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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fantastic experience

Thank God I have had only one experience with a claim but I received excellent service and the reimbursement was very fast. Sure, it would be great if the premiums were less and if they paid more than 80% but this is the real world. It is very comforting to know that if I ever have to file another claim I will have the comfort of knowing that this company stands behind their promises. Having a sick pet is more than enough torment; one shouldn't have more heaped on by one's insurer.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Excellent Pet Insurance, Caring Staff

We adopted Bella from our local animal shelter when she was 4 months old. She LOVED chewing on rawhide (which was a nice alternative to my shoes...), and when I tried a new brand that had a chicken flavoring, she gobbled it up! Unfortunately, the chew did not digest properly, and she developed an extremely serious case of pancreatitis that landed her overnight in the emergency room, with 2 more half day follow up stays at our vet. The entire procedure was quite costly, but happily our insurance covered about 50%. The ASPCA staff was very helpful in assisting me with filling out the paperwork, and answering my questions, and the entire claim was paid off in a matter of a few weeks. Veteranary care, as I've discovered, can be very expensive. I'm so glad that my Dad talked me into enrolling in a pet health insurance policy for our pets. His dogs were too old to be eligible for insurance when they developed ongoing conditions that continue to be very costly. I now have insurance for both of my pets. Thankfully Max, our other dog, has been very healthy, but I have peace of mind knowing that both Bella and Max are covered, and that we belong to such a caring pet health care plan. I recommend ASPCA highly.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

So far, so good!

I conducted extensive research before purchasing pet insurance for my 3 dogs. I chose Embrace for the detailed explanation of what was and was not covered. I recently had 2 of my dogs neutered and withing 2 weeks of submitting my claim, I received both checks for the $200.00 wellness reimbursement for each dog. Embrace representatives continually kept me posted on the progress of the claim and to make sure that I had received the reimbursement checks. I'm glad I chose Embrace and would recommend them to other pet owners. Their rates are very competitive and the items that are covered and not covered are spelled out in plain terms.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fabulous

I am in AWE! Embrace is fabulous and I am telling everyone I know about it. I've requested some pamphlets so I can bring them to dog shows and give them to everyone I know. I have had pet insurance in the past and it has never compared to Embrace. The insurance is exceptional, the price is reasonable and the agents are just wonderful to deal with. I am so lucky I found this insurance!Thank You - please don't change!! Dianne (MyOtie's Bernese Mountain Dogs)
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fast and full reimbursements

My cat Shadow recently had an eye problem that led to his eye being removed and ultimately costing around $2,000 overall. My claims were paid based on the actual cost, not on some fee schedule, and I was reimbursed the 80% on everything on the bill without any squabbling. The reimbursement took less than the 15 days they had allowed for. Also, when I had a question about an email I received, their customer service on the phone was very friendly and helpful.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

I have been an embrace customer for about 4 years now. During that time I have made claims ranging from twisted knees to corneal ulcers to ear infections. Every claim has been quirky and fairly processed with a concise explination of coverage. Knowing that I have insurance for my pet removes any issue regarding money when I make decisions regarding his health. And knowing that embrace will stand behind their coverage makes that security real when it counts.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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5

out of 10

They are getting better each year.....

This is great insurance for my young dog but their 'usual and customary covered charges' are way off the rates paid in Manhattan. They underpay on claims and when I called them to ask them to send me to the vet that charges those very low 'usual and customary covered charges' in Manhattan they couldn't find one... But if my dog does get really sick I know I will get reimbursed for something and that always helps!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: 1 - 8

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1

out of 10

THIS IS THE WORST INS CO I HAVE EVER DELT WITH

I am truly upset and frustrated with this company. I hate the 30 day wait period! Not only that if you submit a claim with several charges, they do not question the individual claims they will deny it all together. The wait time on the phone is longer than it should be. The 80% reimbursement is only on the allowed amount they feel should be charged. For instance is a vaccine is $20 but they feel it should only be $10, they will reimburse 80% of the $10.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Quick Response

This is the third claim I've submitted to Embrace and so far they have an excellent record on fulfilling their brochure promises. My kitty had pretty extensive medical needs this year, and I didn't have to fight with them about coverage - unlike my "human" insurance!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

I think the title is just like what we do each day

Our embrace experience has been dexcellent. The folks are patient when we fail to sign our claim form, they work with the vets to get what we forgot to get or need and have given us the peace of mind regarding exdpenses that allow us to make sure our pet get the treatment she needs. It is not about let's wait and see, but let's get this checked out right away.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Borzoi
  • AGE OF PET: 1 - 8

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