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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy Paws has outstanding service!

We have insured our dog through Healthy Paws for almost two years now and they consistently deliver outstanding service! They answer questions right away and are so quick with providing reimbursement--almost always within one week. They are great to work with and we are very pleased.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Glade I made the purchase.

As a long time dog owner, the big question was to get or not get pet insurance when we purchased our new pups. We had always had dalmation dogs that always had some sort of medical problem and we always payed the bills. Over the life time of both dogs, which each lived over 16 years, I can't even guess the total cost of care over their lifetimes. When we purchased our mixedbreed bulldogs we decided to try Healthy Paws insurance for them, just in case. It's actually something you don't want to have to use and hope your pups are healthy, but there is always a thought something could happen. Well the other day, after 16 months, something did happen. Our one pup Molly couldn't walk. We immediately took her to the vet. They did x-rays, several medical tests and other procedures to figure out what was causing her problem. Before you know it, bills are racking up, but at the time, I really didn't care, I just wanted her better and not suffering. We were finally able to take her home after a long office visit. The vet thought she had the symptons of Rocky Mt. spotted fever,(6 reported cases in our area) the cost of that test alone is expensive. The test came back negative, and he started treating her for what he thought could be a pinched nerve. With the medication he prescribed, she has started to get back to her young self. After looking at the bill and the cost of veternary procedures of molly's visit, I submitted her claim to Healthy Paws. This was the first time I submited a cla
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing!

We've had pet insurance since we got our dog nearly 9years ago. Trupanion has always been fast and able to help us take care of our Dodger with most of the medical bills he has acquired over the years. Truely happy and would recommend this to anyone!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Such exceptional and personalized service!

Process was a breeze! My claim was resolved in a DAY!! Literally!! Got my reimbursement super fast. This however was not the most surprising thing. What really got to me was a few days later getting an e-mail from a real person asking be about the health of my buddy sending hugs and get well wishes. DEFINITELY MAKES YOU FEEL HUMAN !!!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Happy with Trupanion

My vet referred me to Trupanion and I have been happy with them. I have had the policy for 3 years, and they are always helpful when you contact them and are quick to pay the bills. I have referred several friends and they have no complaints either.When I have another pet I will surely be contacting Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: 1 - 8

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1

out of 10

Worsed insuare ASPCA

the worse insurance ever !!!!! i did an operation for my dog it was about 6000$ when i called ASPCA to find out whats going on with my check they sad "Oh but your insurance plan was changed" So they did not gave me even a penny !!!!!!! How is it possible !!!!!!!!!!! how can they change insurance policy without letting me know!!! ASPCA - NEVER AGAIN!!!!!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Read and understand

Best company to work with but you need to understand the terms and conditions because like all insurance, it's very specific. 9/10 of these complaints are probably because you didn't read them and I'm sorry but that's your problem. No need to get mad at a company for following the rules which they informed you of!!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best customer service. Covered Addison's Disease

Saffy had been having a recurring digestive issue for a couple of years and no one could figure out what was wrong. Finally they realized it was Addison's Disease which is totally treatable! It took $1500 to figure it out and I was stressed about money! Brad at Pets Best was amazing. There was miscommunication between my vet and Pets Best receiving the correct invoice that they needed. Brad got into direct contact with my vet and solved the problem. I had my money back within two days of the problem being solved! It was amazing. I love Pets Best and Brad!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Fox Terrier
  • AGE OF PET: Over 8 years

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1

out of 10

ASPCA - very disapointed

ASPCA = Horrible insurance! I had to keep this insurance for a few years since my dog developed skin issues after i enrolled him. ASPCA tells you that they pay 80% but forget to mention that is 80% of their pre-calculated costs. For example: I was charged with $60 a vet visit - they are paying you 80% our of $40 only. Another example would be a CBC (blood work) test that costs %191.00 they pay back 80% out of $136.35 (their limit). Luckily since my dog was getting older I decided to get a secondary and tertiary insurance – PetPlan and Trupanion. Let’s not even talk about exclusions code – everything is excluded!!! 3 weeks ago they paid me $20 out of $60 for Baytril and after getting a refill 2 weeks later when they decided that now it was for a different condition and they denied it – REALLY???? You try calling them and talk with them rationally - all what they can tell you is reading from a piece of paper “you exceeded you limit for this condition”. In May we discovered a tumor in my doggy’s spleen. We had the surgery and started him on alternative medicine treatments as homeopathic, holistic and o-zone therapy to not let the cancer come back. I AM SO GRATEFUL I got PetPlan!!! They cover 90% of the actual VET BILL as well as homeopathic, holistic, EVERYTHING!!! It is amazing to see that I am getting my money back. It may take them a bit longer than ASPCA to complete the claims but hey I rather wait an additional week and get my money back. I cannot say much about Trupani
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Cocker Spaniel
  • AGE OF PET: Over 8 years

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9

out of 10

Fast, Easy, Helpful Claim Process

When my black lab recently had to make a few trips to the vet, I was all over the place trying to figure out what to do for the claim with Embrace. Megan and the Embrace team were AWESOME, and kept me updated entirely through the claim process. She kept things clear and simple, and I was informed from start to finish about what was going on.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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