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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Cooper's First Claim

When Cooper my Bernese Mountain Dog got sick, the vet ran lots of tests to determine the reason. Some of the tests were quite spendy. I wasn't sure if my claim was going to be fully covered, but the Lemonade team came through and covered everything except the exam. The claim process was fairly easy and the claim was approved quickly. I'm grateful that the experience turned out to be a positive one!
  • INSURER: Lemonade
  • VETERINARIAN: All Creatures Veterinary Center
  • POSTED: 12/23/2023
  • BY: Michael
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 0 - 3

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2

out of 5

TERRIBLE

continued harrassment over material I had already submitted, asked for MORE ridiculous!!!~!
  • INSURER: Pets Best
  • VETERINARIAN: Sun Valley Animal
  • POSTED: 12/23/2023
  • BY: stormi
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 7 - 10

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1

out of 5

Not worth the price

They don't want to cover anything
  • INSURER: ASPCA
  • POSTED: 12/22/2023
  • BY: Tim
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

Strongly recommend

I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big expense to carry pet insurance, but the knowledge that I never Have to worry about putting one down because I can’t pay a vet bill is worth the price. Hartville saw me through extensive vet, bills for surgery and cancer treatment for a beloved dog, and I trust them with my others. I certainly don’t know of an affordable health insurance for humans that has a $250 deductible! Customer service has always been excellent.
  • INSURER: Hartville
  • POSTED: 12/22/2023
  • BY: Lisa
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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3

out of 5

Unfair calculations

Since, we are responsible for 100% of the deductible, then 100% should be taken off our claim PRIOR to calculating our reimbursement. Instead of $1000(claim)- $300(30% reimbursement rate)=$ 700- $300 (deductible) =$400 reimbursement IT SHOULD BE $1000 (claim)-$300(deductible)=$700- $210(30%reimbursement rate) =$490 reimbursement. (where we lose).
  • INSURER: Fetch Canada
  • POSTED: 12/22/2023
  • BY: Bee
  • BREED: Cane Corso
  • AGE OF PET: 7 - 10

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5

out of 5

Insurance for pets is a necessity

As a Field Trial team there was always the possibility of injury in our sport and I took out insurance on Tundra just in case. Fortunately Tundra finished his career as an Amateur Field Trial Champion with out any major injury. One evening while relaxing at home, Tundra started to show signed of discomfort and less than two hours later he was in severe distress and showing signs of a bloated stomach. A quick trip to the ER was required.. Needless to say this illness is very serious and could cause death. Tundra has fully recovered and is back to old self. The treatment cost many thousand of dollars and without the assistance of Tundras insurance I would be financially devastated.
  • INSURER: Pets Plus Us
  • VETERINARIAN: Vet ER + Gardian Vet Hospital
  • POSTED: 12/22/2023
  • BY: James
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is Tops

I haven't had to file a claim yet but I want to say that my experience with customer service, with signing up and with the company's willingness to listen to me when I thought they'd made an error in the review of one of my cats medical histories has been excellent. Staff are friendly, cordial, professional, more than willing to help and knowledgeable. So far I couldn't ask for more.
  • INSURER: Embrace
  • VETERINARIAN: Arlington Animal Clinic
  • POSTED: 12/21/2023
  • BY: Isidore
  • BREED: American Shorthair
  • AGE OF PET: 0 - 3

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5

out of 5

Claims were covered!

Peanut had a bite and needed extra care including surgery to repair his wound. Met Life covered all of it. Decisions were made quickly and I received a check in a timely. I thought the premiums were reasonable given what I was receiving. I did my homework and checked out other companies. Met Life offered me exactly what I needed for Peanut. Great experience so far!
  • INSURER: MetLife
  • POSTED: 12/21/2023
  • BY: Monica
  • BREED: Domestic Short Hair
  • AGE OF PET: 7 - 10

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5

out of 5

Ins

Have had NationwidePet ins. From the age of 8 weeks. They are fabulous. Would recommend highly no issues.
  • INSURER: Nationwide
  • VETERINARIAN: Animal
  • POSTED: 12/21/2023
  • BY: kenneth
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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5

out of 5

Pets Best is the BEST

We decided to get pet insurance when our male cat Tizzy for four months old. Our niece, who had five different animals at the time, suggested Pets Best. We look at several different carriers and went with Pets Best. Tizzy became ill after surgery at five and a half months and Pets Best remitted our portion within 10 days time. He again became ill at almost seven months and each time he had to have a procedure or visit the animal emergency hospital, our payment was on time, within 10-12 days of his service. Filing a claim was easy online and the Pets Best staff keeps you apprised of the time frame for payment by email. Our Tizzy is healthy and happy finally and we are very happy with Pets Best coverage and their staff.
  • INSURER: Pets Best
  • POSTED: 12/21/2023
  • BY: Kathy
  • BREED: Domestic Short Hair
  • AGE OF PET: 7 - 10

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