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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

They've been fantastic!

My cat developed gastritis/pancreatitis which has been VERY expensive (hospital, medications, follow up)-- they have covered nearly everything. This insurance has really been a godsend!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Devon Rex
  • AGE OF PET: Over 8 years

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10

out of 10

arthritis and thyroid

excellent
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Coverage for Elderly Pets

In late March 2009, I adopted an elderly cat from a shelter whose age was estimated to be 12 years old. I knew that because of her age that ilnesses were a probable part of her future. I also know how expensive veterinary care can be. So, I went on the search for a pet insurance carrier that would not only insure an elderly pet, but also provide a lot of coverage. Trupanion met my needs for her. The policy not only insures a pet that is as old as she, but provides an unlimited aggregate claim payout amount as well. The icing on the cake with Trupanion is that the copay is only 10%, which is lower than most other policies that provide comparable coverage. Six months after I adopted my elderly kitty, her kidneys began to fail. Sara has now been in kidney failure for over two years. Trupanion has been covering 90% of all of the costs for her lab tests and meds needed to monitor and treat her kidney failure, and even has been providing a small reimbursement for her prescription food. Processing of the claims for Sara's care has been efficient, and reimbursement is timely.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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4

out of 10

not happy

too many areas not covered for the amount of money paying for the insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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3

out of 10

Reasonable and Customary Costs Are Ridiculous

I have a slightly pricier vet than average, but have priced about half a dozen more in my area for various procedures and what ASPCA Pet Insuarance allows is about 60-70% of what is actually reasonable and customary in my area. I have submitted several claims and, after deducting everything that is disallowed or not covered, I usually get less than 50% back. I'm sure they're fine for basic injuries but while I was trying to diagnose a complex problem I had way to much out of pocket expenses to justify the high annual premiums.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bengal
  • AGE OF PET: Over 8 years

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9

out of 10

Wow! Easy claim processing and great communication

Embrace is a great insurance company. Prompt processing of my claim and communication via email throughout the process.Would recommend.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Terrific customer service

Excellent experience once again with Embrace. So glad I decided to go with them!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian
  • AGE OF PET: Under a year

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3

out of 10

Disappointing Service!

I was excited to sign my dog up for Healthy Paws Pet Insurance after reading the great reviews, however, at this point the service seems to be HUGELY disappointing! When I called with some policy questions, the receptionist was less than friendly (actually quite short) and refused to immediately connect me to a representative. After calling back a while later, I learned that the medical record review that was initially promised as an automatic benefit was never processed. Apparently you have to make a separate request apart from faxing the medical records to the company (in direct contrast to what the previous representative had told me). Another shocking surprise is that ALL payments are DIRECTLY DEDUCTED from your checking account/credit card- which is not mentioned PRIOR to enrollment. This is only mentioned in the policy documents received AFTER you sign up. The conversation concluded with the representative pretending not to hear me and then hanging up the phone.... No call back from them, even though my number is on file... Very unprofessional.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

3 Years and 3 Dogs

We have 3 Huskies and have Petsecure Insurance for all 3. Our first husky had a minor accident with her tooth and Petsecure was there to help. Our second husky was diagnosed with Angular Limb Deformity and Petsecure has been there every step of the way. They have been an enormous help with our boy which has helped with the whole decision making process. When we got our 3rd husky a few months ago, I thought our premium was going to go sky high due to our second ones disability... the complete opposite happened, we got 10% off as we have 3 or more pets with insurance. The premiums are reasonable and the turn around time is amazing!! Thank you Petsecure!!
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Under a year

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10

out of 10

Paid as Promised!

I was very wary of purchasing pet insurance but my last pup had three knee surgeries with no coverage. I bought it this time & my three year old Am Staff got IBS & pancreatitis and Trupanion sent me my big check in less than a week. Recommended!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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