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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

4

out of 5

Emergency surgery claim

The process to submit a claim was simple. I think that one thing that could be improved is communication. There was some missing documentation and instead of being alerted via email I had to dig around in the app to figure out why the process had stalled. I'm still awaiting approval of the claim, fingers crossed.
  • INSURER: MetLife
  • POSTED: 10/17/2023
  • BY: Meg
  • BREED: Irish Wolfhound
  • AGE OF PET: 0 - 3

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5

out of 5

180 from the previous insurer

Having 3 dogs is already expensive, and finding affordable coverage was mind-numbing. We had another company for a few years but could only afford accident/routine care. Even then, they found a reason to deny or lowball almost every claim. Since switching to Met Life we've had one dog hospitalized and another begin treatment for lymphoma. Met Life has reimbursed exactly what we expected without nickel-and-diming us. The claim submission is easy, the communication is prompt and we don't have to fear spending 20-25 thousand out-of-pocket as we did in prior years.
  • INSURER: MetLife
  • VETERINARIAN: MedVet West
  • POSTED: 10/17/2023
  • BY: Jamie
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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3

out of 5

Wellness is not worth it

I am regretting the wellness coverage. It is costing me more in the long run to have this coverage. I am regretting selecting the wellness coverage so much. In the first month I spent double what they cover already and I still have to pay for the coverage that I won't need for the rest of the term sor 11 more months before I can cancel it. So frustrated. Embarrassed I fell for this.
  • INSURER: Fetch
  • POSTED: 10/17/2023
  • BY: Jaymie
  • BREED: Tabby
  • AGE OF PET: 0 - 3

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5

out of 5

Maryann

Absolutely wonderful. Thank goodness I changed providers to Met Life. They are very professional, very accommodating and very easy to submit claims. I tell all of my friends and family to get Met Life for their pets.
  • INSURER: MetLife
  • POSTED: 10/17/2023
  • BY: Maryann
  • BREED: Great Pyrenees
  • AGE OF PET: 0 - 3

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5

out of 5

Can't get easier or better!

This is my first year using Lemonade and I'm more than impressed! It was very easy to sign up and they explained all of my options in an easy to understand manner. Actually having options was amazing too! I could choose to cover specific things, like an annual exam, for example, rather than having everything lumped in, even if I didn't need it. The low cost, especially for a senior dog, was astounding as well. When it finally came time to file a claim (for an Annual exam with blood work) the process was painless. I used the phone app to list all the services that the Vet had provided, how much I'd paid, used my camera to take a picture of the invoice, and sent it to Lemonade (who had walked me through each step). Within four hours Lemonade had deposited all of the money they owed me into my bank account with no arguing about what was covered and what wasn't. The whole process was painless and easy. Thank you, Lemonade!
  • INSURER: Lemonade
  • VETERINARIAN: Allpets Veterinary Hospital
  • POSTED: 10/17/2023
  • BY: Michael
  • BREED: Cairn Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

First Time

This was my first time using Lemonade. They were very quick settling our claims. They were exceptional in their communication as far as keeping us informed how our claim was progressing.
  • INSURER: Lemonade
  • POSTED: 10/15/2023
  • BY: Rena
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Trupanion Saves The Day!

I’ve had Trupanion insurance for my dog Newman since I adopted him way back in 2009. Over the years I’ve submitted a few small claims, but he’s been a pretty healthy boy. Unfortunately this week Newman had to have two major eye surgeries, and Trupanion was there for me and not only did they cover 90% of my costs after my deductible (which added up to over $17,000!), but they paid the eye clinic directly and immediately, so I didn’t have to wait for a claim reimbursement! Thank you Trupanion for being the company I hoped you would be, and then some!
  • INSURER: Trupanion
  • VETERINARIAN: Eye Care For Animals Culver City
  • POSTED: 10/15/2023
  • BY: Gregg
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Pest Best came through again

They covered all costs(minusdeductabole) on a Benign mass removal. Very easy process.
  • INSURER: Pets Best
  • POSTED: 10/15/2023
  • BY: Patricia
  • BREED: Doberman Pinscher
  • AGE OF PET: 4 - 6

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1

out of 5

Healthy paws insurance rip off

Healthy paws insurance is a marketing goliath that pays for their reviews we have been fighting a claim for $86 for the past 8 months and they keep denying it after we've sent them all the paperwork they requested and they said that they would approve it but every time we hang up the phone they deny it. It's almost like a elementary school student is playing a game with us approving the claim and in the second weighing up they disapprove it. I've given them over $3000 and I've been fully taken advantage of over the past few years. Health insurance is a scam for pets don't waste your time or money put your money in a savings for them every month that you would for health insurance.
  • INSURER: Healthy Paws
  • POSTED: 10/15/2023
  • BY: Ro
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 4 - 6

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5

out of 5

GREAT INSURANCE COVERAGE

Lemonade's coverage is fantastic & so is the service. Claim processing is fast & easy.
  • INSURER: Lemonade
  • VETERINARIAN: Center Veterinary Clinic
  • POSTED: 10/14/2023
  • BY: Marsha
  • BREED: Shih Tzu
  • AGE OF PET: 4 - 6

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