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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

How Fortunate We Were to Have Had Embrace ....

I have had three of my four dogs covered for a good many years with Embrace Pet Insurance, and thankfully, no claims. The fourth dog--a little mixed breed-Chi-Weenie-I had carried the insurance for the first three months after we had adopted her that was provided as part of her adoption package, but then because it was a different insurance company and IA was in the middle of a year with Embrace's coverage of my other dogs, I couldn't make up my mind what to do, and so did nothing for a long while--seve4ral years. There's always been a question in my mind, and many "money experts" question whether the costs to carry insurance on animals is worth the continued yearly outlay, if you don't have claims. This past April, right before my husband and I were going to go on a vacation, I thought, since we're boarding all four of our dogs again, and though I trust the facility...what if something happened while we were out of state, and the boarding facility folks had to make the initial decisions about treatment for us. So, I added Rita in April to our insurance coverage with Embrace. Nothing happened during the week's boarding period. Just a few weeks ago, in June, I noticed that Rita just didn't seem "right." She just looked off, wasn't eating as heartily as she normally did, spent a lot of time by herself sleeping. Since she was almost at the time for her yearly "well dog" check, we went ahead and took her in for her check-up a few days early. We shared with the
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness claim was super easy!

I recently submitted a wellness claim for my dog's dental cleaning. Even though the paperwork didn't get there right away and I had to resubmit (I think that was either a technological glitch or the vet's error) the claim was still processed quickly and efficiently, within a week. Embrace covered the full amount allowed by the Wellness policy. So easy. One of the reasons I chose Embrace was because the Wellness policy includes dental cleanings; I'm so happy that the process went so smoothly! Every time I have called Embrace with a question, representatives have been courteous and helpful. They even respond to emails. It's a great feeling knowing you're dealing with a real person, when so many companies are automated and don't offer human interaction for difficult questions! Although I hope I won't have to submit claims in the future (I want my dog to stay happy and healthy!!), if I do, I'll have peace of mind knowing that Embrace is such a friendly and honest company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Broken hip

I got pet insurance for my cat Dexter because I live in an area where there is a lot of baby rattle snakes. One day Dexter came home limping. It turned out to be a broken hip. He had to have surgery the very next day. It was $2000.00. Trupanion kept me informed at all times during the claim and I received a check in the mail within 2 to 3 weeks. Thank goodness I got pet insurance on Dexter, I never thought he would get in an accident only rattle snakes. I highly recommend Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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2

out of 10

Disappointed by ASPCA

ASPCA refused to cover an eleven dollar charge for arthritis medicine because my dog had had similar medicine prescribed for arthritis about 1 year ago. Because the arthritis "was not cured by the medication" even though she required no medication for the condition for a full year,the ASPCA phone agent stated that ASPCA was not responsible for paying for more medicine for the lifetime of the policy. I feel that I was nickel and dimed (11 dolars!) considering I pay almost 650 dollars in premiums/year for my 13 year old dog. I am disappointed that a reputable organization like ASPCA would stoop to such tactics.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

Coverage that makes a difference.

Our 10-year-old yellow lab required keratectomy surgery to repair a non-healing corneal ulcer. The staff at ASPCA were extremely kind and helpful in guiding me through the claim process. Our coverage proved to be exactly as it was described in our policy and reimbursement for covered expenses was issued promptly. This was the first claim we have ever had to file and each time I called for direction on the necessary forms and receipts, I was treated with calm professionalism and genuine concern. Illness and injury to our beloved pets can turn our hearts inside out and we are profoundly grateful that our situation was resolved in health and happiness. ASPCA staff cannot control these medical outcomes, but they provide their customers with the ability to make a difference in the quality and duration of our pets lives.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yellow Lab
  • AGE OF PET: Over 8 years

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10

out of 10

Very good.

My first claim in five years and all went smoothly
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding

I had never had pet insurance before, and it was recommend that because I was going to be caring for so many cats that I get Insurance. From the first person I spoke with I was made to feel like we were all in this together. That Trupanion care for my pets as much as I did. I have to doubt that I have made the right dissuasion. Thanks to Trupanion my family feels safe knowing that help will be there if needed .
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws. People who care & give GREAT service

My year old female Chug. My Wife and I are very surprise and pleased with Healthy Paws Insurance. When reviewing for a pet insurance for Sandy, we were a little skeptical in getting insurance for her. We herd some horror stories about people and their pet insurance not covering. After all the positive reviews from Healthy Paws, we are so happy to be on-board with you guys. I’m hoping she doesn’t get sick again, but we are very happy to know that we can afford to get her help if and when she needs it. Well worth the price and piece of mind.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Pets Best has always come through for me!

I have called three times over the last two years for two separate dogs. Claims were submitted at different times for each one. I am more than pleased with their employees, the care and concern that is evident via a phone conversation. The two claims that were submitted were processed quickly and efficiently. I have told other dog loving friends that they must get insurance for their pets if they don't already have it. Pets best is the way to go!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Eskimo Dog
  • AGE OF PET: Over 8 years

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10

out of 10

Met all expectations

Embrace has lived up to all expectations. In recent months, I have dealt with a persistent ear infection in my dog, which has required multiple vet visits. The claim and reimbursement process has been incredibly quick and easy and all of the reimbursements have been as expected.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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