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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Shot while out exploring

Our Dew is a curious cat. Whenever there is anything happening our Dew is there. He went out on a beautiful Saturday morning in mid November and didn't return. We heard gunshots in the distance, but didn't think they were near enough to be of any danger to our animals. However, Dew didn't come home for 2 days. When we finally found him holed up in our garage, we were so happy to see him, but soon realized there was a big problem. We thought perhaps he had been mauled by coyotes. We rushed him to the vet first thing in the morning where it was discovered he had not 1 but 2 gunshot wounds with the bullet still logged in his neck. The vet was astonished that the bullet hadn't hit any vital organs in his back, nor any arteries. He did however have a shattered scapula. They determined that it was really one bullet that hit him. It went in his side, skimmed upward about 5 to 6 inches, exited his body but reentered at his shoulder, shattered his scapula and logged in his neck just under the skin. They needed to treat him for the infection that had already set in and after 10 days referred us to a Vet in Albuquerque, NM 300 miles away. When we got there the Vet looked at how well he was doing and thought at first that the xrays he had received had exaggerated the damage. Upon review of new xrays he determined that the surgery must be done immediately. To leave it as it was would mean Dew would lose his front leg within less than a year. We agreed to nearly $3000.00 for
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws gives us peace of mind

I can't tell you how much peace of mind it gives us to know Healthy Paws is behind us when our dog Chewie needs help. I am continually impressed with their quality of product and excellent service. A++
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion review for dog needing surgery

Have just received excellent service and compassion from Trupanion after my dog was admitted to the emergency hospital. They liaised directly with the vet regarding necessary surgery and called me back promptly to tell me not to worry and that his claim was covered and they would direct bill so I needed to do nothing. They asked me to pass on a big hug to my dog from the staff in their office. My dog is now back home and recovering really well. I have already recommended Trupanion to my dog friends. They took a huge weight off my shoulders with the way they dealt with this matter and I will always be truly grateful.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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8

out of 10

Very easy and straight forward.

So far I have been very please with Embrace. The claims are simple to fill out and they get reimbursed pretty fast. I have 24hr pet watch for my other two dogs and hands down this is much better! I do wish they had an email address to submit claims to though.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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3

out of 10

I know this might seem a bit onerous BUT

I have never used a pet insurance. My Vet recommended Embrace and another insurance company. I decided on Embrace and I am very disappointed in my claim results. My cat had an accident that caused the following Diagnosis: Fractured left rostral mandible, Luxated tooth, Complicated crown-root fractures on four teeth. Wire splint, surgical extraction of tooth on the four teeth, Gracie had a broken lower left jaw and four broken teeth. I submitted my claim to Embrace. My claim was for $2,430.96 and they only will reimburse me $1934.37. The reason that people get insurance is to help with the cost of vet bills in an emergency. I felt that my total bill should have been covered signed up for Embrace a few months ago. I know being in the insurance business or claims is not an easy job to do especially when you are not give all the information to process when requested. However I just some friendly input, sometimes everyone should check with others to make sure that no one else has been working with the insured already. Since getting the insurance with Embrace I have received 22 emails to date and counting. The last thing someone needs is to be reminded every couple of days that information is needed to process the claims. I was and still am and will always be worried about my little girl Gracie. I had not slept in over 48 hours since she got hurt real bad I did not want anything to happen to her I MISSED WORK UNPAID SINCE MONDAY from her getting hurt.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent insurance from Healthy Paws

My deaf boxer Lilly chewed and swallowed pieces of a blanket. She died on the table the vet brought her back and she utimately had two surgeries and received plasma a couple of times. My vet bill was just over 4000.00. I could have never done this without Healthy Paws. They paid me within 10 days and never questioned the care or bill, infact they contacted me to check on Lilly's recovery. I am glad that my research into pet insurance led my decision to get Healthy Paws
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Bodie on the mend Thanks to Healthy Paws

Bodie ate a very toxic pill and had to be hospitalized for 2 days. He had to have blood tests, IV fluids and other medications. If we had not had Healthy Paws Insurance we could not have given Bodie all this great care. Healthy Paws claims processing was fast and accurate. The staff at Healthy Paws are great!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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10

out of 10

The BEST pet insurance: Healthy Paws

We are extremely pleased with Haelthy Paws pet insurance. The coverage is excellent covers many things our previous company did not. Very fast payment of claims. Our dog just had surgery and not only was almost everything covered, but an agent actually contacted us to say he was sorry that Our dog needed surgery and to ask how she is doing!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Glad I Found This Company

My experience with a previous pet insurance company found that no matter what the claim, they always managed to deduct enough things to pay off only about 50 percent of the claim. When Healthy Paws says they will pay 90 percent of a claim, that is what they pay. No gimmicks. No excuses found to lower the claim amount. My lab Montana has had two major surgeries in his young life, each costing nearly $4000. Healthy Paws came through when I needed them and saved me tons of money. I know I can count on Healthy Paws if he or my other pets run up expensive medical bills in the future. The people at Healthy Paws are very personable and actually send follow up emails to see how your sick pet is doing. A nice personal touch not usually seen or expected of insurance companies
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent & Caring Service

Coppola is definitely on the road to recovery after his hernia surgery 3 weeks ago. He is walking on his own and his Dr. expects a full recovery. Sincerest thanks to Healthy Paws for their wonderful support during this rough, or should I say "ruff", time. :)
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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