154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 08, 2025

Very Happy

Very simple, very responsive!!

Insurer: Pets Best

Veterinarian: Cal West Pet Hospital

By: Shar

Useful
June 08, 2025

Super quick and easy

The claim process was easy to understand and I received the needed paperwork very quickly. I appreciated the fast service because I was in an emergency situation. Call centre staff were very friendly as well.

Insurer: Pets Plus Us

Veterinarian: Veterinary Emergency Clinic

By: Sarah

Useful
June 08, 2025

BEWARE: Premiums Skyrocket Over Time — They Don't Want Long-Term Customers

I just canceled my Healthy Paws policy after watching my monthly premium increase by over 500% in just 4 years. When I first signed up, the price was reasonable, and I genuinely believed I was protecting my dog long-term. But every single year, the premium jumped significantly — without any major claims on my end. They’ll tell you it’s because “more pet parents are using their policies in your area,” but I’ve lived in both rural Colorado and now Oregon, and the excuse is always the same. The truth is: they don't want long-term customers. The younger your pup is, the cheaper the policy — but once your dog starts aging (especially around 6 years old), be prepared for your monthly cost to become outrageous and unsustainable. It's clear that Healthy Paws is focused on maximizing profit from healthy young pets while pushing out responsible pet owners who might actually use the insurance when it matters. It’s disappointing and greedy. This is not a company that supports loyal, long-term customers.

Insurer: Healthy Paws

By: Sir Vincent Artest

June 08, 2025

Calli

I am very thankful for my Vet, Dr Omtvedt, and Dr Brown, they truly care about our pets, (family). I recommend them every chance I have. I am also grateful for Pets Best insurance, I have had them for a long time, this is my 2nd set of Cairns. Chris

Insurer: Pets Best

Veterinarian: Estherville Veterinary Clinic

By: Chris

Useful
June 08, 2025

Thank You

Will recommend to everyone.

Insurer: Pets Best

Veterinarian: BluePearl Pet Hospital

By: William

Useful
June 08, 2025

Best Pets Best

You will be very happy with the different options. I suggest you know in advance the type of coverage you want. Deductible. % of Claim to be paid out.

Insurer: Pets Best

By: steven

Useful
June 08, 2025

If you are in Canada DO NOT BUY THIS…

If you are in Canada DO NOT BUY THIS INSURANCE! My Bill is never the same, they charge in U.S. dollars and convert to Canadian so that "rate" you are quoted is BS. Also, (at least from Canada) I could not see a breakdown of my Bill, I just had to "trust" that everything was okay. Some months my Bill would be $90, others it would be $120. I also was Never given a copy of my agreement. Don't do it!

Insurer: Fetch Canada

By: Sarah Hobo-Gogo Bell

June 08, 2025

Claims paid promptly

Claims paid promptly, in early years having insurance was to protect & for most part didn't use. But our dog developed many health issues with age & having insurance is very helpful

Insurer: Embrace

By: Kevin Duncan

Verified June 08, 2025

I think the insurance is very good

I think the insurance is very good. I have used it now for 3 years and I appreciate the ease of filing claims digitally and the quick response with reimbursement. When I do call in to a representative they are always courteous and helpful. I gave 4 stars instead of 5 because I don’t appreciate the 30% increase in my premiums every year. Before long the premiums will be so high that I won’t need insurance because it won’t be financially worth it. I’m not sure if there’s a cap on premiums or not. But there should be for loyal customers. Just my thoughts

Insurer: MetLife

By: Tammy

Verified June 08, 2025

Spot handled my claim quickly with no…

Spot handled my claim quickly with no hassles.

Insurer: Spot

By: MaryAnn Beckwith

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