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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

It's Like Car Insurance

Yes, Pet Insurance is like Car Insurance. Hopefully you will never need it, but if you do, you'll be glad you have it. In March of 2010, I decided to get insurance for my seven year old beagle, Tulip May. Luckily, other than allergies, Tutu is a healthy dog. Eleven months elapsed and I hadn't needed to submit any claim. But while waiting in the lobby at the dog groomer's, Tulip snagged her nail on my coat and ripped it significantly. So much so that blood dripped all over the place. Thankfully, the groomer was able to stop the bleeding. But she also could not groom Tulip that day and suggested I immediately go the vet's office to have her treated. Needless to say, I was a mess. Tutu needed to be anesthesized, have her nail clipped all the way down, and placed on an antibiotic to avoid infection. Here I was, at the end of the my inital year of insurance, having to place my first claim. Needing some guidance, I contacted customer service, faxed in my claim, and had received an 80% refund check in less than two weeks! Fast and easy. As an aside, I also like that part of my policy remittance goes towards animals in need. My two suggestions to ASPCA Pet Insurance would be that they institute a policy more dedicated for pets in their middle years. Generally, after the age of five, dogs are considered "seniors," and most insurers only offer limited wellness and/or illness policies, if at all. They basically just cover accidents. I would further suggest something wherein
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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3

out of 10

NO MATTER HUMAN OR PET THE BOTTOM LINE IS THEM MAK

I HAD MY 2 RESCUE DOGS, AGES 1 AND 3 ON LAST YEAR.GOT AN E MAIL, COVERAGE CHANGES,LESS ON WELLNESS SERVICES,DEDUCTIBLE DOUBLED.I CALLED AND WAS TOLD"PET INSURANCE REALLY IS FOR ACCIDENTS ONLY" AND OUR UNDERWRITERS' TOLD US TO RAISE THE PREMIUMS 35%.I CANCELED, OPENED UP A SPECIAL ACCOUNT AT THE BANK FOR MY BABIES,WILL KEEP THEM IN THE YARD IN EYESIGHT,AWAY FROM OTHER DOGS.ONLY WALK AWAY FROM OTHER DOGS, NOT FEED ANY JERKY,RAWHIDE,PIGS EARS.I BUY ONLY HOLLISTIC FOOD, AND BRUSH AND CLEAN EARS AND TEETH DAILY.THESE COMPANIES ONLY SEE OUR BABIES AS A MONEY MAKING SCHEME...ALL INSURANCE COMPANIES USE LEGALESE,MUMBO-JUMBO TO NOT PAY.I AM GOING TO TELL EVERYONE AT OUR SHELTER FUNDRAISERS TO SET UP OWN PET SICKNESS ACCOUNTS, AND LET THESE SCHEISTERS; GO TO H*LL!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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8

out of 10

Some is Better than None.

We adopted our Dachsund mixed puppy from the animal shelter when he was only 4-months old. Knowing he was a stray with no history or background, we were concerned with what medical conditions would accompany him. First week we had him, he came down with "kennel cough." Then the next month, a rash, followed by Coccidia, Pancreatitis and Giardia within the first six months of adopting him. We live in Orange County, CA and we searched for a vet that fell within the acceptable range of costs that ASPCA covered. Still have not found one that comes close. However, the claims we've submitted have been covering about 60-70% of the cost, which is better than nothing as we have spent well over the cost to have the insurance and then some. So we definitely don't regret getting pet insurance, and the deductible is $100 annually. I would have to agree with another reviewer about the pre-existing conditions and renewal of the insurance resetting the clock.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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8

out of 10

My baby kitty

I got pet insurance for my cat when my friends cat got his tail chopped off in a door, poor kitty right?? Well she had to pay about 1,500 for a tail docking surgery and different meds. When she told me about that I immediately began thinking about things that my cat,Tiger, does. WOW he is one all way the place cat. on the table off the table runnung and slipping thru my rooms ( i have hard wood floors), also a dog that plays rough! What if something like that happened to my Tiger?? I couldnt afford that and have no credit cards that i could put any expense like that on. Soo I went to the vet to get him his normal shots and i saw the pamphlet for ASPCA healthcare for cats. I looked through the pamphlet and then decided to go online and "check it out." I was looking for accident insurance which is very inexpensive and is perfect for wat im looking for. I decided that I needed to call my fiancee and see what he thought about the insurance. I wasnt off the computer 2 minutes when the phone rang and an ASPCA represative called and said " i noticed you just checked out insurance for tiger? do u have any questions?" and since i did it was soo awesome to me that they called and actually asked me if I had any questions instead of having to wait to call them and be on hold for a represative. So far i havent had any "accidents" but I'm glad that my baby boy has something in case he does fall and hurt himself.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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8

out of 10

No Complaints

I've had pet insurance for my dog and two cats for about 2 years now and I have no complaints about the quality and level of service I have received so far. Although I have been fortunate to not have to use it that often, when I DID (my dog had some bladder issues) - I received confirmation my claim was received, when it was processed and I received my reimbursement in a reasonable amount of time.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Your the best for us!

Candi and I have used you since 2008 and we are very pleased with all of your services. She was 8 weeks old when she came to live with us. As a puppy there are things they can get into before you know it. As a pet parent one emergency vet visit is enough to offset the cost of a policy. Having a wellness policy is a comfort to know that she will have her shots and check-up yearly. Thank you so much for being there and you are a great peace of mind! Lynn & Candi
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Good to have protection when you need it most.

We rescued a Schnauzer that had heartworms and came with an insurance plan free for one year. Since we were not sure if there would be any residual effects from the heartworms on his heart or any other problems, we kept the insurance after that one year however it did not cover any preventative so we decided to switch to ASPCA which does cover preventative. We have been blessed to have very few problems with our dog however the preventative is such a big part of his care and expense. We are glad we have the coverage. With my last dog, who was 12, we had over four thousand dollars in expenses the last 3 months of her life and we did not have insurance. Many companies will not insure older dogs and this one does, although you do pay more it is a benefit we think is reasonable once a pet becomes older. We thought about setting up a pet savings account but just felt that the insurance would be a better option due to all the unknowns. While it can be expensive, it does allow peace of mind and ASPCA has always treated us fairly and given us good options for coverage.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Petshealth delivers peace of mind

My golden retriever Sadie, now 9 yrs. old, has had her Petshealth policy since she was a pup. The company has changed hands a few times and was not always reliable. Since it's current ownership has taken the plan under its wing, this insurance policy has more than lived up to its promises. I love this health insurance! Claims are processed promptly and the customer service is awesome. They are patient and knowledgeable, taking all the time in the world to answer any questions I might have about Sadie's health and how it relates to my policy. I have complete peace of mind, knowing that I can count on Sadie's health insurance to give us all the options we could ever want as move into the final third of her life.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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8

out of 10

I have been pleased with ASPCA for my 2 bostons

I have 2 boston terriers who, thankfully, have been quite healthy. In the past 3-4 yrs. I have only had 3 claims. I like the choice of levels of coverage....my only disappointment (and I have not needed it yet) is that I did not understand about 'continuing coverage'. I will be adding that to my premium at renewal for both of my boys. The claims that have been accepted and paid (after my deductible) were completed quickly without hassle. My entire purpose to have pet insurance is to make sure I am not faced with not being able to give the proper care due to cost of the vet services. I feel secure having the insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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8

out of 10

EMBRACE WORKS HARD TO PLEASE

My little girl, Gracie (dog) had a mass on her head that needed to be removed. Vet did the work and we submitted our claim. Embrace initially made an error in the amount paid but with an email to them they looked into it right away and sent an addtional check. They worked well with us to get the issue straightened out and worked quickly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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