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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

excellent service

so far it is very good service, fast claim handling, keep their promises.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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10

out of 10

Great Customer Service

I bought Healthy Paws Insurance for my 4 year old boxer and have never been happier. While consulting with my vet about insurance, she said "you have a boxer, so YES, get the insurance." At that point, I began to shop around and landed with this company for coverage. This company is great because they will allow you to select the deductible you want and the percentage of coverage you desire. Whatever you select will determine your monthly rate. I pay about $50 a month for it and let me tell you - it's absolutely worth it! My dog is now 5.5yrs old and we have been through 2 surgeries using this insurance. Every time my claims were adjudicated quickly and I received 90% (minus my deductible) for the costs. If I did not understand why something was not reimbursed, it was always explained to me clearly and if something should have been covered but wasn't for some reason, it was corrected immediately. Their customer service is EXCELLENT. If you are considering pet insurance, definitely take a look at this company. I cannot tell you how much it has saved me financially as well as for piece of mind. I never worry about a $10,000 surgery because they are right there with you all the way. My boxer just got a tumor removed (very common in boxers) to the tune of $1,000 ($300 to diagnose, $700 for the surgery) and everything was covered (minus the vet's office fee, which they don't pay for). I can't say enough good about this company. Definitely consider them when do
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

GI Blockage in 17 month old Lab

My 17 month old Brainiac Lab Cooper for whatever reason (probably just lab) decided that a few rocks were as good a toy or treat as anything we could buy! So after they did not sit right and he started vomiting (foul smelling) food then liquid he we rush to the ER. There we discovered he had 2 rocks lodged in his large intestine. After discussing with the surgeon whether or not they would pass we elected to do surgery to remove them. 36 hours after the surgery he went home and the ER submitted the paper work to Trupanion. 1 1/2 weeks later I received an email stating the claim was processed and my check would be mailed, which I had in a week’s time after that.Yes, I would recommend Trupaion. What more can you ask than have a company stand behind you for all the things a lab can bring into your life.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding Company

My dog was diagnosed with a brain tumor and required extensive surgery. Trupanion showed nothing but kindness and concern over my dogs illness. I routinely received emails, inquiring on his progress. The insurance claim was easy and I was reimbursed 90% of the medical costs. I am happy to say my dog is finally coming home! Every dog owner, I know or meet, I tell them to make sure they get Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Wish I had found Healthy Paws from the get go.

Healthy Paws is the 3rd pet insurance company I have dealt with over 13 yrs. My first insurance company, I had to argue for all claims, the second one (after 8 yrs)dropped us after both my dogs were bitten by rattlesnakes, by the time I came across Healthy Paws, my dogs were 10 & 11 yrs old. I am so grateful that they insure senior dogs, and at a similar rate to my previous ins. company. I wish I had found them when my dogs were puppies, this way there would not be any pre-existing conditions not covered. The turnaround from submitting a claim to being reimbursed is impressive (1 week or less). I have not had to "fight" for any claims I have filed. With Healthy Paws there are no guessing games, they are clear concise and straightforward about any issues, questions that might arise and super kind about it. I tell anyone who asks about how fantastic Healthy Paws is.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Good Coverage

My Pup fell on ice and hurt both her knees. Claims were submitted to Embrace on 2/12/14 and check received on 3/21/14. This time included obtaining more in-depth information from the Veterinarian.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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9

out of 10

excellent customer service

I've only been with Embrace since March 1, but so far, so good! The staff explains everything in terms I can understand and is upfront and honest about what is not covered (i.e., pre-existing conditions, etc.).
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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3

out of 10

comment

I obtained this insurance to help off set any of Sadies doctors visits. Considering I paid over 700.00 to have her covered and extra paid out for well visits to find out that after one visit I used up my benfits is not acceptable. Considerating my bill was $458.00 and you only covered less than 50% I thought it would be better coverage than this. I was also told in the agreement that a check would be sent out in 7 to 10 days. Only to find out this was a false statement. My check won't arrive until the 26th day. I am not sure that I will be renewing next year. I will wait and see how the rest of the year goes.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

They will pre-authorize your claim! The BEST

I was so impressed with Pet's Best and their claims payment service that tells you if they'll pay your claim BEFORE you even file it. So, if you're worried about getting payment on your claim you can call their customer service which is always very helpful, and they will tell you your claim will be paid,. Brilliant! Perfect for my pup and his high dollar TPLO srugery. These guys are worth your research. One of the better ones out there and not so well known. Picked them over Healthy Paws and Pet's Plan.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

The BEST of the best!

I've been a customer since 2010. Never submitted a claim until 2012 and since then have had to submit dozens. The first claims were for our golden retriever, Shelby who we sadly lost quickly to cancer. Being that those days were stressful and dark, Trupanion not only moved quickly and professionally, they did with care and compassion. Since then my other golden retriever has been diagnosed with some manageable conditions but those will require lifelong treatment. We are now regularly submitting claims and the service has remained consistent from Trupanion - extremely prompt, fair and kind hearted. I was skeptical of insurance when I first got my dogs. I thought I could set up a separate bank account and not worry. Thank goodness I changed my mind when a friend's beautiful boy got sick and put policies on my babies. Now I would never go without and it would never be any other company than Trupanion. Since February 2012 so far I have been reimbursed over $9,200. It only takes one incident or illness to wipe out what you may have thought was enough in a special savings account. If you're like me and would bankrupt yourself for your babies, strongly consider pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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