209,556+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Unfair pre-existing condition policy
I rescued my senior pup so when I applied I get Embrace all of his vet records from the prior 9 years. They saw that in the past my pup had ear infections so they declared this a pre-existing condition. What is terribly unfair about this is that I’m now addressing his ear infections- they were not addressed prior to me rescuing him- and despite the fact that I’m being a great pet owner, Embrace will not pay any claims that say anything about his ears, allergies, etc. Allergies were not a pre-existing condition however they have decided to lump them together. Any reason not to pay a claim.
Insurer: Embrace
By: Carriann Isman
It’s such a relief to have Fetch
It’s such a relief to have Fetch. Submitting claims is easy and payments are sent quickly. I really like the constant communication from Fetch. I always know where in the process my claim is.
Insurer: Fetch
By: Marjorie
Great insurance!
I recently filed a claim for a non-cancerous tumor for my dog. It was easy to file and attach documents through the app. The claim was processed and paid quickly. I’m so glad I have this insurance.
Insurer: Spot
By: Liz Hecox
Great insurance
Great insurance. I’m happy with it so far.
Insurer: Fetch
By: Ann Rider
Spot has made pet emergencies not so…
Spot has made pet emergencies not so nerve racking. Knowing that they are there financially when needed is a blessing. I had to take my boy to the vet and the bill was $1000. I wasn't sure how I could afford that but they reimbursed me 80% after my deductible. Thank goodness!!! I highly recommend them for your fur babies needs!!
Insurer: Spot
By: Crystal
Spot is the best !!
This was my first time having to submit a claim to Spot. My cat needed to see the vet for some vomiting and diarrhea issues and I uploaded the bill and was reimbursed in a matter of days. Such a smooth and easy process..thank you Spot ..
Insurer: Spot
By: JMS
Embrace Pet is a money grubbing🤑ripoff!
Embrace Pet is a VERY🚫 BAD choice if you are looking for reputable and reliable pet insurance. My mixed terrier's coverage almost doubled (from $48 to $85@month without notification or a reason for the big increase 🤑I've never filed a claim for my pet over the 2+years that we had a policy with Embrace Pet. They're just another BIG RIPOFF!
Insurer: Embrace
By: Gary Kawate
Jan the agent
Jan, your agent, was very slow, hard to understand, and kept asking me to repeat myself. She had no logical way to explain my premium increase, although I've not had any claims paid out. Also, the credit card update was very tedious and took much longer than with other companies.
Insurer: Embrace
By: Dana Thompson
I’m new to pet insurance
I’m new to pet insurance. When I would call and ask questions about my claims, they were always courteous and reassured me that they were reviewing, and they would let me know. I was very pleased when I received reimbursement back for my pet incident. I would definitely recommend pet insurance if you have a high active breed of dog
Insurer: Embrace
By: Andrea Tallchief