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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

HIgh recommendations!

Pets Best has been a life saver! The premiums are reasonable, the forms are easy to submit online, the payment reimbursements are timely, and the staff is friendly and helpful. I confidently recommend them to all pet owners.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great service, great options, very good coverage.

I came to Embrace after dissatisfying experiences with two other pet insurance companies. I was attracted by the flexibility of plans and by the fact that the payments weren't preset by a schedule sheet-but rather by the the actual cost of procedures. What I wasn't expecting was the excellence of the customer service and the speed of payments. More importantly, the amounts reimbursed are usually exactly what I expect-and in some cases higher! Over the last year I have also enjoyed logging on to the Embrace face book page and getting to know the team in charge. They are real pet lovers and the conversation is wonderful. My only complaint is that as Embrace has become bigger it has changed a few things, such as introducing the wellness and the dental savings plan. I liked the earlier versions better, although it does seem that from a business perspective the more recent versions make much more sense and do help keep the overall prices down. I currently have 3 cats insured with Embrace and certainly would recommend Embrace to everyone who wants to insure their pets, and my great experience with Embrace has convinced my vet to let her other clients know about the great service Embrace offers.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Devon Rex
  • AGE OF PET: 1 - 8

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7

out of 10

A Solid Value

I had to put my 1.5 year old tiger cat, Julio, down a year or so ago. The diagnostics alone were several thousand dollars, and there was no guarantee that whatever they found would be treatable. I had to make the call to let him go quietly by the vet's hand. I knew it was the right decision, but I wanted to make sure that my new kitten would have a little bit of a safety net. I didn't want to have to potentially make a life and death decision based on money. Recently, my new kitten got sick with a bacterial infection (Toxoplasmosis) and nearly died herself. We got her treated and paid, confident that we would at least be receiving some reimbursement. What we got back wasn't everything, but the insurance has already paid for itself twice over. I think that as long as your expectations are in the right place, you will get a good return on your investment. I would recommend getting your pet insured.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

A great help

My Standard Poodle, Rufus, has had a couple of unexpected medical issues, one which required emergency surgery. What a relief to know that a good portion of that bill was covered. ASPCA Pet Insurance has promptly processed my claims and sent out checks in a timely manner.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very happy!

The benefits are easy to understand: $100 deductible and 20% co-pay. It was very easy to file the claim: I filed on-line after I scanned the documents into PDFs. I also signed up for automatic deposit. The reimbursement was in our checking account in LESS THAN ONE WEEK! I also appreciated that I could talk to someone to make sure I had completed all of the information correctly. We only have the emergency/accident coverage and were really happy with the service & quick response.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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10

out of 10

SPCA pet insurance is the best

I have come out ahead every year with my pet insurance, it was the best financial decision I ever made. The customer service is great, and they are all pet lovers and they care about my pets and how they are doing. I have never had a problem trying to get a claim paid for, they have never given me a difficult time when it is time to pay up. I highly recommend this pet insurance company to anyone who will listen it’s the smartest move I have ever made. I live on a fixed income, and I cannot afford not to have pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Worth Every Penny!

I love Pets Best Insurance. I have been through a handful of companies but Pets Best is really the BEST! I had to take my dog to the vet for two different reasons. First time it was to do some blood work to prepare her for her surgery. The first bill came out to $630 and I got $280 of it back. The 2nd bill which was for her surgery, was $804 and I got $640 back! I was stunned. I pay $50 a month for her insurance and its worth it. This plan includes everything, annual vists, dental care, surgery, accidents--anything you can think of--its covered. And just like anything else there is a co-pay and a deductible. They also make it very easy for you to track your claims online so you can see it being processed, they email you when your claim has been processed and it shows you the breakdown of whats covered and etc. If your thinking about Pet Insurance this is the one to choose because they are all nice and know what they are talking about.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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8

out of 10

It is important to have health insurance for your

After spending thousands of dollars trying to save one of my cats from an accident, I decided to get pet insurance for my other cat, Tita. Later on, we adopted a dog from the Humane Society, Lucy. My vet recomended ASPCA Pet Insurance. So far, I made a few claims to ASPCA. It is very easy to file a claim (fax, mail, etc.)and my money has been reinbursed very quickly. Once you file a claim the company sends you emails to update the status of your claim. I am glad I decided to que pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Very satisfied!

Fast response to our claim for charges - explanation of reimbursement amount, etc. is very thorough and clear.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Foreign-Body Surgery Claim A Success

This is the first time I have purchased medical insurance on my pets. Gracie is my treasure and I did not ever want to have to make a sad decision based on having to spend money on vet care. She is less than 1 year old, but when she developed an infection, it turned out that a seed, a foreign body had migrated (perhaps introduced by biting on sticks) and lodged above her right eye. Pets Best covered $75 of the surgery and medicines (the entire claim was $192 with a $100 deductible). Given the severity of the situation, it could have definitely cost more. This helps me to see that should something even more serious happen, she has a good plan that instills confidence in me. If you are shopping for coverage as I was, remember that certain limitations apply after your dog is one or two years old! So getting insurance the earlier the better will save you money and allow you to use it should hereditary breed problems arise. PetsBest costs me 20.01 each month for her (that's the price of lunch) and is underwritten by Aetna, a national company with a good reputation. I did not select the Wellness options since spaying and shots were a given but I wanted to protect her from expensive unforeseen care. Other plans were quite a bit more. This seemed like the best value that offered Illness coverage in ADDITION to Accident. I plan to keep PetsBest on her as long as I can, who would have known she would have been using it so soon? She is a woodsy girl who loves to play outside and sticks
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: Under a year

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