154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 28, 2025

Not consistent! Adjusters make issues out of nothing.

I have submitted 2 claims through Fetch insurance. The first claim went through fine - no problems. The second claim came back flagged because an exam note from 3 years prior for my dog's annual vaccination appointment did not state her health status. Side note: this was the same medical record I used for her first claim that had no issues. Obviously if nothing was noted on her exam notes, nothing was wrong with her. They nit pick on big claims once you've paid your deductible - I called customer service and they were rude so I asked to cancel. I was transferred to another agent to cancel and she was confused to why this was even a problem - she reached out to the adjusters and stated there was no issues with my medical records and that if there was no negative notes for that appointment then to assume that she was healthy (common sense). If there are more issues with this claim, I will be cancelling. This claim has been pointlessly dragged out for weeks. To edit my post: the first agent I spoke to wasn’t per se rude, but very dismissive to the point I wanted to cancel and was happy to assist with that. The second agent I spoke to was very understanding and talked me out of cancelling. Update: edited my review from 1 to 3 stars. They were very prompt with processing my claim after the vet called them and said there’s nothing more to submit. I am hoping going forward I won’t have the same issues with her medical records if I need to submit future claims.

Insurer: Fetch Canada

By: Autumn

January 28, 2025

Very easy to submit claims and receive…

Very easy to submit claims and receive payment to my checking account.

Insurer: Embrace

By: customer

Verified January 28, 2025

Wonderful peace of mind!

I had an extremely stressful few days after my vacuum cleaner dog got into some things he should not have. I felt so relieved to be able to seek care for him without the added stress of weighing the cost of medical care against his likely outcome. And best yet - submitting the expenses was easy, fast, fair, and a relief to receive.

Insurer: Embrace

By: Yungmoon Chang

January 28, 2025

Easy Peezy

Easy Peezy. Easy to file, customer support is terrific.

Insurer: Embrace

By: Daryl McIlwain

January 27, 2025

Healthy Paws is absolutely a must-have

Healthy Paws is absolutely a must-have. We have 3 pets on our policy, two big dogs who recently passed around pneumonia for over 2 months, one required hospitalization. Healthy Paws had our back the whole way. Instant claims processing, direct deposit of reimbursements within days (not weeks). Healthy Paws + 0% APR Care Credit is the way to go to ensure your pets get the treatments they need, right away. Right after our pneumonia scares, one of our dogs tore his ACL!! Over $8,000 in treatments and counting, and Healthy Paws once again had our backs. We feel so safe knowing we have a Healthy Paws policy, that our pets are protected no matter what. We are 100% Healthy Paws for lifers and recommend them to anyone that doesn't have pet insurance yet or doesn't like their provider.

Insurer: Healthy Paws

By: Driippy Void

January 27, 2025

I love Embrace

I love Embrace; they are free and hassle-free.

Insurer: Embrace

By: April Conaway

January 27, 2025

Terrible insurance- does not pay ANY for accident or illness.

Every single claim I filed for one of my cats for accident or illness was denied. Things that were supposed to be covered were, in fact, not. So $1,490 was not covered. this insurance is a money pit. I filed all of the documentation that was required. Don't waste your time or your money. I wish I hadn't spent $600 for the one cat's insurance.

Insurer: ASPCA

By: Ashley Scoggins

Verified January 27, 2025

The online claims process is very easy…

The online claims process is very easy to navigate, and the reimbursement payments are sent back quickly. I feel that the premiums I pay is reasonable for the peace of mind that I get knowing I will be able to give my dog the best care possible. I was pleasantly surprised when the company reached out to check on how my dog was recovering.

Insurer: Healthy Paws

By: Sylvia Norris

January 27, 2025

Easy and a great idea for peace of mind…

Easy and a great idea for peace of mind and coverage

Insurer: Fetch

By: David Sawyer

Verified January 27, 2025

The best very nice young lady

The best very nice young lady

Insurer: Prudent Pet

By: Rudy Trabanio

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