154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

341,925 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,683 reviews

4.9
Healthy Paws

10,937 reviews

4.9
Fetch

5,158 reviews

4.9
Trupanion

58,918 reviews

4.9
Pets Best

14,584 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 11, 2024

Life Saving!

My two dogs have been insured with Healthy Paws for 9 years now. We waivered on getting pet insurance until a family member went through a major medical event with their pup. They also had Healthy Paws, and when we saw they had $9k in vet bills in one month to save their baby, we were sold on it. Between both of our large dogs, we have been through multiple surgeries for various reasons. I don't think there has been a year gone by that at least one of our dogs didn't meet the deductible! We had root canals for injuries, emergency visits, one tendon repair, bone fusion, cancer removal, cancer treatment, amputation, splenectomy, and other issues. We sadly had to let one of our boys go this year. We forgot to submit the last claim for months. They let us submit well after his passing. We know how agonizing it would be to have to choose between the health of your furry baby and paying the mortgage. It's not cheap, but the plan we chose has worked well for us! We have NEVER had an issue with reimbursement. Claims are easy to file and promptly processed and directly deposited. The fine print isn't too fine. You know what you're getting. There was ONE instance the charges on my bill were not properly labeled, and all I had to do was resubmit with an explanation. I'm thankful for the referral. Our big boys have received the best possible care because of pet insurance.

Insurer: Healthy Paws

By: Charlynne

Useful
December 11, 2024

Great job throughout the process

The agent that I spoke to was very knowledgeable and helpful throughout the issue

Insurer: Embrace

By: Patricia Dougherty

Verified December 11, 2024

Prompt response

Prompt response

Insurer: Fetch

By: Richard

December 11, 2024

Submission of claim is easy & fast

Submission of claim is easy & fast

Insurer: Embrace

By: Michael Kahn

December 11, 2024

Seamless filing

Once again the filing of a claim was seamless. And this senior citizen appreciates that. As a side note we just received our new policy and were very surprised at the increase in payment amount.

Insurer: Embrace

By: bill rouse

Verified December 11, 2024

I just submitted my first few claims…

I just submitted my first few claims from the vet and the process was totally easy. I was expecting to have to engage in some back & forth but SPOT did their job and then the reimbursement showed up in my bank. I wasn't sure if I went with the right pet insurance, now I know I chose well.

Insurer: Spot

By: Robert C

Verified December 11, 2024

Very quick and easy claim turnaround

Very quick and easy claim turnaround

Insurer: Spot

By: Kash

Verified December 11, 2024

My clam was processed in a short time…

My clam was processed in a short time and was easy to file. Check should be here in a couple days.

Insurer: Embrace

By: BOBBY ORLANDO

Verified December 11, 2024

Embrace, the best around !!

Our experiences have always been wonderful with the Embrace Claims process. Recently we had to take our dog to an Emergency Hospital due to a head trauma. I filed the claim later that morning after we returned for the sole purpose I would not forget. The claim was approved in less than four hours. Astounding service, they have always been approved quickly but this time was amazing. I filed on a Monday and received payment on Saturday. The coverage we chose has never let us down.

Insurer: Embrace

By: John P.

Verified December 11, 2024

This was my very first claim for Clark…

This was my very first claim for Clark Gable so I understand that it took a rather lengthy time to process. I received an email more than 10 days ago explaining the amount of money I would be receiving . I’m still waiting for the the check to arrive so I cannot give an honest opinion of your service yet!

Insurer: Embrace

By: Kathi Cohen

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