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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 10

I should have chosen Kroger PI instead

After comparison shopping online for weeks I ended up choosing ASPCA for my doggie & kitty, however after I signed on with them I heard about Kroger's plan that covered more & would have cost less. ASPCA PI did not cover any expenses for Sweetpea's seizures (which was the bulk of expenses). The plan has not saved me any money (I actually ended up paying more for the plan than I would have out of pocket). I will not renew with ASPCA & will check out the Kroger insurance plan next time.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

Very good

The dealings I have had so far with Embrace have been very positive. Customer service reps have been very nice & pleasant to speak with. The claims dept kept me informed of my claim status and so far I am pleased with Embrace insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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2

out of 10

Very unhappy

I came home to find one of my two cats lame on a front leg. After taking him to the vet he was diagnosed as having soft tissue damage/sprain due to a suspected bite wound. Our coverage included bite wounds but because it was only suspected and not definitive (there was no infection or bleeding) it was not covered. After paying into this for over 7 years and having a relatively minor bill of $400 I was extremely disappointed that they would not cover this under their bite wound policy. These are indoor cats that obviously can't tell you what happened so it's really frustrating. I spent over 25 minutes on hold before finally being able to find out we weren't covered. Their customer service was poor at best.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Buy it! Buy it! Buy it!

We have only had Embrace insurance for 5 months and we CANNOT be happier with our purchase. It has been the best investment my husband and I have made. THere are no "catches," no reasons they find for not approving when the policy seems to state it should, and the turn around time is quick on claims (especially after your first one). Also.. we picked this insurance because, after MUCH homework, we found they are one of the ONLY insurances to cover "genetic diseases" such as dysplasia. For other companies that do cover this diseases, almost all of them will only cover "one side" of the body. A dog is almost never dysplastic on just one hip, or one elbow. And sure enough... our only 14 month old high-spirited and extremely handsome yellow lab has elbow dysplasia. He is having surgery in just a few days, on both elbows at a cost of $3,000. Our total price? $300. THANK YOU EMBRACE!!!!
  • INSURER: Embrace
  • POSTED: 04/11/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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1

out of 10

ASPCA Pet Health Insurance

ASPCA Pet Health Insurance is a farce. They have developed a fee schedule based on "unknown vets" in the area and refuse to give out the names of vets charging fees they say are "average". They issue a "plan comparison", but do not honor the ASPCA Reimbursement fees.
  • INSURER: ASPCA
  • POSTED: 03/22/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Many Thanks

Excellent and caring reprsentatives. "SSK" a perfect example.It is comforting to have someone on your side when you face a pet illness or emergency. Thank you ASPCA Pet Insurance
  • INSURER: ASPCA
  • POSTED: 03/22/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Bugsy Junior says "Thanks For Saving My Life"

Bugsy was acting strange not wanting to brushed and would nip at anyone that tried to rug his hind quarter of his left side. It looked almost like he had an impacted bowel. I was not here at the time all this was going on and my Mother and Brother were telling me how bad it looked thinking maybe he would have to be put down. It hurt to think I might lose my baby, who has been with me thru times of trouble, sorrow and depression, he has always been there to comfort me as if he knew I needed him just to cuddle with me and be there with his big golden eyes, saying "it's okay, Moma" "I am here for you". I was so glad I had the foresite to want to be there for him when he needed me, and without the ASPCA pet insurance, I couldn't have done just what needed to be done for my baby, I am thankful for the insurance and the help it afforded me to be there for him, now he is home and back to his finnicky eating, which I cater to and there every night on his little place on my bed, purring and wanting to be groomed again. We insure our houses, our cars, our lives, why not take care of our pets, they are an important part of my family. Thank you
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

We love Pets Best!

My husband and I have been adopting older pets for many years. In April of 2007, we lost our beautiful St. Bernard, Georgie Porgie to torsion. The cost for 4 days of ICU was $10,000 cash. If we couldn't pay up front, Georgie did not get treated. (See Georgie's story and pictures at Adopt A Saint of California. Look under Successes, 2005-2006. He is number 214. He had so many homes that our adoption did not even make it on to the website.) After the financial disaster of Georgie's death, we reviewed several pet insurance companies and chose Pets Best. We currently have 3 cats and two giant breed dogs covered by Pet's Best Insurance and couldn't be more pleased. In August of 2007 we adopted Bubba, another wonderful St. Bernard. In December of 2007 Bubba was diagnosed with Lymphoma. Our insurance with Pet's Best allowed us to treat the Lymphoma and keep his quality of life good for almost a year. Without the insurance we could not have afforded to treat him. Now our female Rottweiler is 11 years old. She has several chronic old age problems. Pet's Best has made it possible to provide her good care and keep her comfortable. They have paid the contract amount on all claims and have handled all inquiries with friendly and helpful customer service. I recommend Pet's Best Insurance very, very highly!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

Bichon

Purchasing my pet insurance through ASPCA was a god send. After a year of purchasing the insurance my beloved Bichon Frise, Toby, was diagnosed with cancer. I am truly blessed for without the insurance I don't know that I would have been able to have this unexpected expense due to his illness. Today, Toby I well.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

Very efficient & claim processed within a week.

While on holidays, our dog sustained an injury that required hospitalization after midnight. While in hospital, x-rays, bloodwork and an ultrasound was performed and our dog was released after 18 hours. Within the next 3 days the medical report was completed and forwarded to our vet-pet insurance. The claim was substantial and required another level of review and within 5 days the claim was processed. Throughout the entire process there was excellent communication with Trupanion and we were most satisfied with the result. Over the years,Trupanion has provided excellent service, communication, and claim repayment, and we are thankful we chose this company to have our pet insured under. We would use them again for any future pets we own also.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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