209,226+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,226 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,226 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,726 reviews

4.9
Healthy Paws

10,998 reviews

4.9
Fetch

5,256 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 22, 2026

Quality & Efficiency for your Pet!

Spot Pet Insurance is everything my husband and I have been looking for in an insurance company for our dog so far. We love the simplicity of submitting claims when we have to, the relatively fast processing time, and the ease of use when having to interact with the website. We had to use the vet access feature through the phone once and the person on the other end of the phone was so patient, kind, and caring. It really helped— especially when we as pet parents were already anxious about our dog’s symptoms when they were ill. Spot Pet Insurance is where you want to go for quality care for your beloved pet.

Insurer: Spot

By: Tiffanee-Symone J.

Verified March 22, 2026

Super easy to submit my claim and funds…

Super easy to submit my claim and funds were in my account in a couple of days. Very easy to navigate the process

Insurer: Spot

By: Jovana Herron

Verified March 22, 2026

No trouble with MetLife it took about a…

No trouble with MetLife it took about a week only for the $ to hit my bank.

Insurer: MetLife

By: customer

March 22, 2026

I have paid annually $1000 in premiums…

I have paid annually $1000 in premiums for a healthy 3 yo dog who rarely seeks care, yet when she did go, they denied the claim which was less than one years worth of premiums. Then they auto renew despite not accepting an offer of replacement coverage notice, so be careful giving them your credit card. Dog insurance is optional luxury, so I decided to self insure. This used to be a good carrier. Now, I am ending my relationship with this toxic entity. They don't know which customers to keep.

Insurer: Nationwide

By: customer

Verified March 22, 2026

Spot Pet Ins. Great coverage - 80%/$5K

Spot Pet Insurance that we enrolled in as of April 2025 with coverage for our two Chihuahua's has been great ! Their Claims Service Dept. has been very responsive & quick to act on our multiple claims for our pet from (meds to major surgery). Their several requests for additional medical records on our pet was handled quickly. The autopay for monthly premiums is great! Claims submission & reimbursement via direct deposit has been Excellent ( 7-10 days) Very satisfied with insurance at present!

Insurer: Spot

By: Ed Bryce

Verified March 22, 2026

First dog I ever got insurance for and…

First dog I ever got insurance for and have needed it. Thank you

Insurer: Trupanion

By: Candy

Verified March 22, 2026

Very easy to understand and enroll

Very easy to understand and enroll

Insurer: MetLife

By: Rogelio Feria

Verified March 22, 2026

Submitting an appeal.

While I was looking for pet insurance, our puppy had a bad episode of vomiting & diarrhea. He had giardia. 2 months after I got the insurance he was brought in again for the same symptoms. This time it was pancreatitis. For sure I thought the insurance would reimburse me but it was denied because it was seen as a pre-existing condition. I called metlife & spoke with Rose, explained our story & she assisted me in appealing our claim. She was very informative & detailed in getting it done. I sent in the appeal form with a health statement stating that these episodes were not related & a new diagnosis. Within a week I was reimbursed. The prescription food that our dog needs is also covered by the insurance now. Submitting a claim is very easy. Although submitting accurate documents are important so that the insurance can understand the difference in each claim. I'm glad I found this insurance company thru my work. I really appreciated Rose's patience & assistance.

Insurer: MetLife

By: Millie

Verified March 22, 2026

Hassle free

Very easy to submit the records from our visit and only a few days to get back the money. So glad I went with Spot!

Insurer: Spot

By: Colleen M

Verified March 22, 2026

Spot is quick to process claims and…

Spot is quick to process claims and submitting is very easy. Great value for the price.

Insurer: Spot

By: Melissa

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