208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 20, 2019

Everything Great!

Have 3 Maltese and could not do it with VPI !

Insurer: Nationwide

By: Jeanette

Useful
November 20, 2019

Expedient, user-friendly, worthwhile investment.

Very easy to file a claim, quick turnaround on receiving funds. Really like the electronic transfer of funds.

Insurer: Nationwide

By: Alessandra

Useful
November 20, 2019

Happy with Results but may take some time and energy to get claims paid

UPDATE: My pneumonia claim is now being processed. I am satisfied with the results of my claims. It did take time for issues to get resolved but thankfully the manager working the case got in touch with the vet on the phone to work out any miscommunications. Previous Review: When presented with medical records they will dismiss anything that is not in their favor to get out of paying. When you call customer service the only information they can provide you is the notes that are sent back to you with your explanation of benefits. I had to file an appeal twice to have them actually look over the medical records and now they are have sent the vet a question where there’s not really a good way to answer so that they can find some way to get out of paying. Summary of events: Claim submitted 10/21/19 Claim denied 11/1/19 REASON: D11 Policy per-incident limit or lifetime limit has been reached No further explanation or documentation provided to me. I called and they said that the vet thought that the 2 incidents were related. (His previous bout of pneumonia and the most recent one) the hospital did not follow up with my vet which had taken x-rays showing that he no longer has pneumonia between the 2 incidents. So I filed an appeal. Appeal filed 11/4/19 Appeal denied 11/19/19 REASON: D11 Policy per-incident limit or lifetime limit has been reached No further explanation or documentation provided to me. I called and they said that the vet thought that the 2 incidents were related. (His previous bout of pneumonia and the most recent one) the hospital did not follow up with my vet which had taken x-rays showing that he no longer has pneumonia. NO THAT IS NOT A TYPO THE SAME EXACT EXPLANATION OF BENEFITS WAS SENT TO ME WITH A DIFFERENT DATE. I sent them my dogs medical records yet again for a second appeal because when I called customer care yet again they gave me the same reason. I wanted to know why the medical records were not reviewed or why there was no further explanation provided. They said you can file another claim. 2nd Appeal filed 11/14/19 More information requested from the vet: According to Winston’s medical history, he has been treated On three separate occasions for bronchopneumonia. Bring the medical records from your hospital, it indicated that Winston presented on 9/19/19 and 10/20/19 for vomiting, which developed into secondary aspiration pneumonia. The medical records from Hutto veterinary clinic stated that the recheck radiographs performed on 10/3/19 revealed no radiographic evidence of bronchopneumonia. While we understand that the recheck radiographs on 10/3/19 revealed normal radiographs, in your professional opinion’s, has an underlying ideology and or cost for the vomiting a 9/19 and 10/20 been determined? Currently waiting to see what the insurance comes back with this time. This is 2 separate bouts of Pneumonia and I have medical records and x-rays to prove it. However the insurance company is still trying to find a way to get out of paying it. My dog was diagnosed with brachycephalic syndrome Which if you are not aware refers to the combination of elongated soft palate, stenotic nares, and everted laryngeal saccules. While he did have surgery on his everted laryngeal saccules and stenotic nares he also had a repair of his secondary cleft palate which is not a part of the brachycephalic syndrome. However my explanations of benefits states: my hereditary plus was added 2 days too late. I get it. My loss however part of the surgery unrelated to the “diagnosis” made 2 days prior was addressed with surgery and the whole denial was based on the diagnosis of brachycephalic syndrome. I have spent numerous hours filing appeals and speaking with employees trying to resolved this. This company is the absolute worst. If you love your pet stay FAR FAR away!!! I am baffled that the AKC allows their name to be used with this company.

Insurer: AKC

By: Heather Cook

November 20, 2019

Best investment I've made for my dog!

After losing our 13 year old family pet and incurring many vet bills, when we were ready to adopt a new member to our family, I was curious to see if pet insurance would be worth the money. I opted for the Well Pet plan which is the most expensive but literally covers just about everything. We always meet the annual deductible and so by the end of the year, we have saved hundreds of dollars. I highly recommend Nationwide's Well Pet plan for anyone with a new puppy. Submitting claims is easy and turn-around time is very efficient. Give Nationwide a try. You won't be sorry.

Insurer: Nationwide

By: Lauren

Useful
November 20, 2019

So convenient!

Very easy process! Completed in less than 5 mins after leaving my dogs routine appointment.

Insurer: Pets Best

By: Laura

Useful
November 20, 2019

There for us

Sparrow, our dog was thrown from the car during a rollover accident where everyone suffered injuries. Sparrow had a crushed hind leg and the options were surgery or amputation. Fortunately we had Pets Best who stood behind their policy and helped with both the initial surgery as well as follow up treatments. Now, 5 months later Sparrow is almost his old self - supporting our son as an emotional support dog and as a playful pup when he is "off duty". Throughout the recovery Pets Best provided prompt service with emails updating us on the status of the claims. I recommend Pets Best to everyone who has a pet that is an important family member - thank you for being there for us.

Insurer: Pets Best

By: Angela

Useful
November 20, 2019

Little Furry Guys

My poor little boy, passed from leukemia. Pets Best, has been sympathetic, and more than fair with my claim. I would recommend this company to anyone who has a little furry one.

Insurer: Pets Best

By: Paula

Useful
November 20, 2019

Speedy

Had my 8 month old shihtzu spayed, blood work done and puppy tooth removed while she was under anesthesia. I bought pets best insurance as I am totally union. Pets best paid for most of her vet bill and that was like a reimbursement of half the insurance. Bella is a very active little shihtzu and I'm so very happy to have her covered by pets best. I compared different pet insurances and pets best is the best choice. Sending in the bills and reimbursement was simple and speedy. Keep up the great work.

Insurer: Pets Best

By: Carol

Useful
November 20, 2019

Pre-approval

Getting a pre approval for surgery was very helpful.

Insurer: Pets Best

By: Kara

Useful
November 20, 2019

Great experience with first claim filing!

I used my Pets Best insurance for my boy Finnegan for the first time and talk about an easy, hassle-free transaction. I researched about 15 different pet insurance carriers and am so thankful that I chose Pets Best- they really are the BEST!!

Insurer: Pets Best

By: Krista

Useful

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