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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

I appreciate the swiftness of the claim review

This insurance was recommended to me by the Humane Society and unfortunately I had to use it recently but it was easy and quick.
  • INSURER: 24PetWatch
  • POSTED: 01/12/2021
  • BY:
  • BREED: Affenpinscher
  • AGE OF PET: 1 - 8

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10

out of 10

Terrible and Slow. They don’t actually explain things correctly.

I was frustrated with the lack of explanation as to what a physical exam entails prior to enrollment. You should really specify that the pet needs to have a “physical” and not just an exam... I don’t thought a wellness exam would be enough and in turn it was not. And I was already enrolled and paid two months and no one explained this to me. I was sent emails in regards to submitting “all records” which I had indeed done... and no one ever reached out to say I still needed a “physical.” Not very good communication and also very slow going company. I won’t be back.
  • INSURER: Healthy Paws
  • POSTED: 11/04/2021
  • BY:
  • BREED: Manx
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Embrace is fair, honest, lives up to the terms of the contract - and I couldn't be more pleased to have them at my back.!

Fiona is aging (12.5 years) and has multiple health issues. I've never had a problem with claims, or the contract, or anything. The premiums are fair and the service is outstanding. I recommend it highly - even if you are currently insured with a different carrier.
  • INSURER: Embrace
  • POSTED: 01/16/2021
  • BY:
  • BREED: Chihuahua (Short Coat)
  • AGE OF PET: Over 8 years

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2

out of 10

Verified Reviews

Hmmm, worth it?

Not sure it was worth it due to the deductible I choose but really can't afford a much higher deductible as I'm a senior.
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Calico
  • AGE OF PET: 1 - 8

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2

out of 10

Verified Reviews

Never approved anything. Nice phone staff.

We went with Trupanion because our Vet had just become associated with VCA animal hospitals, and that's the insurance they push. Our cat was getting old, so we thought some sort of insurance was probably a good idea. Trupanion seems to offer a simple deductible/monthly premium trade-off. She had some diagnosed conditions going in, mainly hypothyroid. After we got her covered, she was diagnosed with another intestinal condition, which they refused to cover as "pre-existing". The symptoms are similar to intestinal cancer, but the cancer specialist recommended against an invasive test procedure because there is only one treatment regime for cats, cancer or not. In retrospect, it could have been beneficial if the specialist had done something to confirm a new cancer. But Trupanion never approved any of the steroids recommended for her, nor any of the veterinary cat food. When she went into the last emergency vet -- who told us she most likely was going through liver failure -- they didn't cover that either. They may cover the euthanasia, but I doubt it. And if they cover any of it, our deductible eats it all. So medically-speaking, useless. Financially speaking, the premium represented about 1/3 of her medical/insurance expenses. Everyone I ever talked to has been very sweet and sympathetic. But overall, the policy was worthless.
  • INSURER: Trupanion US
  • POSTED: 08/05/2022
  • BY:
  • BREED: Other Cat
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Embrace has been there when I needed them!

I've had my policy with Embrace for over 12 years and had not really had many claims until the last couple of years. My baby is being treated for cancerous growths and they provide excellent coverage and process all of my claims promptly. I highly recommend them!
  • INSURER: Embrace
  • POSTED: 01/19/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Trupanion is great pet insurance!

Trupanion rates are good. You can choose your deductible to fit your needs. The claims process was simple and straightforward. I am very happy with Trupanion insurance for Bella Lee.
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Super fast claims processing and outstanding service

I have had a Healthy Paws policy for my 11 year-old Beagle for 5+ years now. Last month, within the span of a couple of hours, Yodee went from seeming perfectly fine to needing immediate surgery. The emotions that go thru you when having to make decisions about these things is traumatic. But knowing that he had a Healthy Paws policy in place--and especially with the knowledge of how great they are with taking care of claims--absolutely brought reassurance and peace of mind. I can't even imagine how difficult the experience would have been without them. The claim was processed and paid before my credit card payment was due. He is fully recovered now, and doing great. I can't thank them enough. One of the best investments I have ever made.
  • INSURER: Healthy Paws
  • POSTED: 01/10/2021
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Duchess’s surgery

😊
  • INSURER: Healthy Paws
  • POSTED: 01/08/2021
  • BY:
  • BREED: Brittany Mix
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Great service and fast payment!

Glad I got this insurance as my dog had to have eye surgery on both eyes. It was worth it as much as they helped with the bill. I have kept it because they help pay for flea/tick/heartworm protection and on yearly exams.
  • INSURER: AKC
  • POSTED: 01/07/2021
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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