154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 10, 2024

Horrible experience with this company

I had Healthy Paws for nearly a decade, and they assured me that they would never raise premiums based on age or claims. Unfortunately, that promise changed. When my dog turned 8/9 years old, they've increased his premium to $250 a month, which is more than my own health insurance. Looking back, I regret paying the increasing rates over the years. In ten years, I had only been reimbursed between $250 and $500 but paid exponentially. My dog had been with Healthy Paws since he was just a few weeks old. A few months before the largest premium hike, he had a $350 emergency visit that they denied, claiming it was a pre-existing condition. This was puzzling, as he had no prior conditions, and I had to have a check-up at their request prior to him being insured. They even asked me to resend all his records from the past years. After some back and forth, they eventually paid some of the claim, minus a $100 deductible, but the stress of dealing with them while taking care of my sick dog and the insane premium increases caused me to cancel my insurance as I wasn’t seeing the value for what I had been paying. I strongly recommend looking elsewhere for pet insurance or considering setting aside money in a savings or money market account instead. Be sure to check Better Business Bureau reviews before making a decision. I've looked into potential class action suits but only found one in Washington.

Insurer: Healthy Paws

By: liz murphy Liz

Verified December 10, 2024

Ease of making claims.

Ease of making claims.

Insurer: Spot

By: Heather Hosak

December 10, 2024

Outstanding

The Customer service person was very helpful and knowledgeable in answering my question

Insurer: Embrace

By: Donna Altig

December 10, 2024

Website

Difficult website to prepare and submit claims

Insurer: Embrace

By: Gary

December 10, 2024

These guys are always good

These guys are always good pay quickly most of the times

Insurer: Embrace

By: michael coringrato

December 10, 2024

Much easier process than filing a claim…

Much easier process than filing a claim for my insurance!

Insurer: Embrace

By: Larry Harrington

Verified December 10, 2024

Great pet insurance

Great pet insurance! Some claims take a while to process but the app is user friendly.

Insurer: Fetch

By: Kathy

Verified December 10, 2024

Great pet insurance

Great pet insurance! Some claims take a while to process but the app is user friendly.

Insurer: Fetch

By: Kathy

Verified December 10, 2024

Great pet insurance

Great pet insurance! Some claims take a while to process but the app is user friendly.

Insurer: Fetch

By: Kathy

Verified December 10, 2024

Great pet insurance

Great pet insurance! Some claims take a while to process but the app is user friendly.

Insurer: Fetch

By: Kathy

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