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We decided when we got our new Akita Puppy last year that we were going to get pet insurance and thank god we did, he is just a little over a year old now and slipped on some ice out back ended up tearing his CCL (ACL in people) he needed surgery, Pre-op on Feb. 17th was $560 I was reimbursed $416 in 5 days, he had his surgery on Feb. 25th $3931 and my claim should be direct deposited in the next 2 days for $3144. If it weren't for Embrace we would be out $4500 just for this, so the $40 a month is well worth the expense and peace of mind.

My hardly over a year puppy one day started vomiting blood and had bloody stool all over the house. We brought her to the vet and thankfully had her patched up by the next day. We submitted our claims and before I knew it I had a check in the mail. The nicest touch were the 2 follow up calls from ASPCA to check on my pup to see if she was feeling better after her illness. The fact that they had flagged her and cared enough to reach out meant so much to us!

We have a 5 month old choclate lab and being a lab and a puppy anything she can fit in her mouth gets in her mouth; After a spate of vomiting our vet was concerned about a blockage; We are very pleased with the service and support we have received with Healthy Paws....fortunately there was no blockage

This company is awesome! They promptly review the claim, answer any questions, and make prompt payments. I love the wellness program for our kittens.

I must say that I am extremely happy with Healthy Paws. My dog's growth plate fussed to early in one leg, causing him to limp. I called Healthy Paws to inform them of the procedure he had to undergo. I submitted the claim and within the week I had the check.I truly recommend Healthy Paws to every dog owner I know.

Love pets best absolutely no problem getting reimbursed quickly. I was hesitant about insurance but I am extremely happy now that I went with pets best. No hassle quick response.

Had my 6-month old kitten spayed. Faxed the claim to Embrace mid-morning and received approval notification of my expected reimbursement by end-of day! That was fast!

I switched to Pets Plus Us after years with another company that was okay, but kept increasing premiums every year even when I wasn't making claims. I had to get an MRI for my border collie and thankfully it only turned out to be minor nerve damage and wasn't life threatening. Pets Plus Us covered most of the (very) expensive bill, and were quick and fast (and kind). Also, love getting my free issue of Modern Dog each month :0)

We have four Newfoundlands who are our four legged children. After researching with all of the insurance companies and speaking personally with the agencies...Embrace provided more individual care. In asking questions, their answers have been direct and followed up with emails for reference. The turn around on claims have been within 48 hours in my case with direct deposit. We have recommended Embrace to friends and family and will continue to do so!

Over the last several years we've had three senior adopted beagles. Sadly, our first, Lulu passed on after a cancer diagnosis that we opted not to treat aggressively as she was terminal. She spent her last weeks at home under the watchful eye of our veterinarian. ASPCA insurance covered a fair amount of the diagnostic and end of life costs. Our other beagle, Lili is also a senior citizen and suddenly last year could no longer hold up her head. After a week of daily vet visits she was found to have a slipped disc and within an hour of being administered steroids she was back to her old self! Once again, insurance covered a good share of those costs. Then, a couple of months ago our third beagle, Zoe suddenly stopped eating. She ended up in the hospital for a week and had to have her gall bladder removed. ASPCA insurance paid the max per single incident for that event.For my husband and me let insurance makes sense. It is not cheap, but it has proven worthwhile for each of our three dogs.