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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Emergency Hip Surgery for Winston

Winston was trying to jump up on the bed and he completely dislocated his right hip requiring surgery on April 30, 2013. We submitted the claim May 10th and were reimbursed about the 30th of May for 90 PerCent of the bill total less office visit fee and deductible amount of the insurance. We are very satisfied with Trupanion Pet Insurance We took out the Insurance when we got Winston it is good to know that in an emergency that your are only going to pay the office visit fee and the deductible which you choose when you take out the insurance policy rather than a large surgery and medication bill.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Poodle
  • AGE OF PET: 1 - 8

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8

out of 10

Confidence

My dog had gastritis due to overeating and stealing food. I was kept current with the claim via email and I thought the reimbursement was fair. The claim was handled quickly and I also received a followup. I will continue to use this insurance company. When my dog was younger, I had used a different company and the reimbursement was lower with a higher deductible.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Irish Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Great investment! So glad I got Trupanion!

My dog has unfortunately had a lot of medical issues, and having the insurance has allowed me to get him all the help he needs. Dogs give you unconditional love and deserve to get the best care you can provide in return. Read the policy through carefully so you understand what is covered or not - they will stick to the policy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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2

out of 10

ASPCA's coverage is lousy

ASPCA says that it covers 90% of the usual and customary charges for verterinary care. It does not say how it determines what is usual and customary, and I have submitted two claims now, and in both cases ASPCA decided that "usual and customary" was about a third less than what I was actually charged by my vet. I will be switching to different pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws = Customer Service

TOP NOTCH CUSTOMER SERVICE!!! The folks that work the claims are not only lightening quick in processing your claim and getting a check out to you but they sure seem to care as well which goes along ways when dealing with an insurer. We had spent BIG dollars out of pocket on Bert our previous dane/lab mix going through a neural surgery and related therapy among other things and decided to give the insurance route a whirl on our rottweiler puppy Rufus even though I was highly skeptical of the concept and assumed there had to be some type of catch. Healthy Paws was put to the test almost immediately as Rufus broke his front right leg on the growth plate at the age of 5 months. The fracture required surgery to pin everything in place so that it would hopefully continue to grow properly and then surgery to remove the pins later down the road. After all was said and done it ended up being around $5k which HP paid on right away. Forward the dial ahead one year and the perfectly restored rowdy rott decided that Easter Sunday would be more fun if he swallowed a tennis ball. Another fun trip to the University of Minnesota Vet Med Center to remove the ball and deal with lingering pneumonia from the endoscopy rang up another $3.5k. HP again paid on the claims without an ounce of non-sense regarding the incidents and the follow up care that was needed to get things right for our boy. No catch involved. My only critique which was mentioned by another is that I do wish thei
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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9

out of 10

Eliminates my worries!

A few years back, I lost one of my kitties to kidney disease. It made me realize how much good veterinary care is out there today, but also how expensive it can be. I know that I could never make a treatment decision based on cost, so I decided to look for a plan that would cover the big stuff. My cats now have a high deductible plan that covers up to $10,000 in treatment. Because they have $1000 deductible, the premium is quite reasonable. I cover the routine stuff out of pocket, but have protection in case something serious happens. This year, my 12 y/0 kitty was losing weight. In order to determine what was wrong, he needed some rather expensive testing (ultrasounds, etc). I was able to turn in his bills in excees of $1000 and was promptly reimbursed 80%. The claims rep kept me updated on the status of each bill until it was paid.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Easy claim process and great customer service

My dog recently got very ill with HGE and had to be hospitalized. Luckily he made a full recovery, but the vet bills were in the thousands. I filed my first claim with Healthy Paws and was surprised at how easy it was. The form is very simple and reimbursement was quick. Plus, when I emailed with questions, I always received a prompt response from a real person who seemed to genuinely care about the health of my dog. Overall, I am very pleased and so glad I had insurance, so I could focus on getting my dog well and not worry about cost.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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9

out of 10

Healthy Pets; piece of mind for a small price.

I had my Chihuahua/Pomeranian, Pancake for a couple years. I started looking for insurance on him after seeing a friend almost not be able to afford to have her pet taken care of after an accident. After doing my research, I chose Healthy Pets. They have been wonderful. A few weeks ago, Pancake developed bladder stones which required surgery. He had great doctors who filled out the insurance forms and faxed them for me. It was filed the day before Thanksgiving and I received the reimbursement check the following Monday. I was amazed at the service being reimbursed in less than a week after my furbaby's surgery when it was a holiday week. After that, I received an email from Healthy Paws to check on how Pancake was doing after surgery! Now that is service!!! I am glad I chose Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Healthy Paws Really Is Different...

I had insured my two dogs and kitty cat with other providers but I usually found that, after paying premiums for years, when it came time to use the insurance policy, the reimbursement process often was laborious and, in many cases, the company would not cover a cost which seemed to have been included. Plus these companies would try to get out of paying for care once the policy renewed by then classifying it as a "pre-condition." My experience with Healthy Paws has been completely different. The company has kept its word on its advertised promises and has handled all of my claims very expeditiously. I have been impressed by the company's ethic and how it has helped taken care of my furry family members. The only minor problem I had was with some files sent by our veterinarians to Healthy Paws but this was eventually resolved to everyone's satisfaction. Overall I have been very impressed with Healthy Paws and would recommend the company over any other pet insurance plan with which I am familiar.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Best Experience Ever!

Our 10 month, 3 pound toy poodle Aspen had to have 12 of her baby teeth extracted because they weren't falling out on their own. My vet submitted the claim to Trupanion and within a few days I got an email from Trupanion saying it was being processed. Two weeks later we received a check for exactly the amount we expected (90% less the deductible). This is the first time we've ever bought pet insurance and I'm glad we did - it was definitely worth it!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: Under a year

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