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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Reliable, fair service

This was at least my 7th or 8th claim for my 2 dogs. I have always found the reimbursement to be fair, the customer service excellent and claims settled in a timely manner. I have recommended Embrace to all my friends with pets. I feel fortunate to have done such a thorough online search that I chose Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

After 6 years, we are still very satisfied

The service is very good at Embrace. Every matter is handled with professionalism, kindness and although there was a slight delay, more timely then any human health insurance. I did get an e-mail explaining that there was a delay, and the reason. I consider that excellent service. My veterinarian call me to ask my opinion of Embrace, how it worked and what he could do, if anything, to make sure he was filling out the paperwork correctly. I will follow-up with him to make sure he understands how pleased we are with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Lifetime Customer

Our dog Mac (18 mo. Valley Bulldog [Bulldog/Boxer]) ruptured his ACL. After our intial vet visit, follow-up xrays, then referral to a specialist for consult and surgery, our boy managed to rack up over $4000 in medical bills. Coverage has been excellent, and I am comfortable calling trupanion to discuss my coverage. Unlike my car insurance where I'm afraid to even call them for risk of my rates going up. Vet consultations are not ever covered, which is clear from the beginning, and it is fair that the low rates don't relect the expense of going to get second or specialist opinions. The surgery itself was pre-approved. We picked our boy up on Wednesday, I had a cheque in my hand the following Monday. It took longer for the bank to process my cheque than it took trupanion to issue it!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Fast Reponse & Great Customer Service

This is our first experience with pet insurance...so far so good! We should have signed up in the past with our other pets. We have made two claims so far. Each time it was very easy and we got a very quick response. The customer service is wonderful. Embrace makes us feel like we and our pet are important to to them. They really care about their customers!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Helped Sasha! Very Satisfied Member

I am very satisfied with the customer service and prompt reimbursements I have received from Trupanion Insurance. I have a 7 month old English Mastiff puppy. I have only had the insurance a few months but it has paid out over $4,000 in needed OCD surgery, diagnostics, medications, etc from specialty care. I would strongly urge all pet owners to prepare for the worst case scenario. Decisions for medical care should be made based on what your friend needs, not what you can afford. Purebred dogs like Sasha may be born with congenital problems and Trupanion is one of the few that will pay out on such claims. Sasha is well on her way to a good quality of life thanks to preplanning and a great insurance plan like Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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8

out of 10

Stay in touch very well.

Thank you for all the emails and keeping me informed about my claims. I appreciate it very much-Anne
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

HealthyPaws rocks!

I'm a bit of techie with very little time in my schedule for my personal to-do list, but HP's website made it fast and simple to buy the coverage for my 2 year old Westie named Lulu! Aside from the price being competitive and coverage being good, the other big factor in my decison was their Foundation programs that help promote and fund pet adoption which if you love pets, you know how much these efforts are needed. Keep up the great work!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Save Money and Rest Easy

You can’t imagine what a lifesaver having pet insurance has provided. After spending over $1500 on one of my cats a few years ago, it became apparent that pet insurance was a necessary way to go. For those who can afford it, or even barely afford it, we all know that most of us would go to almost any length to pay for vetinary services for a sick pet – so, any way you slice it, you’re going to spend the money. Having the insurance, however, keeps you from having to go broke or into debt to do so. Recently one of my cats was diagnosed with hyperthyroidism. If I didn’t have the insurance, that would have cost me over $2,000 to address. With the insurance, I only paid a fraction of that. It’s a great safety net, and, although I held my breath, ASPCA didn’t give me any trouble when it came to paying the claims!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

Nothing bad to say

It took a little longer than I had anticipated to receive reimbursement but, all in all, it was not a terribly long wait period.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cardigan Welsh Corgi
  • AGE OF PET: Over 8 years

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10

out of 10

Update!

I thought I would update since we have been with Embrace for the a year and a half now and have had a chance to actually utilize Embrace's insurance claim services. Customer Service is always accessible and responsive to inquiries. They will send you a notification upon receipt of claims and give you an estimate of how long it will take to process. And claims are paid very timely. The option to have it directly deposited into your bank acct is wonderful. Luckily, our Newf has been very healthy so we had only had sickness/incident file claims a few times. We have the additional Wellness Add On Benefit. Just her yearly checkup and heartworm preventative always exceeds the yearly premium paid out, and we always see full return on it -- so it is definitely a plus to have the additional coverage. I'd definitely recommend Embrace to anyone looking for health insurance coverage for their furbabies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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