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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Couldn't be happier

We adopted a dog and within a month, found out she was affected by a genetic health condition. She had to have major hip surgery. Healthy Paws saved the day. Between x-rays, medication, bloodwork, and the surgery the price really wracked up! At the end of it all, our cost out of pocket was only about $600. We have an 80% reimbursement plan so you can imagine all the bills! Claims are super easy to file and process quickly. Should you have a question, they are friendly and helpful. They even followed up after her surgery to see how she was doing!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

The Real Deal - no gimmicks

Our Standard Poodle is not quite 3 years old. This month she was either bitten by something (spider?) or ingested something toxic. She was very, very ill for 8 days. I really thought she would die. We visited the emergency vet twice during this time, and our own vet numerous times. Each evening we scanned in our receipt from the vet, and by the next morning we had a processing response from Healthy Paws. We had a previous claim with them in 2012, also with excellent results. The caring and responsiveness of Healthy Paws really helps when you have a seriously ill or injured pet. We will never be without pet insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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3

out of 10

Disappointing

A hassle to submit a claim - in this day and age who ever heard of havong to fax a claim? First claim took very long to process. Kitten vomiting was considered a "preexisting condition" and not covered. Canceling my policy
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Savannah
  • AGE OF PET: Under a year

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10

out of 10

Imsurance for 9 week old puppy

It's been about a year and half since I got my 9 week old Labradoodle and I signed up for Trupanion right away. At first I wasn't sure about insurance but thought I wouldn't want money to be the reason why I couldn't help him if he needed it. I went with Trupanion because of their flexibility and their coverage options. When my dog was nearly 4 months old we found out that he had a growth problem and a few months later we found out he had hip dysplasia. We got him from an excellent breeder and as much as we thought he would be healthy you never know with mother nature. Words can't describe the support we have received from Trupanion and what they have provided my dog. They have been very cooperative with me and my vet's office and I know that today my dog is living the best life and I know that he will continue to have that support for the rest of his life.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

very satisfied

Have made several claims to Trupanion and have received my refund within days. My vet now directly bills Trupanion so I only have to pay my portion at the vet and Trupanion reimburses them the rest
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

Our little dog developed cataracts in both eyes and became completely blind. Had cataract surgery in one eye and her eyesight is back in same. Submitted claim and received very a prompt positive response and a check shortly thereafter. Very happy with Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

An insurance policy to be embraced indeed!

It's always easy to get through immediately to a real, live person who is relaxed, helpful, and actually knowledgeable. I quickly got the answers I needed and, for good reasons, trusted that whatever I addressed would be handled swiftly and thoroughly. I've had cats since I was 4 and now I'm 64 and this is the first time I purchased insurance and I'm sooooo glad I did.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Very fast, great coverage!

I submitted my dog's claim and the next day Trupanion sent me a detailed email telling me how much they covered and what I should be expecting. I love that they cover 90% and I'm happy I have $0 deductible. It totally takes the stress out of worrying about finances and lets me focus on making the best medical decisions for my dog.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Quick service and stand up to what they say!!

I guess my "tips" would be, use the proper forms, get your Vet to fill out forms completely and send in.. Be aware of what your coverage entails, and then all will go well. I can not recommend this company enough. This is my first claim, met my deductible and a check is on the way for the amount above deductible. No hassle , just plain "we do as we told you we would".. Thank you, Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

The Best

Oh where do I begin. Well first of all, the reason why I chose trupanion is because I have a sharpei mix breed. A lot of insurance companies DO NOT insure sharpeis or mix breed so please make sure you read their fine prints. My dog was diagnosed with a nerve disorder around December 2011. He needed to get a muscle and nerve biopsy to determine the cause and that totalled more than $2500! And yes, trupanion covered 90% of that minus the detuctible and the exam fee. This was my first claim and it took a couple weeks to get processed because my vet was taking their time sending in his files. Around January, he came down with pnemonia (also diagnosed with megaesophagus) and was hospitalized for more than 5 days. Again, $2500 + vet bills that trupanion covered. During this incident, I got a pre-approval within 2 hours after he was admitted which gave me complete peace of mind. When he was discharged, the doctor suggested for him to eat prescription food which trupanion covered 50%. Around March, he received custom braces to aid the instability on his rear legs, $1000 and trupanion covered 90% of that, so you can do the math. I've sent them many claims (under 10 grand i would estimate) and not one has been denied. My premium has gone up just a couple bucks since enrolling my dog and with the new added benefits you simply can't go wrong. Please insure your pet. Like myself, you never know what can happen and the last thing you want is to make a decision between mone
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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