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My dog just turned 6. He has had this insurance since he was 6 months old. They just sent me the renewal forms and have renamed all the plans. The exclusions have increased and the premium has increased. Even user the current coverage they reimbursed me less than in previous years. In the past they have done well to process my claims and I thought they were doing a good job.

We bought a policy for a beautiful puppy, Bruiser, without really thinking we would ever need it. After 4 short months of owning bruiser, he had a terrible accident, for which he needed major invasive surgery. We had to pay over $2,500 out of pocket to cover his procedure. Not only did VPI pay for the surgery, they also covered a preventative procedure that we included to ensure that his stomach would never twist. We filed the claim and were paid the vast majority back within 2 weeks. VPI is awesome and I highly recommend them to everyone who loves their pet!

Lola was a very healthy and happy dog until her later years.Pets Best helped me with some very expensive tests and meds. I never had any problems with claims, and would like to say thank you for helping me with her medical bills toward the last years of her life, and her death, I was pleasantly surprised when I was told to submit the bill for her cremation and it was covered.

My vet recently took biopsies of 5 lumps growing under the surface of my 9 yr old dog, Hero's, skin. Fortunately, according to the pathologist's report, they were all benign. But, this was expensive!Embrace processed my claim speedily and emailed me regular updates of the review status along with a link to get details on line. It was so easy and relieved my anxiety along the way. Plus, I got a great reimbursement!

So far since they updated their policies they are great.They pay me back usually with 24 hours. This can matter a great deal when a person has an older dog with multiple issues. As our vet does not accept the credit cards for our dog. So it prevent us having to change vets. I imagine for some people it is very helpful. Often in my experience companies can delay paying on the last day possible.

ASPCA is amazing!! The coverage is great, the claims process is supersimple. The peace of mind we have is well worth the monthly cost,which by the way is very affordable. It gives me peace of mind to know my pets are protected with coverage for sickness and medical emergencies. I am very pleased with this insurance coverage and received my reimbursement checks quickly, the people I have talked to on the phone are always very friendly and helpful.. I would highly recommend this company..

I've had some bad experiences with other pet insurance plans but Embrace has been exactly as advertised. They paid the 80% coverage on the entire bill, just what I purchased - and I had my check in two weeks! So far I am very pleased.

When my first dog had to have eye surgery in 1995, the surgeon told me, "You're the kind of owner who would spend your life savings to help your dog...you should seriously consider getting pet insurance." It made sense, so after looking into it, I signed up with VPI. 20 years, 3 dogs, and 4 very expensive surgeries later, I couldn't be happier with my decision. The value and piece of mind is more than worth it.

Pet insurance was something we knew we wanted when we adopted our dog. We did not want to have to choose between our pets well being and our ability to pay the bills. Embrace was the best decision we made and we have had a couple of friends sign up for coverage with them as well and been just as pleased. Our account is always up to date and we are reimbursed in a timely manner. We have not had to think twice about a number of rare health scares our puppy has had thanks to Embrace. We have had to put in more claims this year than we ever thought or hope to have to again but we have not had any trouble with Embrace. We have the accidents and illness coverage. If you want to be able to provide the best possible care for your pet as a family member this is the company you want supporting you through that. My review is for multiple experiences totaling over $1000.

Healthy Paws is simply the best pet insurance you can have! I wish my own health insurance was as efficient and quick to settle claims as Healthy Paws. They never cease to amaze me and they never fail!!