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We've had Zuzu, our 6-year old Dachshund, insured with Embrace for over 5 years now. Luckily for her, and us, we've only had one health crisis with her requiring surgery. She has been healthy and thriving ever since. We continue to have Zuzu routinely seen by the vet for wellness checkups and routine vaccinations. The great thing about our Embrace insurance policy is that we have an annual allowance of 200$ towards wellness checkups and vaccinations. This is not only helpful to our bank account, who doesn't want to save money? But, it's a great comfort knowing that Embrace cares enough about pets that their policies encourage pet-companions to keep up with routine vet visits and health maintenance care. As always, the friendly, prompt, courteous service by Embrace's claim-handling department personnel is a pleasure to deal with. It's nice that they care enough to ask after Zuzu and send us helpful tips, stories, and other valuable pet information on a somewhat regular basis. If you're not already insuring your pets with Embrace, what are you waiting for? I promise you won't regret it.

Have three year old dog. Rate has increased 100% since summer of 2009. Don't buy pet insurance until your dog is 5 or 6. Once you buy, you can't stop or you will NEVER get anything covered later. They used to cover vet prescribed Cosequin for dog with pano, but now they labeled it "supplements" and won't cover. Used to be really happy and recommended to everyone. Not anymore

We are so thankful to have such a wonderful insurance as Trupanian. Our dear family cat had a torn ACL and throughout and after recovery we got reinbursed in a very quick and simple way. The staff at Trupanian is exceptional with their care and help. If you can afford having a pet you cannot afford to be without insurance. This is the best thing you can do to have peace of mind in case you need it for a minor or major problem with your pet. And be thankful if you don't need it so you know that it will help another pet in need. We believe that standing before that situation of a lifethreatening or shortened lifespan due to a illness should not be a moneyissue. And with having an insurance you don't have to worry if you can pay for it or not. I would only recommend Trupanian. We researched a lot of insurances and with all the options Trupanian is truly the best. Thank you so much Trupanian, you are so true to your dear loved pets.

We are so thankful to have such a wonderful insurance as Trupanian. Our dear family cat had a torn ACL and throughout and after recovery we got reinbursed in a very quick and simple way. The staff at Trupanian is exceptional with their care and help. If you can afford having a pet you cannot afford to be without insurance. This is the best thing you can do to have peace of mind in case you need it for a minor or major problem with your pet. And be thankful if you don't need it so you know that it will help another pet in need. We believe that standing before that situation of a lifethreatening or shortened lifespan due to a illness should not be a moneyissue. And with having an insurance you don't have to worry if you can pay for it or not. I would only recommend Trupanian. We researched a lot of insurances and with all the options Trupanian is truly the best. Thank you so much Trupanian, you are so true to your dear loved pets.

They are prompt, very thorough, and keep you up to date through the whole thing. It's well worth the money.

They are very pleasant and helpful when I call. They reimburse for claims immediately. This is the best pet insurance plan for sure.

I would not have been able to afford the emergency veterinary care that my Aussie/Border Collie cross received twice; once due to an accident and once to a life threatening illness. Both times the bill was over $1000. I can hardly believe how easy it was to have my claim processed and 90% of my bills paid. I wish my personal health insurance was this efficient. I would recommend this company without hesitation. They are literally life savers.

I would not have been able to afford the emergency veterinary care that my Aussie/Border Collie cross received twice; once due to an accident and once to a life threatening illness. Both times the bill was over $1000. I can hardly believe how easy it was to have my claim processed and 90% of my bills paid. I wish my personal health insurance was this efficient. I would recommend this company without hesitation. They are literally life savers.

Embrace has good coverage but I also liked the speedy claims service they provided in the past. I used to be out my money for only about 2 weeks. Recently is has been over 30 days. I see it is now 15 business days before they even process the claim.

I have nothing to say about Embrace except good things. I think it was 2007 when one of my golden retrievers, Frisbee, got a torn cruciate ligament and at the time I was unemployed, no money coming in, and no pet insurance. I struggled but I found IMOM.org where people log in to see what your story is and donate to the dogs or cats they choose to. So I needed $3,300 for the Frisbee’s surgery and I had to wait for a couple months before all the money got donated. Frisbee got his surgery paid for all in donations. After that, as soon as I got an income stream coming in, I searched around for insurance companies and most did not cover preexisting conditions, or they did not pay for diseases specific to the breed, or wouldn't except my Abby because she was 8 at the time, or they paid claims on their own rate schedule. Then I found Embrace. We have been insured with Embrace since 2008 and my Frisbee is no longer with us but, I have L. Bostwick and Abby. I am so glad I found Embrace because before Frisbee died he came down with cancer and Embrace paid for all his chemotherapy pills, surgery, and specialist visits at the hospital. During the time we have been insured with Embrace they have paid every claim within the 15 business day window, and most of the time they paid within 2 weeks. I have the reimbursements automatically deposited to my checking account which is a huge convenience. I highly recommend Embrace pet insurance to everyone who has a pet.