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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Pleased with my service with Embrace.

Check was sent out like they said. This is our fourth year having Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

SImply the best, fastest and most responsive

My 5 month old Chocolate lab started limping and soon we found out that he had to go through surgery which amounted to about $4,000. Thankfully I have HealtyPaws. They completed my claims in a matter of hours, their deductible is $100/Year and they reimburse up to 90% of everything but consultations, they even check personally on how Charlie is doing. Without them I would have had to give Charlie away of been buried in debt. I cannot thank them enough and I think 10 is even too low for them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

...Because Our Pets Deserve the Same Loyalty!

When Gunner was around 1 year old I got horribly sick with the flu and was bedridden for a solid 3 days; it took all my energy to get up and feed Gunner and take him out. Typically a rambunctious ball of energy, Gunner picked up on my exhaustion/illness and literally laid at the foot of my bed the entire time I was sick, sleeping, cuddling and all around being incredibly low-key. So out of character for him! I share that story because after that experience (and many others) I realize that Gunner deserves the same loyalty, affection and thoughtfulness that he provides me. I purchased PetFirst insurance for Gunner almost three years ago and within a year the plan 'saved the day'! Gunner -tenacious and rambunctious- had some back/spine issues that had him 'down for the count'. The vet bills mounted as I had to put him through X-rays, multiple vet visits and a handful of medications to treat the issue, and PetFirst kept me from going broke and allowed me to seek the treatments Gunner needed without having to stress too much about cost. Furthermore, I know as he continues to age he will likely need greater care and it puts my mind at ease knowing I won't have to make a difficult decision solely because I cannot afford necessary treatments to maintain his quality of life! Thanks PetFirst!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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9

out of 10

welcomed change

When I got 2 kittens I investigated and read reviews on all the different pet insurance companies. After having a negative experience with ASPCA and my dog I was hoping that all companies were not the same and I could find quality insurance at a fair price. I decided to go with Embrace and their Wellness Plan. I submitted my 1st 7 claims together. Within 1 day I got an email confirmation of receipt of the claim. The following week i got an email saying my claims were processed and the checks were in the mail. Days later I received full payment for all 7 claims.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Fast and easy

Simple process; I simply fax a short form to my vet and they in turn fax needed info onto insurer. I received updates along the way to let me know where they were in the review process. Check came shortly after; no surprises. Everything as expected.
  • INSURER: Trupanion US
  • POSTED: 01/24/2018
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Right place at the right time

My vet was offering a 30 free trial for Trupanion and I had been shopping around for pet insurance for my dog Quincy, so I gave it a try. During the free trial, we discovered Quincy had an oral melanoma. The vet removed the tumor, and after meeting with an oncologist, Quincy had a partial mandibulectomy. Then we followed up with a round of melanoma vaccines. I am very grateful that we found Trupanion at the right time, and they did cover 90% of all her cancer treatment. My only complaint is that it took over 6 weeks to get my initial claims processed and I had almost $10k that I put on a credit card for the surgery and treatment. My credit took a major hit and I had to request an increase. But since then, they have responded to my claims within 24 hours, and the checks arrive within a week.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

Had a claim for our dog at the beginning of the 30 day trial period after we adopted him. Communication was excellent and claim processing was prompt. We've already signed - up to continue our policy once the 30 days expires.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Fast, thorough, and compassionate

My dog needed emergency surgery to remove a pine cone that he had swallowed whole. My claim was processed extremely quickly; I received an acknowledgment within 24 hours, and the payment was in the mail within 48. When I had a question about why exam fees were not covered, the response was prompt and thorough, and the rep showed great compassion for my little dog and his recovery. Currently, Trupanion does not cover exam fees, and this is a drawback. I am hopeful they will re-consider this policy in the future.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Under a year

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1

out of 10

Lies

Hello, I would not recommend Healthy Paws pet insurance. I had read their policy and also called to ask questions if certain conditions were covered. Their reps told me things like ear infections, etc. were covered, but now that I am putting in a claim for a facial fold infection they are denying it saying it is due to allergies. They also say that since my dog is overweight they won't cover things related to that. Well, they can link most things to being overweight so basically I have not coverage for my dog that I have been paying premiums on for years now.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome C.S. & covered 80%

I have to say Embrace Insurance has been the best pet insurer I've ever had. My claim was reviewed very quickly and was very surprised to see how much Embrace paid for Kimmie's surgery.....they paid 80% and that saved a good amount of money. Thank you Laura Bennett for checking up on how things were going and making sure that I received my benefits. My apologies for this coming late. Thanks again for Embrace insurance and staff for staying in touch.....I definitely recommend Embrace Insurance to anyone.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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