By: Jacqueline

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