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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Verified

Disappointed

I am disappointed with Trupanion's service. I bought the insurance for my cat at beginning of 2024. I provoded all of her Vet record with their request. About 2 month ago, they emailed me requested the record during 04-2022 to 09-2023 otherwise they may affect my future claim, I email back stated that my cat was very healthy and I was busy with family issues so my cat did not go to any vet in that time. I requested them to confirm if this is OK for my cat to continue the insurance for future claims. I did not get response. I sent two more emails to follow up within 2 months however there is no any response! I am disappointed with they are keeping me pay monthly but do not provide the simple answer by 'Yes or No'.
  • INSURER: Trupanion
  • POSTED: 01/01/2025
  • BY: Jane
  • BREED: Domestic Short Hair
  • AGE OF PET: 4 - 6

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5

out of 5

Excellent care and customer service

Can’t say enough good things about the exceptional customer service, the ease of filing claims, the quick response time, and the coverage. Thank you very much!

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5

out of 5

Fantastic

This has been the best purchase as a pet owner I could have made. The first year it covered itself. My dog is 2 and recently had a bad experience. The bill was an unexpected $1700. Right after Christmas AND a needing a new oven. 😂. MetLife pays fast! Typically within 7 days. Their Customer Service is amazing and our fur babies have great care. I will always choose my pet over, well pretty much everything, but makes the stress less, especially when worrying about their care, that I can still play the mortgage after an unexpected vet bill!
  • INSURER: MetLife
  • POSTED: 12/31/2024
  • BY: Eileen
  • BREED: Schnoodle
  • AGE OF PET: 0 - 3

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1

out of 5

This is a warning from a member with 4 pets over 10+ years

This is a warning from a member with 4 pets over 10+ years I have been a menber with Nationwide pet insurance when it used to be VPI pet insurance. I had a plan that was grandfathered in which was 90% covered with no CAP (this means no matter the treatment they covered the full cost) They tried to push me out by raising the cost the that plan year after year so I played ball with them and dropped it down to 70% covered with no CAP. They always stress to insure the animal since they were a puppy or kitten so everything can be covered through their life without any exempt. So this year they decided to write me that they are canceling my policy becuase the cost to them are too high to cover his plan even though they havent offered this plan in over 7 years and I was grandfathered in. I was told they will move me to the 70% plan and a 10k cap so if my animals had any thing serious over 10k i had to put the money up. Or other wise I can go kick rocks. Even though I have been paying over 10 years of premiums for 4 animals and they were so selfesh and could wait maybe another 5 years until all the grandfathered customer fur babies passed and crossed the rainbow bridge. Instead this $60.3 billion dollar in sales for 2024 company decided to be selfish and not cover and honor the pet plans they gave customers. Its really sad and disgusting that they used the phrase they are loosing money as an excuse to hurt theese animals. I will say over the past 10 years nationwide has been amazing with quick payouts and customer service. But that dose not fix how they handled this selfish situation.
  • INSURER: Nationwide
  • POSTED: 12/31/2024
  • BY: Chris
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 11 years

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4

out of 5

Easy to use

My cat, Vlad has epilepsy. He has to take 2 medications, three times a day. It has taken a lot of time, dedication and effort in making sure he's well taken care of. Having such an easy and effective way to submit claims makes this the easiest part of having a cat with feline epilepsy!
  • INSURER: Pets Best
  • POSTED: 12/31/2024
  • BY: Alicia
  • BREED: American Shorthair
  • AGE OF PET: 4 - 6

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1

out of 5

DO NOT USE PETS BEST

I paid my premiums and our claim was denied on a technicality. It's all too often we are seeing this in healthcare for people as well as with pets. I would absolutely NOT recommend Pets Best.
  • INSURER: Pets Best
  • POSTED: 12/31/2024
  • BY: David
  • BREED: English Labrador
  • AGE OF PET: 0 - 3

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5

out of 5

Tooth Extraction

My 4-year-old dog had a broken tooth on the upper right side, which required surgery. I submitted the claim to PetsBest immediately after the procedure. The following week, I received an email with a coverage explanation, confirming that 50% of my expenses were covered. Just a few days later, I received the reimbursement. Overall, it was a great experience!

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5

out of 5

Our kitten Bagel

We had to put my husband's "soulmate" cat to sleep earlier this year. He had been lost without him and our other 2 cats were not stepping up to fill his paws…. Enter this tiny orange ball of purrs…. It was love at first sight! It has been a longtime since we had an actual kitten, but some of the memories of what Holy terrors they can be led us to the search for an insurance company and plan. We decided on Pets Best accident and illness coverage ….little did we know that our little Bagel was going to need that sooner rather than later!! Pets Best was excellent from the ease of filing a claim, to communication with Bagel's Dr and us. The claim took a couple of weeks to settle, but holidays were involved, but after our deductible we received 90% of our total bill directly in our bank account! We hope we don't ever need to file a claim again,but if we do we know we are covered! Bagel is thriving and Pets Best helped us make that happen! "

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5

out of 5

OUTSTANDING - 10+ stars if I could!

This insurance company actually has heart and a passion (clearly) for customer service. I can't say enough amazing things about them. They are efficient, SPEEDY payments on claims (usually same week!), thoughtful, caring, explain everything easily and the rates are great. They have literally saved my cats life, we have had to use the insurance quite a few times in the last couple of years, if it wasn't for them, there is no way I could have afforded to care for her. Now... she's 11 and in great shape! Happy, playful herself again for many years to come. THANK YOU EMBRACE for everything you, from start to finish, consistently for years!
  • INSURER: Embrace
  • POSTED: 12/30/2024
  • BY: D
  • BREED: Tabby
  • AGE OF PET: 7 - 10

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