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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Great Service and fast claims processing

My dog Kamo got sick about 2 weeks ago and had to go to the emergency vet for care. Once Kamo was released, a claim was submitted to Healthy Paws. Unfortunately the vet forgot to include the doctor's notes. Healthy Paws contacted the vet's office and got the information. They processed the claims within days. Secondly, they sent a follow up email to check on Kamo. Great customer service. I recommend them to anyone with a four legged family member. :-)
  • INSURER: Healthy Paws
  • POSTED: 02/17/2014
  • BY: Tracy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Wont question the necessity of pet insurance again

Thought to myself - does a dog really need insurance? Seems like a ridiculous waste of money. Well, after my pup started eating every sharp and non-digestible item in my house I caved and decided that $10/mo is better than $3000 to remove a mechanical pen from her colon. Anyway, I never used it to remove a pen but when another dog attacked her I was grateful for that insurance. Reimbursement was quick. They covered almost everything and saved me from forking out more than $600 of my savings in vet bills. Won't question this monthly expense anymore.
  • INSURER: ASPCA
  • POSTED: 02/17/2014
  • BY: Josephine
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion.....Pet owners Best Friend!!!

I learned my lesson the hard way by not having excellent insurance for my beloved Maltese Logan. He needed a Knee replacement and soon after was diagnosis with severe CHF. The medicine was approx. $500 a month and the grand total I needed to borrow from my 401K was $30,000. I am still paying off this loan for 3 more yrs and my beautiful Maltese has been gone 16 months now. I made the mistake of purchasing a "cheap" policy, and you truly get what you pay for!! My family has since welcomed a beautiful Golden Retriever into our lives. I did my homework on breeders and Insurance companies. I needed to know that money would never be the reason I would not be able to give our family pet the best medical care he deserved. The only company I would consider was Trupanion. They must go out of there way to hirer the most compassionate dog loving staff! I choose a policy that would reimburse 90%%of the billed amount with no deductible, and insured my dog at exactly 8wks of age. Everyone thought I was crazy to "waste" money on a healthy pup, but I felt such an urgency to have this dog covered. I could never afford to do what i did out of pocket for my last dog, however we all know once you fall madly in love with your pet there isn't much you wouldn't do for them. To make a very long story short, my beautiful Golden named Chase, was neutered at 8 wks old, We decided to have hip x-rays for a baseline. As my luck would have it, Chase had severe hip dysplasia, 90% Right hip and 70% Left hip.
  • INSURER: Trupanion Canada
  • POSTED: 02/17/2014
  • BY: Pat
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion.....Pet owners Best Friend!!!

I learned my lesson the hard way by not having excellent insurance for my beloved Maltese Logan. He needed a Knee replacement and soon after was diagnosis with severe CHF. The medicine was approx. $500 a month and the grand total I needed to borrow from my 401K was $30,000. I am still paying off this loan for 3 more yrs and my beautiful Maltese has been gone 16 months now. I made the mistake of purchasing a "cheap" policy, and you truly get what you pay for!! My family has since welcomed a beautiful Golden Retriever into our lives. I did my homework on breeders and Insurance companies. I needed to know that money would never be the reason I would not be able to give our family pet the best medical care he deserved. The only company I would consider was Trupanion. They must go out of there way to hirer the most compassionate dog loving staff! I choose a policy that would reimburse 90%%of the billed amount with no deductible, and insured my dog at exactly 8wks of age. Everyone thought I was crazy to "waste" money on a healthy pup, but I felt such an urgency to have this dog covered. I could never afford to do what i did out of pocket for my last dog, however we all know once you fall madly in love with your pet there isn't much you wouldn't do for them. To make a very long story short, my beautiful Golden named Chase, was neutered at 8 wks old, We decided to have hip x-rays for a baseline. As my luck would have it, Chase had severe hip dysplasia, 90% Right hip and 70% Left hip.
  • INSURER: Trupanion
  • POSTED: 02/17/2014
  • BY: Pat
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws is true to their word.

While paying a monthly premium is a cost I hope I don't have to use, knowing that Healthy Paws is there if my dog Monk does have a medical problem gives me tremendous peace of mind.The high price of veterinary care is less of an issue because of the generous compensation plan and the speed with which Healthy Paws responds. Another plus is the company's financial commitment to animal rescue. The follow up email checking on our beloved pet's recovery is the icing on the cake!
  • INSURER: Healthy Paws
  • POSTED: 02/17/2014
  • BY: Fern
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Efficient Staff, Great Benefit Package

I researched multiple pet insurance companies online, and by far Embrace offered the most comprehensive coverage for my cat and dog at a reasonable rate. The staff was friendly and helpful when I needed guidance in getting all of my information in order. Embrance offers a reimbursement option for either a check by mail, or via direct deposit. Embrace issues their reimbursement checks promptly. I am happy with my puppy's "Dogbama" health care coverage, as well as my feline's "Obamacat" coverage. Thank you for the covered services that you provide.
  • INSURER: Embrace
  • POSTED: 02/16/2014
  • BY: DDC
  • BREED: Bedlington Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Great experience! Second operation, hassle free

Our little yorkie has had a rough life with a liver shunt surgery and now, a patella luxation. Both surgeries were scary for us but we didn't have to worry about our coverage once! $60 a month for 3 years and we have submitted nearly $6,000. We also like the direct payment with our vets because all we have to do is pay 10% and the tax as trupanion reimburses our vet directly. Thank you so much!!!
  • INSURER: Trupanion
  • POSTED: 02/16/2014
  • BY: Erin
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Great experience! Second operation, hassle free

Our little yorkie has had a rough life with a liver shunt surgery and now, a patella luxation. Both surgeries were scary for us but we didn't have to worry about our coverage once! $60 a month for 3 years and we have submitted nearly $6,000. We also like the direct payment with our vets because all we have to do is pay 10% and the tax as trupanion reimburses our vet directly. Thank you so much!!!
  • INSURER: Trupanion Canada
  • POSTED: 02/16/2014
  • BY: Erin
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Fantastic Company!

I recently found out that my 8 1/2 month old puppies both have severe elbow dysplasia. They both needed major surgery or they wouldn't be able to walk. They both had surgery which totaled $14,000! We sent in the claims and it was approved and checks were mailed within a week. Everyone was so easy to work with and they worked quickly to process the claims as they knew I had incurred very expensive vet bills. I have already recommended them to several friends.
  • INSURER: Healthy Paws
  • POSTED: 02/16/2014
  • BY: Julie
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Insurance covered over half of my bill

My 15 month old golden retriever ate a homemade marshmallow Christmas ornament (pins and all). The total bill was about $1,200. and the insurance covered more than half of it. I was happy although wonder why vet physical examinations (2) for this was not covered by policy.. It is hard to diagnose without examining a dog and second vet could not put dog under anaesthesia without a physical exam.
  • INSURER: Trupanion
  • POSTED: 02/16/2014
  • BY: Carol
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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