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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Fine until your dog needs service

Great plan when you have a young healthy pet that doesn’t need meds, etc but when you start submitting claims, they will double and even triple your premiums. Beware.
  • INSURER: Healthy Paws
  • POSTED: 11/16/2023
  • BY: Jessica
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10
1 comments

POSTED: | BY: The Healthy Paws Team

Jessica - We appreciate your being part of the Healthy Paws family and are glad we have been able to provide coverage for all of your claims during that time. We realize no one likes any form of premium increase. As our customer care team member covered in your call, premiums are calculated on a state-by-state basis in accordance with filings that have been approved by state insurance regulators. Your premium amount increase is influenced by two primary factors, the increased age of your pet, and the cost of veterinary care services reflected in the claims paid in your specific state. All pet insurance companies, no matter how they market their benefits, will raise rates to keep up with the rapidly rising cost of veterinary care, including specialty and emergency care. We do our best to be transparent regarding annual premium increases by including this information on the "Frequently Asked Questions" page of our website. The Healthy Paws Team

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5

out of 5

Verified

Never leave home without it!

I have two mini schnauzers insured through Trupanion. I never regret that as both my dogs have had serious issues that Trupanion paid for and continue to do so each month even with their monthly medications. I’ll never have a pet without this insurance!
  • INSURER: Trupanion
  • VETERINARIAN: Maybeck Animal Hospital
  • POSTED: 11/16/2023
  • BY: Sammye
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Amazing

I have 2 older dogs, 14.5 and 12.5 years. The oldest has had many health issues and PetsPlusUs has been great. I submit claims through the portal, periodically they request additional medical records which is reasonable and expected. Claims are always paid out on time. We recommended PetsPlusUs to our daughter for her pet and she has had the same positive experience.
  • INSURER: Pets Plus Us
  • POSTED: 11/16/2023
  • BY: Jeannie
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Very Impressed

I ended up purchasing pet insurance after my kitten had to have foreign body removal surgery and decided to insure both my kittens. Low and behold within a month they were both back at emerg for vomiting and lethargy. One needed a 36 hour hospital stay for fluids and the other needed a foreign body removal surgery. I submitted both claims and was approved for coverage. Total bill for both of them was over $10,000. Fetch is 100% worth the cost and peace of mind. Claims were easily filed on the app and went into review right away. I received my payout via direct deposit within 2 weeks of filing. Fetch has made me a true believer in pet insurance.
  • INSURER: Fetch Canada
  • POSTED: 11/16/2023
  • BY: Anastasia
  • BREED: Domestic Short Hair
  • AGE OF PET: 0 - 3

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1

out of 5

Verified

Trupanion

It’s not transparent- they have never helped us and it’s a rip off. You’re better off self insuring.
  • INSURER: Trupanion Canada
  • POSTED: 11/16/2023
  • BY: Jonathon
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Waiting and waiting...

$5,000 out and I'm still waiting. I'll edit this review if circumstances change. I uploaded my invoice and my vet sent the detailed medical history. I know, because I was cc-ed on the email. Whenever I check the status it says there are missing documents. I reached out and a CS person returned my email saying that everything is okay. However, I just went to the website and I still get the prompt that there are missing documents.
  • INSURER: Fetch Canada
  • POSTED: 11/15/2023
  • BY: Pamela
  • BREED: Australian Cattle Dog
  • AGE OF PET: 4 - 6

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4

out of 5

Excellent Responsiveness, Questionable Increases

I've had only great experiences with MetLife pet insurance in terms of phone responsiveness and ease of making a claim. My only concern is that my rate went up 40% in one year, and no one was able to adequately explain that large increase. I understand my dog is one year older and veterinarian care in TN may have increased from last year, but FORTY PERCENT?!?!? Still a better price than most, though the increase did cause me to shop around a bit. We'll see what next year bring...
  • INSURER: MetLife
  • POSTED: 11/15/2023
  • BY: Janet
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Best decision we ever made!

Our young rescue dog suddenly developed a neurological issue requiring many visits to specialists and a high level of care. He is living his very best dog life thanks to Pets Best - it allows us to give him treatments and care we would not be able to afford without this insurance. Everyone is always helpful and the claims process is very easy.
  • INSURER: Pets Best
  • POSTED: 11/15/2023
  • BY: Rosanna
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

TORN ACL

easy to submit claim. quick claim approval. worked the way I thought it would. no bad surprises.

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5

out of 5

Best and Easy Pet insurance

This is by far the best pet insurance. This is my first time having pet insurance and I am very satisfied. Thank you!! And my puppy thanks you too for all that is covered.
  • INSURER: Pets Best
  • POSTED: 11/15/2023
  • BY: Desiree
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 0 - 3

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