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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

great choice

I got insurance for both my boys. Vet thought it was a good idea. After researching I selected Pets Best. Affordable, easy to work with and lots covered. Best of all we have piece of mind.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: 1 - 8

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9

out of 10

Thankful for ASPCA Insurance

We just took out a health insurance plan for our pet this year and it has already paid for itself and saved us considerable money. The claims are processed and paid in a reasonable amount of time. Information is emailed and on line so it is most convenient.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bearded Collie
  • AGE OF PET: 1 - 8

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8

out of 10

Open and honest as well as keeping you informed

ASPCA insurance has been keeping me informed about the claims I submit including what services and supplies are covered and not covered. The turnaround for claims to payments are always sent to me and this information is very much appreciated. Thank you from our dog, Ilio, and me.Susan Carman
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

Thank god for Pet Insurance

My Cat Corey tail was broken by a bathroom door I had to rush him to emergency pet hospital I was told he needed surgery and the cost would be $1045.00. I was so happy that i was able to give Corey the best care by having ASPCAPet Insurance I tell all my friends who have pets to take the time to have Pet Insurance it shows that your pet is part of your family and you want the best care for them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

It's Insurance That's Worth the Expense

I have had a very good experience with ASPCA health insurance since I started purchasing it three years ago. For years I had only cats and didn't bother with insurance - and indeed, it would not have been cost effective. But then I got a dog and boy, am I glad I have insurance! I'm thankful that it doesn't pay for itself some years, but other years are different: a cut paw here, ingesting something bad there, it adds up. And the claims process is very simple and quick, with complete and clear explanations of the amounts. Why can't human health insurers do the same?
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

There when I needed it.

I signed up for pet insurance in Sept 2010 after thinking about it for about a year. I have two pets and the Dr visits themselfs where costing me more then I could handle at times. I thought what would I do if something major happened to either of my pets? How could I afford to take care of it? Would I have that conversation with myself saying does my pet really need this when I can't afford it or do I get the treatment and hope I can somehow pay for it. Well that senerio happened about 1 month after I signed my pets up for the Embrace insurance. Oct of 2010 my dog had broken a tooth. Not just any tooth but a molar. I had my regular vet give me an estimate on how much it would cost to fix it. The estimate was for an extraction for around $1200.00 I was shocked. I submitted it to the Embrace Insurace. While I was waiting for a reply a friend who is a vet noticed that she had broken the other molar on the other side of her mouth and suggested I go see a specilist because now my dog had two major broken teeth. In the mean time, I had recieved a reply from Embrace saying the insurance would cover about 3/4 of the first estimate and they also showed concern for my pet and what we were going through. It was nice that the paperwork part of having insurance was not just paperwork. Having the knowledge that my pet was covered by Embrace Insurance going in to the appiontment with the specialist gave me comfort knowing that what ever the estimate was from this specialist I would b
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: 1 - 8

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6

out of 10

Reimbursement rates for major metro areas are inad

I have two young puppies insured through ASPCA under their level 3 plan with continuing care. Level 3 includes wellness care. An unfortunate string of accidents and illness in their early months had us running to the vet almost weekly for a short time. I found that ASPCA's "reasonable and customary" reimbursement rates fell far short of my vet bills when it comes to non-routine care: x-rays, ekg's, etc. They also have a pretty lengthy list of expenses that are "exclusions" and are ineligible fore reimbursement. I have calculated that my actual reimbursement on vet expenses has averaged between 30% to 50% per claim, which pretty much defeats the purpose of having insurance. In my opinion, this insurance is a poor value for the hefty monthly premium, especially in light of the fact that they do not cover hereditary and congenital conditions. This basically negates coverage for most major issues a dog is likely to have outside of accidents.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Under a year

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10

out of 10

Embrace is #1!

I was very skeptical when I first signed up with Embrace for our new Aussie puppy and our older Aussie. After 3 claims on the puppy and one on the older dog, I am impressed. Everything was just as stated in the policy. My vet's charges were in line with the schedule of benefits and 80% of what I paid was promptly refunded to me. Thank you Embrace for a great product.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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8

out of 10

Worth the money

We were getting pretty frustrated about paying vet bills every other month for our cat who goes outdoors at night and has apparently too much fun. Anyway, we finally asked our local vet, who keeps repairing him, if there is medical insurance for pets like humans. Our vet recommended ASPCA Insurance and we have never been happier. It has saved us money and allowed us to provide our cat with the best care without worrying a lot about cost.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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10

out of 10

It pays to do your homework.

My love is for large breed dogs and their vet bills can add up very quickly. We lost our last rottie to cancer several years ago. I called him our platinum plated baby because we paid for all his expenses out of pocket. I don't regret a dime, but after several years of chemo treatments, I knew the next puppy we got would have health insurance. I did ALOT of homework into pet insurance before I settled on Embrace. Could not be happier 4 years later. Great company with great pet people. The 1st year our bullmastiff was perfectly healthly, then the 1st knee went, so here was the 1st TPLO, the next year the 2nd knee went with the same repair. Both are very costly repairs. Embrace does not predetermine what each breed of dogs are predisposed to and tell you they will not treat for that while others do. Why have the insurance if they are going to do that? While the TPLO's have been the major expenses, Embrace is easy to deal with on any level of treatment depending on what policy you choose. Again, this is a great company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: 1 - 8

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