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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Throwing away good money

When I adopted my dog, he came with the 24petwatch "gift of insurance." I called to activated and set him up with the Standard Policy at the same time. However, unbeknownst to me, they didn't put his Standard Policy into effect until the "gift" had expired, and I had to take him to the vet before then. So now, his condition is "pre-existing" and I'm left with over $1000 of vet bills on top of what I paid for useless insurance.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

It's great to have back-up

Trupanion was with me through Ziggy's emergency. I wasn't worried about cost of treatment because I knew I'd be reimbursed. I could just focus on my dog, the vets, and what had to be done next. In the end, Trupanion paid out 2/3s of the emergency costs. I was delighted. Ziggy is thriving again.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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9

out of 10

quick processing

For a first claim it was processed very quickly and trupanion was very good about keeping me informed of how it was going. Payment arrived days after claim was finalised. My only disappointment is that the rates for all 3 of my pets went up $5 each immediately after. Not sure if this was a coincidence and rates were increasing anyway but it certainly took a wee bit of shine off my experience.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: 1 - 8

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1

out of 10

PET INSURANCE RIP OFF

We got a shepherd / collie from the Columbia county humane society and with it we got a one month free insurance policy. When we picked up the dog we were told it had kennel cuff ,but about 3 days later it began cuffing and blowing phlegm out its nose and acted very down and lacked energy. I took it to our vet and he gave me antibiotics . Help some but ended up getting ex rays and a state lab test done. More drugs and after 3 weeks of pills he is back to good health. Be fore we started all this I called 24 pet watch and Was told I should take out their full coverage policy and any problems would be covered. Well just received notice that they will not pay for any of this as it was not covered. It cost me 34.00 to find out what kind of RIP OFF company this is, and now they wont call back to allow canceling the policy. I have closed the credit card to stop them from taking more money for canceled policy. DO NOT get caught in their scam !
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Fantastic service!

Very speedy service, no complications, fast reimbursement.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Insurance

Embrace is very responsive with all communication. And has always explained everything to the fullest with claims and refunds. They are not only helpful and thorough but fast! We have never been waiting around for our reimbursement! We were on the fence about insurance and have been nothing but pleased with our decision since we made it! It gives us great peace of mind! We LOVE embrace and tell ALL our friends with pets that's this is the best one to get! I have heard nightmare stories from other people and other companies, but have not had a bad experience yet! We will be embrace customers for as long as we are pet owners!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

All representatives were very helpful.

Your service is wonderful...My one question is when you bring an obviously sick pet to the veterinarian, why is the exam to determine what is wrong with your pet not covered. I was not bringing our pet in for a wellness visit.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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10

out of 10

Quick and accurate response

I finally decided to buy insurance for my dogs and wasn't sure how it would work. My 8 month old puppy wouldn't stand up the night before I was leaving for vacation and my vet was closed. I had to take her to the ER for an exam and, it turned out, an enema. The bill was about $190.00. I submitted the claim on a Wednesday, had a response on Saturday and received my check the following Thursday. Excellent service!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Great Service for my Pooch

Again, Trupanion are excellent. Once my pup was diagnosed with bilateral hip dysplasia they have been excellent and extremely timely with any questions I have and about processing my claim. It has been about 5 months know that we have been claiming his medications and if I fax or email it through, I usually get a reply within 24-48 hours. Most of the amounts are covered and the cheque appears within a week of the email. This has definitely been a good expenditure form our part, and I would highly recommend Trupanion to anyone looking for pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Torn acl

This is my third claim with trupanion. I am impressed with the speed of the claim, I received my funds within 2 weeks of My dog having surgery. Call centre is also very helpful and able to answer questions, I was kept informed of status via email so I never had to worry if I would actually be paid or when. I would never be without pet insurance now. It such a good feeling to not have to worry about the cost of your pets care, and to give them the medical care they need when they need it not when you can afford it.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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