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Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Unexplained 50% increase in Premiums Every Year
Rates where increased year over year by nearly 50% without explanation. While they will gladly charge you for a year while offering no coverage due to the waiting period, where they determine what pre-existing conditions they don't want to cover. Between the coverage limits, deductible, claim process, poor policy coverage, and ever increasing premiums I would never recommend embrace or pet insurance in general to anyone. I would recommend that you simply set aside what you would pay every year for the insurance. At least then you will have a savings account full of money if nothing goes wrong and if something does you have an account with to pay for it.
Insurer: Embrace
By: Michael Foderaro Iflounder
Choose Healthy Paws
I love Healthy Paws! Their insurance has saved my pocket book. Vet care is expensive and my dog has had a lot of health issues over the years. The claim process is so easy and quick using your smart phone. The reimbursement is 90% which is huge. Reimbursement turn around time is very quick. I highly recommend going with Healthy Paws Pet Insurance!
BEST PET INSURANCE!
EMBRACE Pet Insurance through USAA is just like service with USAA. Claims are processed quickly, and the Agents are professional and efficient. Their response rate is far better than expected. Service has been Great! So far.
Insurer: Embrace
By: D.
Easy, affordable online insurance for home and auto
My husband and I love the convenience and affordability of Sonnet and are quite sad that we will have to find another insurer after 2025 (as they are pulling out of Alberta) but if you are from a province they still cater to...and you are competent in navigating an online provider) then I highly recommend you bundle your insurance (home and auto) with them
Insurer: Sonnet
By: Melissa W
Easy claim submitting process!
This was my first time utilizing my pet insurance plan and I was extremely pleased with how easy Embrace made the claim submitting process. My reimbursement was deposited back in my account within a few days.
Insurer: Embrace
By: Gregory West
Pumpkin paid 90 percent for chipping my…
Pumpkin paid 90 percent for chipping my dog and they paid right away after receivingthe bill.
Insurer: Pumpkin
By: D Favreau
The claim was processed very quickly…
The claim was processed very quickly without any issues and deposited into my bank account.
Insurer: Spot
By: Frederick Colburn
always helpful when assistance is needed
always helpful when assistance is needed
Insurer: ASPCA
By: Wayne Cotti
Good Experience since June (24)
So far, I've had a good experience with Embrace Pet Insurance. They have been responsive to the claims I have submitted. The staff have been responsive and caring when I have had to contact to them.
Insurer: Embrace
By: Shanna Schopmeyer
Easy claim submission and fast…
Easy claim submission and fast processing. Had $$$ in my account in less than two weeks!
Insurer: Fetch
By: DONNA