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Healthy Paws is the best on all levels - prompt and easy to use claim submission - often pays you back within 3-5 days - friendly helpful staff -easy sign up -covers serious illnesses such as Cancer without having to make you lower your standards of care -covers specialists and emergency care I recommend them to everyone My dog has a brain tumor and cushings and they have been amazing

My last pet of 10 years was an Italian Greyhound named Bailey. He had developed a serious chest infection that required surgery and extensive medication, which had become very expensive. After about 6 months he made a turn for the worse and he passed away. I recently welcomed a new Italian Greyhound puppy into my family. His name is Murphy. I took Murphy to my veterinarian for his puppy check up. Knowing of the expense I incurred during Bailey’s illness, my veterinarian told me about Trupanion . After reading the information, I decided to sign Murphy up using the 30-day certificate with no waiting period. Murphy now has medical insurance and is covered for all accidents and illnesses. Soon after making the first month premium payment,Murphy broke his leg. It was on a holiday so I rushed him to an Emergency Animal Hospital. To make a long story short, Trupanion came through like a champ. I signed up for Trupanion May 21, 2014, I made my first premium payment June 20, Murphy broke his leg July 4 and they operated July 7. I notified Trupanion and they took it from there. They paid 90% less the initial exam, my deductable and my 10%. On July 14, Trupanion deposited their 90% into my checking--over $3,200.00. They will continue paying 90% until Murphy is released--unbelievable!I highly recommend Trupanion. They have been excellent to work with. Their staff are very courteous, friendly and caring. They also follow up to see how Murphy is doing. What more could you ask for? I give them an A+.

My last pet of 10 years was an Italian Greyhound named Bailey. He had developed a serious chest infection that required surgery and extensive medication, which had become very expensive. After about 6 months he made a turn for the worse and he passed away. I recently welcomed a new Italian Greyhound puppy into my family. His name is Murphy. I took Murphy to my veterinarian for his puppy check up. Knowing of the expense I incurred during Bailey’s illness, my veterinarian told me about Trupanion . After reading the information, I decided to sign Murphy up using the 30-day certificate with no waiting period. Murphy now has medical insurance and is covered for all accidents and illnesses. Soon after making the first month premium payment,Murphy broke his leg. It was on a holiday so I rushed him to an Emergency Animal Hospital. To make a long story short, Trupanion came through like a champ. I signed up for Trupanion May 21, 2014, I made my first premium payment June 20, Murphy broke his leg July 4 and they operated July 7. I notified Trupanion and they took it from there. They paid 90% less the initial exam, my deductable and my 10%. On July 14, Trupanion deposited their 90% into my checking--over $3,200.00. They will continue paying 90% until Murphy is released--unbelievable!I highly recommend Trupanion. They have been excellent to work with. Their staff are very courteous, friendly and caring. They also follow up to see how Murphy is doing. What more could you ask for? I give them an A+.

I began coverage shortly after putting my 19 yo cat down. (She had about $3,000/yr for her last 2 yrs of illness.) A few months after getting ASPCA insurance, my male cat was discovered to have high blood pressure (my vet cks bp during annual visits). That led to a heart specialist who determined he had a heart murmur. At roughly the same time, the vet found raised kidney levels. (Had to get an ultrasound by a secialist.) Normal vet/specialists/meds totaled about $1,500. ASPCA paid about 80% after satisfying the deductible. Riley is as healthy as possible, now, and gets an EKG annually. Both of my cats get regular chiropractic treatments (ASPCA covers those, too) and the vet comes to my house to do them. I am so grateful to have vet insurance and LOVE ASPCA! Everyone I have talked to, there, has been professional, LISTENS to me, is kind and my claims all get paid very quickly. Reimbursements go directly into my bank account -- which is greatly appreciated. (When I was deciding which insurance to get, I had a lot of questions to ask. Ended up asking my vet as I had narrowed the field down to two. Glad I picked ASPCA!)

We have had insurance on Windi for several years and never had the need to submit a claim. She suddenly became very sick with what turned out to be a severe kidney and auto immune problems. The hospitalization and Vet visits were very expensive. Embrace quickly paid for everything that was covered by my policy and even explained in detail how they paid each claim. (I only wish I had opted for the prescription coverage.) They have now reimbursed several thousand dollars and it looks like Windi is on the road to recovery. I highly recommend Embrace Pet Insurance.

Trupanion worked quickly and covered everything that they said they would cover when I signed up. VERY worth the money!

Trupanion worked quickly and covered everything that they said they would cover when I signed up. VERY worth the money!

I adopted my cat from a shelter a year ago. She was underweight and I wanted to make sure she was ok, so took her straight to the vet. The vet wanted to do bloodwork due to her weight, and kept her overnight. While there, after being taken from a shelter to a new cage, and fed different food, she vomited a bit of the new food. Bloodwork and a urinalysis ruled out the beginnings of kidney disease (this is noted on her records as ruled out), and she was deemed fine, just thin. I got insurance through Trupanion, after much research, right after I'd adopted her, but it didn't kick in for the 30 days, so didn't cover her original visit, which I knew. After she came home, she had a couple of instances of vomiting (she is, after all, a cat), once from eating what seemed to be a bad can of food, once from eating some hair and throwing it right back up, etc. As I was a new pet parent, worried about her, I called the clinic to ask about these things. The clinic noted that I'd called and for what in her file. This year, she was seen for constipation and blood and urinalysis determined she did have kidney disease. I put in claims for this visit and the special food she's now on. These claims were all denied because of... vomiting. She was not vomiting before the visit that ended up diagnosing her, and previously, kidney disease had been ruled out. When I was on the phone with the claims rep meant to explain this seeming discrepancy to me, she said that they'd denied the claim because it was a preexisting condition - despite the bloodwork and urinalysis ruling it out previously, because she had previously vomited, which can be a symptom of kidney disease. The woman said that if I could provide medical evidence that the kidney disease was not preexisting, they'd reconsider. I pointed out that it would seem blood and urine tests ruling out kidney disease were medical evidence. But, I was told, there was vomiting! I asked if vomiting was somehow the definitive marker for kidney disease, even when clinical testing ruled it out. Oh, that's not what she was saying, she assured me, but my cat had vomited even after I'd gotten insurance. Yes, so? "That shows the disease was progressing." The... disease that was clinically ruled out? The one she didn't have? It was progressing? Yes, I was told. I asked, if I had a fever, and was checked for Ebola, and the clinical test for it came back negative, and I was shown to have no Ebola virus in my bloo

I adopted my cat from a shelter a year ago. She was underweight and I wanted to make sure she was ok, so took her straight to the vet. The vet wanted to do bloodwork due to her weight, and kept her overnight. While there, after being taken from a shelter to a new cage, and fed different food, she vomited a bit of the new food. Bloodwork and a urinalysis ruled out the beginnings of kidney disease (this is noted on her records as ruled out), and she was deemed fine, just thin. I got insurance through Trupanion, after much research, right after I'd adopted her, but it didn't kick in for the 30 days, so didn't cover her original visit, which I knew. After she came home, she had a couple of instances of vomiting (she is, after all, a cat), once from eating what seemed to be a bad can of food, once from eating some hair and throwing it right back up, etc. As I was a new pet parent, worried about her, I called the clinic to ask about these things. The clinic noted that I'd called and for what in her file. This year, she was seen for constipation and blood and urinalysis determined she did have kidney disease. I put in claims for this visit and the special food she's now on. These claims were all denied because of... vomiting. She was not vomiting before the visit that ended up diagnosing her, and previously, kidney disease had been ruled out. When I was on the phone with the claims rep meant to explain this seeming discrepancy to me, she said that they'd denied the claim because it was a preexisting condition - despite the bloodwork and urinalysis ruling it out previously, because she had previously vomited, which can be a symptom of kidney disease. The woman said that if I could provide medical evidence that the kidney disease was not preexisting, they'd reconsider. I pointed out that it would seem blood and urine tests ruling out kidney disease were medical evidence. But, I was told, there was vomiting! I asked if vomiting was somehow the definitive marker for kidney disease, even when clinical testing ruled it out. Oh, that's not what she was saying, she assured me, but my cat had vomited even after I'd gotten insurance. Yes, so? "That shows the disease was progressing." The... disease that was clinically ruled out? The one she didn't have? It was progressing? Yes, I was told. I asked, if I had a fever, and was checked for Ebola, and the clinical test for it came back negative, and I was shown to have no Ebola virus in my bloo

My pet had to have surgery for a growth in his thigh. My claim was processed quickly and what a great company. They followed up with a personal inquiry asking how my pet was doing. Great Company Great Employees.