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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Quick Response

Embrace does a good job of creating programs that help us get the most coverage as newly insured pet owner's. Our first claim went in without an issue using the wellness program. I anticipate being with Embrace for a long time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance Out There

We have had several different pet insurance companies over the years, and by far Embrace is the best. They really cover what they say they will. They don't try to weasel out of coverage. Our boxer was diagnosed with Lymphoma when she was nearly 7 years old. They have been there every step of the way - diagnostic testing, treatment, medication for side effects and when we renewed our policy the rate didn't go up a huge amount as I feared it would (like with car insurance) but stayed pretty much the same AND they continued to cover all of her treatment. She has since relapsed and is getting even more treatment - and still they are there to support us through our ordeal. The costumer service is fantastic, and the coverage is great. We could not have imagined going through this without them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing service. 48hr turn around for claim

They have been excellent over the years, with multiple claims. Make sure you read the policy first, and know what they'll pay for, but they are very quick to approve and pay. Premiums have inched up, with one major jump over the past six years, but I find them highly reasonable and generally a pleasure to deal with.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Wirehaired Pointer
  • AGE OF PET: 1 - 8

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10

out of 10

An Honorable Company that keeps its word!

Your insurance company is the best insurance company I've ever dealt with especially my mom's and mine:) It is a delight to communicate with your staff, and your service and forthrightness in honoring what has been promised will be covered and then actually is covered keeps me enrolled in the plan.Thank you, Bonnie
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Fast & Great Result

I am *so* pleased with the fast turnaround & great result from my most recent claim. The claim was for my special-needs cat's prescription food, on her Wellness policy. In spite of the claim going in around the winter holidays, the claim was processed promptly and carefully. I am a longtime Embrace Pet Insurance customer - my two cats and I are all *very* satisfied and pleased with our coverage, our benefits, and with the thoughtful service from all of our Embrace insurance "Embracers". Thank you all!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: Over 8 years

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10

out of 10

Speedy reimbursement, high monthly premium

Speedy reimbursementHigh monthly premium Low reimbursement, as the "deductible" applies to each new condition. Perfect for high vet bills (surgery, etc), but not good for minor conditions
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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7

out of 10

Thankful to have pet insurance

Usually we don't need to use the insurance (thank goodness) but when we do it is definitely worth having! Wellness coverage is about equal to the premium for it so we don't have that but injury/illness coverage is wonderful. 3 unexpected/emergency vet bills and $1000.00 later it's great to be reimbursed 80%! Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Over 8 years

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10

out of 10

Wish my personal health insurance was this helpful

My dog started to limp one day and it did not improve. After a couple visits to the vet, they realized she had a shoulder injury. The treatment has been expensive and Healthy Paws has been so helpful. Since I signup up several years ago they been amazing. Four points: Their forms are so easy I typically file them right in the vet's office. Within a day or two of filing a claim I receive an email confirmation that the claim has been received. Usually within another one day or two I get a second email telling me the claim has been processed and how much the reimbursement check will be. Several days later, I receive the claim check in the mail. So quick and easy. I highly recommend Healthy Paws to anyone with a pet. They have given me peace of mind when making health care decisions for my dog.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Over 8 years

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10

out of 10

Satisfactory

Firstly I e-mailed the claim as it was suggested on the phone. It was confirmed on my end, but never confirmed by Trupanion. One week later I called and faxed the claim and everything was fine with the faxed version, but I lost one week doing it by e-mail that was never answered.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of Mind

When our 1 year old Frenchie started vomiting blood on Christmas Day, we felt we had no choice but to get him to the Emergency Vet Clinic in our area. Embrace never questioned this decision and paid our claim promptly. Pets really do come first with Embrace, Oliver is fine now, but knowing we have this insurance gives us great peace of mind for Oliver and for our 5 year old Boxer's health care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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