With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
out of 10
DONT GET THIS INSURANCE COMPANY
Just garbage, been paying for 8 years, file a claim for a fractured tooth due to an accident. denied because removal is apparently "secondary" to the accident or some bs reason, what a crock.
My sweet Ellie has been a healthy, full-of-life Boston Terrier for all of her nine years. Not too long ago she inhaled a blade of grass on one of our walks. Before her rhinoscopy, we didn’t know it was a foreign object causing her so much distress. I was desperate to find out what was causing her severe reverse and regular sneezing attacks as well as her deteriorating health.
I’m forever grateful that I have Trupanion Pet Insurance. This awesome company and customer support staff quickly responded with pre-approvals for Ellie’s CT scan and then a rhinoscopy to determine a treatment plan. We saw two specialty veterinarians for these two procedures. Both offices submitted the Trupanion claims for me, so I didn’t have to pay so much out of pocket. I’ve learned Trupanion quickly sends claim payments to the veterinarians.
Thankfully, Ellie is back to her bright-eyed, healthy self. Without Ellie’s Trupanion Pet Insurance and given my tight financial budget, I don’t know what I would have done to help her.
Trupanion does not cover exam fees, which would be helpful especially when seeing specialty veterinarians as their initial exam fees were much more expensive than my regular vet's fees. This is important to keep in mind when budgeting for your deductible and percentage payout.
Big picture – Trupanion Pet Insurance makes life better when you’re dealing with a cherished pet’s illness or medical emergency. Based on my experience in the area where I live, it appears that Trupanion has a good reputation with our local veterinarians too.
I was with HEALTHY PAWS pet insurance for 10 years, they processed my claims, while raising the premiums every year with no problems. I called to let them know my boy had to be euthanized (age 12) for health reasons, they told me the euthanasia would be covered, to file my claim the day after. I filed the claim and cancelled the insurance as told. It's been two weeks since I've filed, I just received an email saying they were working on the euthanasia claim, and asked "please let us know how Dominic is doing". Really....just goes to show how sympathetic and caring they are, asking me how my deceased boy is. I work at an animal shelter and always recommended HEALTHY PAWS, not anymore. I'm so disappointed
When I thought no one would help or understand my situation Trupanion was there!
I'm so grateful that I have pet insurance!
Yesterday morning I woke up to hear my dog Spencer unable to catch his breath, sneezing and coughing. He was congested and struggling. So I wrapped him in a towel and drove to the 24hr. VET Emergency Clinic (Clinic). To make a long story short I had to pay $500. upfront to the Clinic, before I handed them my dog, also adding to the stress for both my dog and me I wasn't allowed to go into the clinic because of Covid. 20mins later I received a phone call from the Vet Tech. explaining what could be or maybe the issue and that they'd like me $4,500. upfront before they begin any of medical tests, X-rays, blood tests, etc. The Vet Tech let me know that the amount was an estimate. If the cost was lower the difference would be me. If it cost was higher I would have to pay the difference upon invoicing. I called Trupanion to see if they could help. The person (I wish I remembered her name) who answered the phone was so kind and understanding. She calmed me down and said she would see what she could do. Even though Trupanion could give the money up front they did get a preapproval done and made me feel they were on my side.
It is very stressful when your pet gets ill and needs medical assistance. Thank you Trupanion!
The Embrace response was excellent. My policy covered the full scope of treatment from the initial diagnosis of a malignant tumor, removal of the tumor by a Board Certified Surgeon BCA DACVS, almost a month of radiation therapy and continuing post-surgery monitoring by an Oncologist. It's been over a year now since the initial diagnosis. Maggie is cancer free, in great physical condition, and turns 11 next month. Embrace provided coverage with no question, for the entire time . Based on my experience, I highly recommend Embrace for insurance coverage.
From the first, we have been perfectly taken care of. The “paperwork” was a breeze, and there was plenty of help with setting up Sylvie’s account. Claims were reviewed and accepted very quickly. The coverage is extensive. Thank you so much, Trupanion!
I had my dog with Healthy Paws for many years & thru out those years Healthy Paws was there for my family & even til the end! They were still there I’m very great full I picked you guys & had to say thank you! For everything!