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I have Healthy Paws for 3 of my dogs. I left another insurance because when my dog turned 10 they increased the premium by 60%! I called the State Attorney General. All pet insurance is like human insurance and must be reviewed. You can file a formal complaint to your State Attorney General. Healthy Paws has denied my claim a few times. When I call and talk to someone there and explain my claim they have reversed the denial.

Our friend's puppy was recently kicked by a horse and had to have expensive surgery on her leg. Shortly thereafter, we brought home our third rescue pup and realized that the possibility one of our dogs would need major health services was increased exponentially! We found Embrace through USAA of all places and were happy to see reasonable premiums and a wellness policy! We moved forward with insuring all three dogs and immediately submitted wellness claims. We received personal emails throughout the process and received 100% reimbursement checks for the wellness visits (that included microchipping the new puppy!) within two weeks! My husband was skeptical but he's a believer now and we know if something major happens to any of them, we can let their care be the most important thing, not the cost. Thanks Embrace!

Thank you. Pets Best is simply "the Best." We currently have three dogs covered and Pets Best pays exactly as agreed. As a pet owner, it is wonderful to make a health care decision withouth having to consider the economic aspect.

I submitted a wellness claim. I had two invoices and should have sent them separate as one was from July and one from mid August. The July one I wasn't sure if would be paid as not sure how much was in wellness account. I felt the August one would be paid as was start of policy renewal beginning of August. Received an e-mail about not paying the July invoice but nothing about the August invoice so I called and was told that someone was working on it. Felt could have acknowledged that it was being worked on as thought it was discarded along with the July invoice. All-in-all I am happy with Embrace. As far as the wellness policy is concerned is there a higher amount policy that I can purchase as Milo goes 2-3 times for wellness (usually every six months) and also have his Sentinel and Advantix meds.

Our recent trip to the vet was for a rather large hot spot on our yellow lab. After leaving the Embrace claim form with the staff we returned home with meds prescribed and a playful shaven lab on one side of his face. The bill was for $160.69 and after about a week we had an email sent saying it was covered and applied under the deductible. I did a lot of research before settling on Embrace and to date have never been disappointed.

I have nothing but good things to say about Trupanion over and over again. I am very happy with this insurance.

I have nothing but good things to say about Trupanion over and over again. I am very happy with this insurance.

We lost our beloved welsh corgi six months ago. He became very ill very quickly and had to undergo multiple tests over multiple days. Although x-rays and blood tests revealed nothing unusual, an ultrasound revealed an abscess in his liver that was probably masking a tumor. In light of his age and overall physical condition, we determined that euthanasia was the best option. At the time, I did not even consider the cost of any of the tests or treatments. We just wanted to do what was best for our dog. But after the credit card bill arrived with all of the vet charges, I was pleased to remember that we had pet insurance through ASPCA. It covered 80 percent of the charges, including the euthanasia. The loss of our beloved Bert was hard enough. At least the bills were manageable thanks to ASPCA.

My baby, Coco had to have emergency surgery to remove a foreign object from her stomach...during the surgery, the surgeon discovered a major artery not filtering through the liver correctly and they needed to put a shunt in. The surgeon said she likely would have started going through liver failure at some point and they would not have known this was going on only by opening her up to remove the foreign object. I never had to second guess what they were doing for Coco because I knew she was protected by Healthy Paws. I did consistently check that vet records were received because there were 3 different vets due to various moves I've made. But every time I called, every representative I spoke to was helpful and very courteous and professional. Most even stopped and asked how Coco was doing. Once all records were received, they opened and completed my claim within 2 days. And they covered everything I expected them to at 90%. What would have cost $3600 out of pocket only ended up costing $900. And my baby is recovering very well. Healthy Paws was definitely the best choice and a great investment!

I insured my dog with Healthy Paws as soon as I adopted him 1 year ago. He was a 6 year old beagle mix that seemed very healthy, but in the last year he went through several health issues, including a persistent limp, a lipoma, a fibroma, a smal tumor in his eyelid and a fractured tooth. Healthy Paws paid for 90% of all the needed treatment, including surgery, x-rays and chiropractor treatment. And they paid promptly and with great customer service. I couldn't be more pleased with this company.