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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

outstanding

Our puppy had a broken leg. We emailed the 1 completed form and all the vet notes and detailed bill from the hospital. Trupanion contacted our other vet for full chart notes and then in about 10 days the check was already in my hands. Couldn't be easier.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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9

out of 10

Fast payment, as promised

My cat was recently diagnosed with liver disease and has begun treatment which I expect will continue for a while. Once my deductible was met, Trupanion paid for the medication and bloodwork as stipulated in my contract. It's my understanding that all future treatment/tests related to his liver disease will also be paid (at 90%). The claim was processed very quickly and payment received in about a week - very fast. The only reason I rated it a 9 instead of a 10 is because when my cat was first diagnosed, they didn't apply the initial bloodwork cost towards my deductible. Their reason was that the bloodwork done was routine. While it was routine, it uncovered the liver disease, and I thought it should be covered because it diagnosed an illness. Anyway, since that time, the two claims related to liver disease that I filed were paid on a timely basis and in the amounts I expected.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

low stress claim process

Having used several other pet insurance carriers of the last 10+ years, I was very pleasantly surprised by the quick and efficient way in which our claims were handled. It took away an aspect of stress that you don't need when you're dealing with a pet's surgery.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

infected area of neck of my dog

my shepherd had trauma to neck. thought maybe puncture or insect bite. Progressively invasive quickly. Needed exploratory surgery. Everything after my deductible was covered from the vet office. She is on the mend
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Fast and easy

Our vet has direct billing so it is quick and very helpful to pay only the balance not the full vet bill
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: Under a year

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10

out of 10

Literally a life-saver!

We signed up our now 9 year old Shih Tzu/Bichon Frise mix dog with Healthy Paws just about a year and a half ago. We could not be more pleased with their service! Since we signed him up, our usually very healthy dog has had an eye infection, and "blew out" two of his knees, one a year ago February and then the second in July. He had surgery, followed by physical therapy including hydrotherapy for each knee surgery. He is fully recovered and actually moves better than he did previously! Healthy Paws has done exactly as their contract says. They do NOT pay for preexisting conditions, for exams, or for shots or dental cleanings. They DO pay for treating sickness and injuries, and for meds and therapy including alternative therapies. We chose the $250 deductible and the 90% coverage. Their reimbursement checks have arrived within only a few days of the claim being faxed in. We love them and tell everyone we know of our great experience! Please, please read all the details BEFORE you sign up for a pet insurance. Many of the poor reviews shown here are situations that could have been avoided with a little more early diligence!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

No-hassle claims, great customer service

When I got my puppy, I was weighing the benefits of pet medical insurance or just setting aside an emergency fund. Following a lot of research online, I decided on Healthy Paws due to the great reviews in customer service and the option of an annual deductible (instead of per-incident). Knowing that I have a hyperactive herding breed, I was imagining all the potential ACL surgeries or hip issues that my dog might encounter in his life, so I got him on a plan as soon as possible. I did not have need for them until March, just one month shy of his first birthday. A dog bite at the park on a Sunday sent him into the emergency vet. He required sedation, surgery, and a lot of medication during the follow-up care. I filed a claim with Healthy Paws, knowing that we will not be reaching the deductible (thank goodness I didn't choose a per-incident policy!) and thought nothing more of it. Just a few weeks later, he started having reverse sneezing fits that persisted for more than a day. Back to the vet we went, and they suggested a nasal scope to make sure nothing is stuck up there. The high quote was more than I was expecting, but since I remembered we were almost at our $500 deductible, I did not hesitate to agree. Luckily, he sounded better the next day so we were sent home with antibiotics... which it turns out he is allergic to. After a short stay with the vet, I filed the claims with Healthy Paws and got a reimbursement check in the mail just a week later. Their claims pro
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Embrace is the TOPS

Embrace Pet Insurance gives me the peace of mind I need when it comes to my pet's health. I no longer have to weigh the option of money vs. care, all because I know that Embrace has my back and will assist me with paying for medical care that my pet may need. It is so simple to file a claim and with direct deposit I receive my claim in no time. Thank you Embrace your services are awesome and the staff is always lovely when I call. FYI I now have Embrace Pet Insurance on both of my sweet babies. Thanks Embrace for being there and caring about the wellness of my pets.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Seamless

My cat Bliss had an eye problem and a bump on lip, she needed a biopsy and eye swab and antibiotics, everything was submitted and taken care of within a week, the invoice was very informational and understanding, and received my cheque within a week. I recommand Trupanion because they are efficent and handle with care.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan Seal Point
  • AGE OF PET: Under a year

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10

out of 10

Thank you Healthy Paws!

I purchased Healthy Paws insurance immediately after getting my puppy, Madison. I was unsure if the expense of pet insurance would be worth it (i.e., I figured Madison would never need services that would justify the expense of the insurance premiums), but I felt it was better to be safe than sorry. Unfortunately, when Madison was 6 mos old, she had to have emergency surgery. Thankfully I had Healthy Paws and the decision to move forward and pay for the expensive surgery and hospital stay was an easy one. Shortly after Madison's surgery, I was reimbursed for her medical bills under the terms of Madison's coverage. Additionally, it should be noted that, on top of the coverage that was promised, the Team at Healthy Paws was compassionate and caring (i.e., wanted to know how Madison was doing) throughout the entire process. Getting pet insurance through Healthy Paws is my best pet decision to date. Madison is on her path to recovery and doing great, and she will continue to be insured by Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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