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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace Service

We recently had some issues with our boxer, Molly. So we saw our vet, and had them resolved. One was for routine care; the other, after Molly decided to eat a cell phone cord. That required x-rays and other treatments. Both of our claims wee submitted to Embrace fro review. Both were handled quickly, and we contacted several times during the process by Embrace staff. There support staff is excellent!! If you have a pup, and considering insurance, you would do well to consider Embrac!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Insures pets 10+ AND pays their claims!

I have had my dog for 6 years. Aside from 2 emergency situations shortly after we got her. The only claims we had were her annual physical, shots, and teeth cleaning. This time we had a big claim, and I was concerned about how it was handled. The claim was handled professionally, and evrything I thought would be covered was. Thank you!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Performed as promised

Trupanion did not look for loopholes and paid per their schedule as promised.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Rates increasing

I bought pet insurance when we got our Rotweiler 9 yars ago. I purchased from VetInsurance, was told that there was no dedutible and that my rates would not increase. The company was sold to Ing Bank and then to Trupanion. Since they have taken over the policies my rate I creases every year. The only way to keep it at what I had originally contracted for was to apply a deductible, this is after I decided to cancel and I received a huge sob story about why I should keep it. They play to the owners heart strings. Last month I get another email that my rates are increasing again!!! Told them I was cancelling, keep getting emails pulling at heart strings again. They do not look at the breed or life expectancy. Rotties lifespan is 9-10 years, my boy is almost 9 and at this point all any pet owner should be thinking is that you are going to do the best for friend that you can and that means they don't suffer and you don't do anything to keep them alive because you don't want to lose them. Been through this with my first Rottie, she died of osteo sarcoma, made her comfortable and let her go. Be careful with these companies, it is insurance after all and they like money. 2 claims in almost 9 years, do the math as to how much you are paying. Put it in a separate bank account for your pets care. Not saying Trupanion is not a good company, but this constant increase of rates and then trying to make you feel guilty for cancelling is frustrating. Filled out the claim detail
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Over 8 years

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8

out of 10

Fast Turn Around Time

This is my first year with Embrace Pet Insurance. I have purchased both the accident and wellness plan. I have 2 dogs each around 140 pounds. I submitted a wellness claim to Embrace for vaccinations, heartworm and flea preventative and within a month I was pleasantly surprised to receive two reimbursement checks. I am pleased with the turn around time, and will renew my insurance for the next year.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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9

out of 10

Process to get reimbursed was so simple!

I've had previous pets on other insurance companies, and by far Healthy Paws was the simplest and fastest. I got the check in the mail quickly... But I only have one gripe... I actually sent two emails. I did not know that if an email was larger than 5MB, their system automatically rejects it. An email letting me know it was rejected would have been nice. Once I called them, and they told me the email limitation for the claim, I modified the claim PDF's and emailed it. Instant response. After that it was a few days before the check was in the mail. I appreciate your quick response and the detailed invoice.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

surgery

My dog fractured her humorous bone. Within 2-3 weeks I received a check in the mail.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Pleasantly surprised!

My newly adopted Beagle Gracie ate "something" while she was being "watched" by a friend. For four nights she was sick with diarrhea, but she was still eating. On the fifth day she would not eat and seemed to be really lethargic. I brought her to our vet and he gave her some medicine and a shot. A few hours later, she still hadn't eaten and seemed really really lethargic and wasn't drinking water either. I returned to my vet and he took an x-ray and thought that perhaps she might need some type of surgery to remove whatever appeared to be in her stomach. I was advised to bring my sweet girl to an Emergency Hospital that my vet recommended because my vets office perhaps could have done further testings, surgery, but they do not have overnight staff and they did not recommend that she stay there. My little Beagle was at the Emergency Hospital for two nights. I was very upset and concerned because we were not sure if she needed surgery or not at the time of admittance. Luckily she did not need surgery and they kept her on IV and rest for those two days and nights. As you can imagine, the bill for the Emergency Hospital was very steep but what can you do when your pet is sick, you have to take care of them. This was our first experience/claim with a Pet Insurance Company and we were so happy that we had decided to participate in their program. Everyone I spoke to or emailed was very helpful and kind. This was a very traumatic situation for us because we were not sure e
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Amaizing coordinated health care

From the time I first took Sophie to Boca Vet through the time we transferred her to Coral Springs Animal hosp. Until her discharge on Friday the 12th July. there was complete harmony and care between all of the doctors and Trupanion ins co.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Better than Human Insurance!

We just spent close to 10g's on emergency surgery for our 12yr old dog. 8 months earlier a friend recommended Trupanion pet insurance. I'd heard plenty of stories about pet insurance, so I bought it for $52/month with VERY low expectations of reimbursement if something actually went wrong. But, much to my surprise, this company has been AMAZING. The checks have been coming in, and it looks as if after the $1000 deductible we're getting 90% back. Why can't human insurance work this way? Anyway, it's a great company and I'm a client for life.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: Over 8 years

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