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I can only say that it has been the best decision I have made once i got my first puppy. I almost let it go by. Trupanion has helped my puppy get what he needs medical speaking and has saved my wallet. Claims have been fast and explanations clear of what was covered and not. Let me just say theres been more than one claim submitted and all a success the representative even calmed me down not to worry about what my puppy was going thru the first time i used it.Thank you for helping my puppy.

Would recommend this insurance to everyone. They are quick and efficient.

Would recommend this insurance to everyone. They are quick and efficient.

I was reimbursed less than $10 on a $170 claim. I submitted a claim for $170, VPI determined that only $61 was eligible (no explanation as to why), minus $50 deductible and the remaining $11 was reimbursed at 90% for a grand total of $9.90, which is less than I pay for a monthly premium. I have had this policy for over 5 years and this is the first time I've used it. If I have put my premium in the bank rather than throwing it away to VPI, I could have payed this vet bill several times over.

My dog had a major issue which required many trips to the vet in addition to surgery. Healthy Paws was very quick to review our claims. The phone app made it even more of a breeze. People need health insurance, so do our furry family members, and Health Paws is great pet insurance.

Thankfully I had VPI when Lina, my pit mix was diagnosed with cancer. Her care was top notch and never questioned. The amount reimbursed was a Godsend and I will be forever grateful for their kindness when she died. I still have her sister Toto and she is doing well and I love the check-in emails and reminders of exactly what is available to me as a pet owner. Yes, there are limitations but in the scheme of devastating illnesses I was able to make a much better decision with the options I had available. Toto uses wellness but she too is getting older and I rest assured I can care for her with confidence and VPI

Trupanion is amazing and way easier to deal with then my insurance on my life. My dog became ill and within a week over $7500 dollars of vet expenses racked up. When it came to the last procedure I was not able to afford the $5300 surgery upfront so trupanion rushed the claim process and pre approved the surgery and covered the 90% upfront so that I did not have to worry about it. This all happened in a matter of a couple hours. This gave my dog Maya the best chance to survive but unfortunately we had to put down Maya at a young age of just over 1 year old as her liver completely failed.

Trupanion is amazing and way easier to deal with then my insurance on my life. My dog became ill and within a week over $7500 dollars of vet expenses racked up. When it came to the last procedure I was not able to afford the $5300 surgery upfront so trupanion rushed the claim process and pre approved the surgery and covered the 90% upfront so that I did not have to worry about it. This all happened in a matter of a couple hours. This gave my dog Maya the best chance to survive but unfortunately we had to put down Maya at a young age of just over 1 year old as her liver completely failed.

Embrace has taken excellent care of our 10 yr. old Mastiff mix dog Jack since we rescued him at age 1. He has had several major life threatening problems along the way and we would not have been able to afford his medical bills without Embrace. He is the very BEST dog we have ever owned and love him with all our hearts. As retired seniors now we are enjoying old age with our sweet senior Jack. THANK YOU EMBRACE!

My cat had to get 2 ultrasounds and multiple treatments for stomach issue. Seven claims in one year totaling $2,009.I did have to pay the vet fees upfront and then was reimbursed. Have MAJOR MEDICAL for all of my pets and the claim process was super easy. Was refunded amounts in 30 days. Only paid the $100 deductible overall. Just wrote this review out of gratitude since I was so skeptical at first. Insurance companies are notorious for fine print.