209,630+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace's Claim's Process is Quick and…
Embrace's Claim's Process is Quick and Easy Today, July 7, 2025, I submitted about 12 claims, 6 each for our two puppies. These claims covered the six monthly wellness visits for our new puppies. It took me less than 20 minutes. This was fast. The website did not freeze one time. It had a convenient client link to drop my invoices. It did not ask for a lot of unnecessary information. It even remembered the diagnosis selections to save me time by not requiring me to scroll to the bottom to find "wellness." Right now, I am really loving Embrace. I hope they can pay our claims within, say, 3 - 5 days. If so, they have a life-long customer. I wish human medical claims reimbursement process were this easy. This is nice!
Insurer: Embrace
By: Christopher Jones
Easy filing
It was easier than I thought to file a claim. Your system allows for multiple pages to be uploaded at once.
Insurer: Embrace
By: Janice Stimson
Claims are easy to submit and processed…
Claims are easy to submit and processed quickly with clear explanations. Thanks
Insurer: Spot
By: Mary Churchill
I absolutely adore Embrace Pet…the absolute best!
I absolutely adore Embrace Pet insurance - they have been great through a lot of terrible situations. I highly recommend them. Claims are reviewed/approved quickly. There are no unnecessary denials, no need to fight for coverage. They were absolutely amazing when one of our pets passed, approved and reimbursed the claims very promptly and then after noticing euthanasia on the receipt, automatically took all the necessary steps to cancel her coverage, so we didn't pay anything unnecessarily. They also sent the sweetest emails and card after her passing. I would never use another insurance!
Insurer: Embrace
By: ETK
Love Spot Insurance!
Spot genuinely makes me feel so much more at ease with my pets. Their policies are practical, well priced, and all the information is very easy to understand. Submitting a claim is also crazy easy!
Insurer: Spot
By: JM
Personable
Katherine was quick to help and personable. I love it when client representatives make room for human conversations that aren't necessarily about the issue at hand. We connected over having pets named Pippin! This made my experience just that much more enjoyable. Thanks Katherine!
Insurer: Fetch Canada
By: Jess
Being reimbursed properly
Being reimbursed properly
Insurer: Pumpkin
By: Phillip J Martinez
Quick reimbursement for annual exam.
Quick reimbursement for annual exam.
Insurer: Spot
By: Maria
I created a claim
I created a claim, which was very easy to do. Within a couple days I was notified that the money was being direct deposited right into my checking account.
Insurer: Spot
By: CB
I'm finding this company very easy to…
I'm finding this company very easy to work with, and claims are paid in a timely manner.
Insurer: Spot
By: Theresa Vinciguerra