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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

One Happy Dalmatian Owner!

I have a 1 year old Dalmatian named Brooklyn. 1 year old exactly, her birthday is today! As you may know, Dalmatians have a ton of energy, and ours brings new meaning to that description. We've had MANY emergency vet visits with Brooklyn. From a split open head at 3 months to two teeth being extracted because she collided with another dog and broke them, and several others instances, Trupanion has been there for us each and every time without question! These claims were each in the $100-$600 range. The claims process is stupid simple and the one-page form can be filled out by any five year old. All we have to do is provide our vet with the form and they submit the claim for us. Within about two weeks we have a check for 90% of the costs (not including the actual visit fee, which isn't covered). The one time I had to call Trupanion, when Brooklyn lost her ID tags, the customer service rep was one of the nicest reps I've dealt with ever. Anyway, I'm sure you can see that I think Trupanion is the greatest. I only wish they were around when I had my last Dalmation!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dalmatian
  • AGE OF PET: 1 - 8

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5

out of 10

Experience

I have had Pets Best for a few years and initially my claim was processed slow, but accurately. This last claim process was extremely slow, inaccurate and the conversation with the customer service person was frustrating. He didn't have all of the documents and basically accused me of not filing the claim correctly which is why the delays. I faxed AND emailed all documents for the claim initially and then again 3 weeks later when they still were unable to find the paperwork. After realizing that everything was indeed there I didn't get an appology or the claim processed any faster. Also signed up for the direct deposit but that too failed and now the payment is being process by snail mail. How convenient.
  • INSURER: Pets Best
  • POSTED: 10/23/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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9

out of 10

Great customer service and response

This is my first run at having pet insurance. After doing alot of research I decided on Embrace and to date I can say I made the right choice. From the time I called into review my quote then sign up and now file my first claim the experience has been SUPER! Thank you Embrace for taking our pets coverage seriously and providing great service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Great pet insurance for those unexpected accidents

When I first adopted my dog as a puppy, I looked into pet insurance. I used this site and a couple of others when I started my search. After reading the reviews and talking to some other pet owners I decided to go with Pets Best, which I have had for 2 years now. After a couple of unforseen puppy accidents, including a surgery for a fractured foot bone, Pets Best has more than paid for itself. They have always processed claims very fast. I do not have the Wellness Plan, which covers routine care, so I don't have any experience with that part of the plan. The only reason I did not give the company a 10 was that my dog has gone in for a couple of gastrointestinal issues in the past, and the stool smear and visit is never covered. I understand not covering her annual exam and routine stool smear because I don't have the wellness plan, but I am taking her in for a gastrointestinal complaint (diarrhea, vomiting, etc.) and the stool smear is part of the diagnosis for the illness. However, it has never been covered. On the up side, I have never had any problems processing claims for other things, and the customer service is alway helpful.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Extremely Timely

I took my dog to the vet on Friday and I just got an email saying that the reimbursement was posted to my account. This is the second claim that I've made with Embrace and I have to say that they are amazing. Extremely quick and thorough. They always keep me updated on the status of the claim and detail out everything in the statement.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Huskey
  • AGE OF PET: 1 - 8

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7

out of 10

Never know when your pet will get hurt.

We last used our pet insurance when our two year-old White Sheppard/English Setter mix cut her leg while on a walk in the woods. The laceration didn't look too bad, but would not stop bleeding. We had to take our dog to the emergency animal hospital near by, whom upon examining her, realized that the laceration wasn't a simple cut. Apparently our dog stepped on something that actually went up into her leg - hence she needed more than just a few stitches. Needless to say, I was very happy to have pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank Goodness

I'm not the best writer,but I wanted to say Trupanion is the (one of )best things we did as a family for our dogs. Jesse our youngest dog got hurt rough housing/playing with our other dog.Trupanion came through for us and saved us alot of money. We are not rich people and pet insurance we didn't think we could afford, but we got a duductable we can afford. Never thinking we would really use it . But guess what !! Life happens .. Jesse hurt his jaw and the costs would have left us to borrow money from family and friends if it wasn't for Trupanion. We our so greatful. My poor writing skills can't express enough. If you have a pet please call trupanion you won't regret it and it's worth every cent. yours LisaN. owner of Jesse.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Intalian Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Skeptical about Pet Insurance-Don't Be!

I was so skeptical about Pet Insurance, (my husband said-SCAM!) but upon purchasing my Doberman from a breeder, I wondered if I could afford to take care of him if something went terribly wrong, after spending so much money to initially buy him. On top of that, one of the other "new puppy parents" was talking about how this was his 10th Doberman, and how one of his former dogs they called the $10,000 money pit, because he ate everything from pantyhose to socks and had to have multiple surgeries. With this story in the back of my mind, I researched and researced, and decided Embrace was going to be the best choice of coverage for me. Little did I know, that after having Bosco for only a month, he would =swallow a large piece of palm bark and require emergency surgery...to the tune of $2900.00. Now I REALLY prayed that Embrace would come thru for me and that I really WOULD be reimbursed-or if my husband was right, and it was a scam. After filing my claim, and receiving email responses right away, I was reimbursed exactly what I was hoping would be covered. I ended up with 1/3 of the bill, and had only made one months payment! I have definitely recommended Embrace to all of my friends now. Don't worry-you'll be glad you have it if God forbid, you ever need it!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

The best service EVER!

I cannot emphasize how wonderful the entire staff at Trupanion has been. There customer service has been excellent and are always very quick to get my claims resolved. They are very straightforward with the policy and have gone above and beyond to answer my questions in complete detail. I recommend them to all of my friends!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

claims: paid as per terms

Lyra is the newest member of my family and adopting her was a no brained. However, being close to retirement, I was concerned about vet bills for her later years on a fixed income so I set about to try to find decent insurance and compared all that I could online. I settled on Trupanion partly due to the straightforward, easy to understand terms and partly due to the 90% coverage with choice of deductable. I never expected to have claims so soon, but Trupanion handled the claims in a professional and timely manner while keeping me in the loop at all times. The expected amount arrived within 2 weeks and I'm very pleased with the company so far. So much so that I'm now considering adopting another cat so she can have someone to grow up with. Sadly, I don't expect either my 21, 17, or 15 year old to be around for very long after I retire...
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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