154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 16, 2025

Quick and easy to submit a claim for…

Quick and easy to submit a claim for the first time. Very user friendly.

Insurer: Embrace

By: Cindy Laskowski

Verified February 16, 2025

The humility then expertise of your…

The humility then expertise of your representatives

Insurer: Prudent Pet

By: vgrmarcygmail.com

February 16, 2025

Just another insurance company

There's nothing particularly bad about embrace, but there's also nothing good about them. They're an insurance company which is inherently a crappy service that makes its money by delivering the bare minimum of what you're paying for and doing everything in their power to weasel out of doing even that. I've had thousands in vet bills for an elderly dog in the last year and this policy is still barely paying me a dime back of what I've paid into it.

Insurer: Embrace

By: Jody Moscaritolo

February 16, 2025

Great pet insurance

Thankfully, I've never had to use the insurance but the piece of mind that it's there is worth everything. My pup is still a young adult but, as he ages, I'm sure we'll need to rely on MetLife.

Insurer: MetLife

By: Anne

Useful
Verified February 16, 2025

We submitted a claim for our dog for…

We submitted a claim for our dog for his cardiology appointment. As we do every year. Within 8 days they reviewed it and gave us the reimbursement. Fetch Pet has been reimbursing us as promised since our initial claim, in a timely manner, for the last 4 years. I’m so pleased we chose Fetch Pet!

Insurer: Fetch

By: Jojos parents

Verified February 16, 2025

They were very friendly and helping…

They were very friendly and helping explained everything went over which plan would be the best for my fur baby.

Insurer: Prudent Pet

By: Thomasina Rebeles James Harmon

February 16, 2025

Vet Tech’s Approval

I’ve had spot for about a year and a half now and they have been great. I like the multiple options for deductibles and reimbursement percentage, and I like that I am reimbursed within a week or 2 of filing the claim. I also like that there’s a multitude of options for your specific plan and a lot of of the options fit within someone’s budget. They are extremely affordable while also providing the owner with coverage that is more than the bare minimum.Every time I call, they refer to my pet by name and ask how he’s doing and overall seem like they genuinely care about the pet when I do have questions or concerns. They’re also very eager to help and get to the bottom of any problems. From a vet tech perspective they are also great! They’re due diligence with following up on a claim is extremely timely and they are specific with their requests.

Insurer: Spot

By: Amber J Rothhaupt

Verified February 16, 2025

Your a genuine Pet Insurance provider…

Your a genuine Pet Insurance provider Does take long to process This all shows care you have for me and my Arnold, Thank You sincerely the 2 of us.

Insurer: Spot

By: Catherine Wolff

February 16, 2025

I contacted Embrace through USAA

I contacted Embrace through USAA. Customer service was excellent and I was provided with thorough answers to my questions.

Insurer: Embrace

By: George

Verified February 16, 2025

Premium increases are insane

I've had my cat covered for 11 years and in that time my premiums have tripled without a single claim. She's been healthy the whole time and yet it went from $50 to $150 per month. Save your money and put your premiums in a savings account, at least then you'll have the money for your pet when needed and the savings account won't deny your claim based on some bs loophole they use to deny claims.

Insurer: Trupanion Canada

By: Brad

Useful

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