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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Fast and easy claim.

ASPCA was great, it was easy to file and I received emails keeping me updated. This is the first time that I have insured a pet and I would definetely recommend ASPCA insurance for your pets.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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7

out of 10

Pet Insurance is good to have.

My cat had gastritis. The application was easy to download, the vet filled it out and within days, they acknowledge receipt. I was surprised to receive a check after a relatively short time.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Gives Excellent Coverage

After our 11 year old GSD mix dog Lyla broke her leg in 2010 and spending over $6000 I finally got wise and bought pet insurance for all my animals!I used this site among others to research the best company. Well I can say I definitely made the right choice with Trupanion!! Earlier this year my girl had a tooth extracted and had a reimbursement of about $700. But the really big one was a diagnosis of osteosarcoma (ugh!) last month. Another $6000 but this time Trupanion was there to help with almost $5000 in reimbursement ($500 deductible plus a number of specialist visits not covered) She will have ongoing treatment for this and so having the support for the vet bills is incredible. We also got reimbursed within a week! No payout limit for either each incident or for lifetime. Pays 90% of actual expenses not their own table of fees. Friendly people too :) Highly recommend Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Trupanion has been a lifesaver!

I have had Trupanion pet insurance for both my dog and cat since March and I love it! Their customer service is excellent and (outside of the very first claim which takes a bit longer to process) the turnaround on receiving reimbursement checks is excellent. They let you choose your deductible (I chose none) and they pay 90% of everything beyond the office visit cost. (Which I found was financially actually a better deal than competitors.) I am very satisfied with their service. They even think of the little details like a collar tag and insurance cards.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness Rewards claim handled perfectly

I've had Embrace Pet Insurance since October 2008, and added the Wellness Rewards benefit at renewal time in 2010. This is my first dog. I chose Embrace after comparing as many pet insurance companies as I could find. My dog requires anesthesia just for an annual checkup because she is such a fighter. She also requires annual cleaning of her bad teeth. I nearly fainted when the bill for this year's checkup came to $875 because three teeth had to be extracted. Embrace picked apart the vet bill to categorize each item as possibly eligible for reimbursement under medical, dental, prescription or wellness benefits. Since I don't have dental coverage (that may change soon!) for the dog and she wasn't ill or hurt, the only thing Embrace could pay out was the Wellness Rewards. The handling of the claim was outstanding. First, I received an e-mail saying that they were splitting the claim into two claims: one for accident/illness and one for wellness benefits. Then I received another e-mail advising me that they couldn't pay on any of the dental since I don't have that coverage. That was very nicely written, and didn't come across as a cold denial like with human health insurance. The final e-mail confirmed that I would get the full $200.00 in wellness benefits. The entire process took a tad over two weeks, which is outstanding. I signed up for the direct deposit, and the money went straight into my checking account. Everything was very smooth, and the company
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Not what every said on here.

I bought this insurance for my Bulldog. He had issues a couple weeks after the wait period where he needed to have his soft pallet worked on. They took longer than the supposive up to 15 days... they took about 20 days. They also denied him stating that the vet said "She wondered if he had this issue" which was never mentioned to me. Also they tried telling me that Asparted (Spelling) Pnemonia is a symptom of Enlongated Soft Pallet. There is no medical documents proving this. Dogs can get this from eating to fast (bulldogs!!) and drinking to quickly. It was just a very bad experience! I cant believe that there are this many good review for them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Couldn't be more satisfied!

Our year-old English Bulldog ate a toy which blocked his small intestine. He required bowel resection, hospitalization, and medication - a hefty vet bill. Embrace responded quickly to the faxed claim, gave a detailed explanation of benefits, and sent the check promptly. First rate service on all fronts.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellence

My is dog diabetic trupanion pays will and fast I'mvery satisfied
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Friendly people. Great coverage.

I love the people at Trupanion. They are all pet lovers and genuiney concerned about or dog, TJ. The only problem is if you have a pet that does not use it very often, you would be better off taking the money you would spend on insurance and putting it in a savings account to use for your pet when needed. There have been a few times that we filed a claim and got back less than we paid for our monthly premium, meaning we would have been better off without it. On the other hand, TJ recently needed surgery and without Trupanion, we would not have been able to afford it. We are happy with Trupanion overall.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion = Awesome pet insurance

I have owned labrador retrievers a long time and had another pet insurance that really did not pay for anything as they said it was "pre-existing" ... ugh.. I thought all pet insurance plans were like then and stayed away from them. Then we got two more lab puppies and my hubusand was told that Trupanion was a good insurance. While a bit skeptical, we decided to get it anyway. When my black lab, who at one of year of age, started to limp, and found out that she needed TPLO surgery, I so happy to have pet insurance. The surgery alone is well over $3,500. Trupanion paid 90% of that. And they processed the claim better than my health care company. Trupanion has awesome people working the phone & email. I can't say enough about how happy I am with Trupanion. If you have an animal, it's the best gift you can buy your pet to know that when a illness or injury happens, you won't hesitate to get everything done on your baby, because you have Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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