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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

DONT THINK ABOUT IT- JUST SIGN UP!!

Embrace is not like a regular "insurance" company..... they actually care. I have had so many bad experiences with my human health insurance that I really thought far too long about signing up with Embrace. I figured that if MY health insurance was such a disaster a PET health insurance company had to be far worse. Boy was I wrong. Shortly after signing up with Embrace my dog tore his anterior crucidate ligament (ACL). I figured there is no way they would pay. They will try to get out of it somehow. Not only did they pay for my dog's surgery (almost $4000.00 and they paid 90%) complete with his new fancy leg implant plus his follow-ups... but I received tons of emails checking on how he was feeling. I could not believe it! My dog's health insurance is better than mine. Also, most pet health insurance companies do not pay for orthopedic injuries such as ACL tears and hip replacements. But Embrace does. My husband and I recently rescued a dog from a local shelter and we are going to sign him up too. I LOVE Embrace! You will too!! Oh, by the way, my check came in about 4 days. Yay!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I wish my own insurance was this good!

What can I say? Embrace pays your claims on time, without any hassle. I have had several claims throughout the years, and I've never had an issue. They even contacted me to see if I had received the check...who does that? Thank you for making it easy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

The best coverage and care for pets!

I recently switched to Embrace from VPI. Best decision i ever made. Embrace has the best customer service and better coverage for my dogs than VPI. My puppy was recently diagnosed with Hip dysplasia. She needed a Triple Pelvic Osteotomy on both sides and Embrace was there for me. They covered this for my puppy and I don't know what I would of done without Embrace covering her. If I was with VPI, it would not have been covered. Keep up the great work Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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10

out of 10

Fast and Reliable Service

After reviewing all the pet insurance options out there, I felt that Healthy Paws had the best prices and coverage. Not long after getting Healthy Paws to cover my 2 young German Shephards, I had to use it. Both my dogs weigh about 100 lbs and play rough, which has led to multiple sprains. The X-ray costs are not cheap and I was bringing my dogs in practically every other month with a sprain or injury. The reimbursement came in very quickly. I also was amazed that after my vet sent them their records the very first time, I got an email the same day stating they received the records and wished my dogs were ok. I like how they keep you in the loop on the reimbursement process and follow up with a personal friendly phone call.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Pets Best insurance has been fantastic

Pets Best insurance has been fantastic. I have the sick and well care. They pay for well care as expected and the sick care has been a very positive experience. They have paid all of the bills for a complicated eye infection. I couldn't be more satisfied.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Under a year

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10

out of 10

Trupanion-coverage concern

So far I've had one or two minimal claims, and I mean under $50--my terrier is over 2 now, but has enjoyed perfect health. His breeder has urged me not to immunize him any further until he is 7, as they can encounter complications and his immune system is likely to be damaged by being injected with disease. My sister's Sammy got kennel cough even after being immunized--the booster does not protect against all viral forms of kennel cough. I'm afraid if I don't immunize, and he gets something like kennel cough, Trupanion will not help. Do they even test which strain a dog gets? Could we even know if was s strain covered by the booster? I keep him out of dog parks now & I groom him myself. But I do not want to set him up for illness by making him sick from his shots. I read the veterinary industry is reviewing their immunization schedule because of health concerns. Any thoughts?
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Continued great service

My dogs have been insured by Embrace for about four years now. About six months ago Peggy, my older dog, was diagnosed with Cushing's Disease. She's responding great to the treatment, and I am SO grateful to Embrace for making it so easy for me to get her the care she needs. The reimbursement process is quick and easy, and everyone is so kind! I am one happy customer. Thank you!Jeanne Duncan
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: Over 8 years

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10

out of 10

great pet insurance

this is the best pet insurance i have had. i lost my 2nd peke 09-10 due to a 1 year battle with congestive heart failure and the insurance i had on her didn't cover like this one does.i am very happy with the insurance i have on betty and would recomend it to any pet owner.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pekingese
  • AGE OF PET: 1 - 8

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10

out of 10

very happy whith service

we have had ins for 10yrs & no problems with any of our claims we are very happy
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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9

out of 10

Very prompt, professional, courteous service

I have had my 3 Irish Wolfhounds "embraced" for several months now and am very impressed with Embrace's service.They are very thorough, prompt, professional & courteous. My reimbursements have been received and explained quickly. I would highly recommend this Insurance company. So far, we are all very happy with them. Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Irish Wolfhound
  • AGE OF PET: Under a year

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