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My puppy's claim was handled in an extremely efficient manner. Healthy Paws gives very reasonable service ad one feels like they and their pet are important. From start to finish this was an excellent experience and I am very had I selected them.

EVERY claim they have managed to find some ridiculous reason not to cover it. Don't be fooled by the $200 deductible.......you could spend thousands of dollars in out of pocket expenses for your deductible and they get to decide exactly how much they want to release towardsyour deductible! TERRIBLE!!! SAVE YOUR MONEY AND JUST PAY THE VET BILLS OUTRIGHT......YOU WILL SAVE MORE MONEY IN THE LONG RUN!!

I am so grateful we bought coverage from Embrace. Our new puppy has been quite a handful in his first 4 months with us. He has done everything from eating knee-hi's to breaking a leg. When I received my coverage for my new Bernese Mountain Dog I immediately had the vet fill out the forms and examine him for the Orthopedic Waiver. Thank goodness!!!!!!!!!!!!!!!!!!!!!!!!!!!!! He actually later BROKE his hind leg and it required SURGERY. Embrace was great. They collected all of the necessary information from the veterinarians and surgeons and processed my claim promptly. Everything from his after-hours emergency care to his surgery and aftercare were covered exactly as the policy stated. I have been so grateful for Embrace's service and coverage. It has been a lifesaver in more than one way.

your charges for procedures need to be increase. They are not near what vets charge.You say you pay 80%, but you dont tell that 80% of what you think the charges are. So I could end up paying up to 75% or more. Please take under advisement.

I insured my two senior cats upon adopting them. I am very happy with Embrace.

We were quickly approved and we took our puppy home that same day .However, just a few days after we adopted our puppy we noticed that he was limping . We had taken him to the vet and the vet said that his leg must have been fractured/ broken possibly in the womb or wherever prior to our adopting him . We then had to take him to a specialist Now the only 2 options we have were to pay for surgery which was over $2000.00 or to wait and see what happens which could mean possible amputation. Are you kidding me ???? Now of course we have fallen in love with this puppy and we really had no choice but to have the surgery. Depending on how this surgery goes he may need yet another one. This has yet to be determined. And who knows how much more money this will cost. Anyways, of course I had contacted the shelter regarding this. Why should this be our bill when it apparently happened before we even adopted the puppy. Do they normally adopt out injured animals ? The shelter had never responded and just forwarded my email to the worthless free 30 day insurance 24PetWatch. This insurance is an absolute joke. They told me to submit a claim for review , which of course they denied it . First they never received my paperwork( so they say- i had a fax confirmation ) and then when they received it it took them weeks to review. I was constatly passed around to all different people . None of which could help . Finally , they denied it for preexisting . How is it preexisting if the

Very prompt and efficient service. Embrace is able to communicate with their customers. Quality company and their wellness benifits are great.

From the day that I enrolled my little rescue, the experience has been nothing but professional and when it came to the the appropriate time compassionate. Always helpful, knowledgeable, understanding, they actually listen! Seriously, everyone should have pet insurance that has a pet, or reconsider having a pet. Because what happened to me could happen to anyone, and, it was boom, out of left field! I was grateful that I did not have to make the decision to put the sweetheart down. So get insurance! Or be responsible and don't get a pet if you cannot afford to really take care of it.

Trupanion is a really great company they have always helped me out with my baby midnight whenever I've needed them and Oh I've needed them. Midnight has been with this company since he was nine week and he's now three. I would recommend Trupaion to any pet owner because they're great.

SIGNED UP ON THE INTERNET FOR FULL COVERAGE AND WELLNESS. THEY SENT ME THE POLICY BY EMAIL AND I THOUGHT I WAS ALL SET. HAD MY FIRST VISIT AND WAS DENIED COVERAGE! EMAILED THEM THE WELLNESS CERTIFICATE AND NOW WAITING FOR A REPLY.