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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

To long of wait time

Submitted a claim for diarrhea and the entire bill was turned down. Did not know you have to wait a year that's right a full year before they will consider it. We got the dog from a pound 3 years ago and she got diarrhea about 8 months ago that claim was denied. So 8 months later the dog ate something on the ground got sick and diarrhea again sense it happen in a 1 year window the claim was denied again. So after the higher premiums ($70 a month) paid over a year and a half it covered nothing. I assumed diarrhea would be wellness NOPE!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing wellness plan!

I just received a check from Embrace for wellness claim. Turn around was less than a week. My cat needed a teeth cleaning and one extraction. I don't think any other insurance companies cover up to $400 for preventative care. Their response is always very fast and caring. I am impressed!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Fair and Fast

I wish my family's insurance worked as fairly and quickly as Embrace does for our dog Nacho! Seriously, through a rather scary time working out some early potential hip dysplasia scares Embrace has always said what they were going to do, namely helping us through the difficulty of an already trying time. Every claim has been responded to quickly and the decisions explained clearly and fairly. Never having purchased pet insurance before, I've quickly become a convert to the benefit.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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1

out of 10

Read the Fine Print

Be sure to read the fine print when signing up for an ASPCA plan. My dog had to have major ligament surgery ligament surgery 8 months after we registered her with ASPCA and, to our surprise, they don't cover major surgeries like this until TWELVE months after initial coverage begins. Some reviewers referenced the peace of mind that ASPCA provided. Well, ours was ripped out from underneath us when we found out that our quarterly payment of $225 to ASPCA gave us zero safety net for this type of injury. Now we are down the full $3300 surgery plus the $1000 per year we pay ASPCA. Thanks for nothing.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: 1 - 8

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10

out of 10

So Grateful

My 7.5 yr old Yorkie developed quite a few ailments since he was 2 years old. He had to have a liver shunt, developed diabeties and 4 attacks of pancreatitis. The last bout was his last. ASPCA was there for me everytime he was hospalized(which was 3 to 4 days each time). They were very helpful when I called and so kind. They would call and ask how he was feeling. Last month I lost my friend and they were so kind and such a comfort. The sense of security I had in being able to pay for his care was worth every claim I submitted. I appreciate everyone at ASPCA for their timeliness in processing the claims and their support. I would recommend this to all pet owners.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Medical Insurance for my Dog

My Dog, Navada started to display what appeared to be some respiratory issue that started to be short occurances but soon it became more frequent. I took her for an exam and this required xrays and they were sent to a specialist. No issues or concerns were discovered so that was a relief. Her symptoms cleared up a few days later after the vet advised to keep her near a humidifier or take her in the shower room to be exposed to the steam. Seems to of addressed the issue but Trupanion was excellent in supporting us and the process and commmunication is excellent. Great Customer Service, very happy with Trupanion's service and coverage for my two GSD's.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness and follow up illness

I have had this insurance for wellnes and illness for almost 3 years and am very happy. This claim was for canine distemper and follow up anal infection. Claims are processed unbelievably fast and checks are in my mailbox within a week. I highly recommend the higher wellness plan, it is definitely worth the money.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing, best insurance ever

I am so happy that I got the insurance for my babies. By puppy broke his leg and had emergency surgery,$5200 later he's doing great and running around like nothing happened. I received my claim check 2 weeks later over $4100. The turn around time was amazing and the level of customer service I received during the process was great. I've actually started telling everyone I know that has a pet to get Healthy Paws Insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Definitely choose Healthy Paws insurance!

We purchased the low deductible/high reimbursement ($100/90%)plan through Healthy Paws after doing some research into plans and reading reviews online. Our beagle is 11 and as he has a voracious appetite for things which are bad for him, so we thought it would be a good idea. And boy was it! Recently, he became ill and we had to take him to our regular vet, the emergency vet, and finally an internist, and those visits together were about $1500. With the insurance, we had about $500 out-of-pocket cost which is definitely more feasible than $1500. I don't ever want to have to decline treatment for my "dog child" because of money. This insurance has been wonderful and definitely worth the cost. We are extremely comforted knowing that we have this great insurance and can pursue necessary treatments that we might not otherwise be able to, in order to help him. They also e-mailed me a few weeks later to check on my dog and see how he was doing, which was totally unexpected but very much appreciated!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Over 8 years

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10

out of 10

Fantastic - Couldn't be happier

This was the first claim I ever submitted so Trupanion required my cat's entire medical record from all (3) veterinarians who had ever seen her. Her emergency treatment for ingesting my prescription medication was on March 15 and the reimbursement check from Trupanion was in my checking account on March 25. My medical insurance should be so fast!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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