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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Marley's Legg Perthes Disease

Our 8 month old Morkie named Marley Jane began to walk with a slight limp in the beginning of August that got progressively worse each day. After a visit to her vet, she was diagnosed with Legg Perthes Disease. To our surprise, the best option for our little puppy to live a normal, pain free life was a full hip replacement! So on August 21, Marley underwent the $6,000 surgery to get a new hip. Now, eleven weeks after surgery, she is doing SO much better and feels great! If it weren't for Trupanion, we would have NEVER been able to do this for Marley. They were such a blessing!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

palliative dog

Our beloved Cola is in end-stage liver failure after only a few short years with us. Having insurance for her veterinary services gives us peace - particularly because she has gotten herself into some "interesting" situations over the years.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

THE insurance EVERY pet should have

This is my first experience with insurance for a pet and I am floored! I purchased insurance for my dog plus the wellness plan. The folks at Embrace have been in contact with me constantly, helping guide me thru the process. I was able to customize the insurance side to get to a workable premium number & I LOVE the wellness plan. For $300 I get $400 worth of wellness services! I've already used $155 for annual exam & shots & will no doubt use the remaining in a few weeks when it's time for her teeth cleaning. I was amazed to get an email just a few days after submitting the claim stating that my claim refund check for the full amount will be in my mailbox within 10 days! No fuss, no muss. This is very forward-thinking insurance. These people obviously understand that if you invest in preventative care up front, you're less likely to need the insurance on the back end. Fabulous experience from beginning to end, giving me much appreciated peace of mind. Only wish I had known about this when we first got her! ....now if only MY health insurance was so easy to work with...
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Service was very prompt

Speedy reply to my claim.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

Embrace has been great to work with thus far with our 1 year old golden. Reasonable denials, great communication and good follow through with appeals and clarification. Thanks embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Simple forms, no lifetime limit, great to work wit

Our two year old portuguese water dog vomitted blood early one morning. Took her to the emergency vet for blood work, x-ray, ultrasound. Turned out to be really low platelet count. Treatment requires blood checks every 2-3 weeks and immune suppressent drugs at over $300/mo over an 8 month period. Trupanion claims are easy to submit - haven't lost 1 fax yet - and are quickly processed. If you include our deductable and exam fees (which are not covered), we've been reimbursed about %85 of our total costs for this illness - $4,600 out of $5,400 total cost.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Portuguese Water Dog
  • AGE OF PET: 1 - 8

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1

out of 10

Terrible when you need them!

I find this company to be awful. They never pay the full bill, first. Second, my cat needed a series of diagnostics to figure out what was wrong with him. Most were cheap, and not even claim able, but then it came to his $400 ultra sound. They refused to pay it because he showed symptoms of the illness in the previous plan period.They said I needed to have continuous care insurance (at additional cost) to cover this. Well, he wasn't getting sick, then better. It just took us a while to figure out what was wrong. Now he will be fine, but they refused to pay and were rude when I queried it. STEER CLEAR!!!!!!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Absolutely awesome pet insurance

My husband has had Embrace Ins for a while now and he has been very satisified with the coverage and the reembersments that he got back. I am so happy with his results that I have purchased a policy for my little one. The Wellness Plan that you have avaliable is wonderful and there are no problems with paper work. We are very satisfied customers. Thank you Embrace for everything. Morris and Debbie Ardle From Tucson, Arizona
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Satisfied Long-time customer

I have been a customer for over 10 years having insured several of my cats. My 10 year old healthy Maine Coon died suddenly from heart failure and the over $1,400 claim was handled efficiently. However, I appealed the payment as I thought some of the items could have been covered more. They reviewed my claim and sent me an additional check. We continue to have coverage on another cat in the household and I would recommend this company to anyone.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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10

out of 10

Great Plan; Great Folks: Great Service

I submitted nearly 1900 dollars in claims for my sick pup (who is 100 percent recovered). Trupanion processed the claims lightning fast and sent out checks of nearly 1500. They truly pay 90 percent of submitted covered claims. I talked to Trupanion's Customer Service Reps many times and they are wonderful. Definitely worth the monthly deductible.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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