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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Outstanding Job

We were prepared to wait for a large claim and before I realized it was completed and the payment was received. We are very happy with PetsBest and will continue to be customers
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace for a year

Wellness coverage is worth it. Money back if you have an outdoorsy dog like ours who needs various vaccines. Chose embrace for a reason was the right choice. Immediate communication and easy processes. First year isn't quite up and will continue for life of the pet. Get in bf age 9 as with all dog insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws gets a standing ovation!

Recently, my 15 month old English Bulldog was rushed to the emergency vet for acting "off". It turns out he was getting ready to have a cluster of seizures. Overall he had around a dozen seizures. He stayed overnight in the emergency vet and then was transferred to the specialist to see a neurologist. I spare nothing for my dog, he comes before everything, but knowing that I had healthy paws behind me gave me such a sense of comfort. We all know MRI's aren't cheap, and my dog also had to stay overnight at the specialist. Healthy Paws stands by their word. They cover everything that will diagnose, treat, and care for your dog. The only thing that they don't cover is the price to walk in the door at the vet (so whatever your vet charges to see them isn't covered.) but that's IT! And lets be honest, we can spare that, but paying a $5000 isn't easy. His MRI, medication, anesthesia, overnight care, fluids, blood testing, was covered. They are honest, and informative, kind and compassionate. They are quick to process your claim and just as quick mailing your reimbursement check. I got mine within a week of when I sent it in. THAT'S BETTER THEN PEOPLE INSURANCE!! I've had healthy paws since Augie was a puppy and every claim has been seamless. We all know bull dogs have issues, they aren't the healthiest of breeds, but they cover him with no issue. I couldn't be happier with Healthy Paws and more comfortable with a company!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion comes through again

Great company and great service. claim checks are received prior to my credit card bills. I had VPI for 15 years and they made up their own amounts what a service should cost. Trupanion pays 90% of the claim not what they think the claim should be. Wish I found them sooner
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Artois Hound
  • AGE OF PET: 1 - 8

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1

out of 10

Pets Best claims processing is INCONSISTENT!

I would warn anyone against obtaining a policy through Pets Best Insurance! I've had my pets policies with their Pets Best's NEW underwriter for over 1 year. I had a policies with their previous underwriter for more than a year as well. (I've had policies on my dogs through Pets Best for over 3 years, but they changed underwriters and constantly change their adjusting practices!) The only reason I still have my dogs insured through them is because the dogs have coverage for torn ACL's (which usually is excluded for the 1st year of a policy through most insurance companies). Additionally, both dogs have conditions that would be considered pre-existing if I obtained a policy through a new insurance company as the conditions manifested since the dogs have had Pets Best Insurance. Pets Best Insurance claims processing has been completely inconsistent; I never know when they will pay for something and when they won't. In fact, I have had claims processed by the head of the claims processing department repeatedly, and he has processed the claims completely different - it seems he'll pay something one day, and not the next. You can't count on knowing how your claims will be processed at all, therefore, you can never really know if your dogs treatment will be covered - despite what the sales people tell you over they phone (PS- they don't process your claims, they work on commission and will tell you what you need to hear to sign up!). My vet HATES Pets Best, both of them actually (
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bull Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great service!

I am amazed at how prompt and efficient Embrace has been in reimbursing my claims. My 2 dogs have excellent vet care and I am appreciative of how Embrace handles all claims. Thank yyou Embrace staff! Spencer Lauger Jr and pets pug Walleen & terrier/poodle Freddy
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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9

out of 10

Highly Recommend, Very Satisfied

Our miniature schnauzer developed bladder stones that did not dissolve with medical therapy, so he eventually required surgery. Trupanion covered 90% of all the medical AND surgical treatment, INCLUDING 50% coverage of the expen$ive prescription dog food. They respond quickly to previously approved covered conditions and the reimbursement arrives in a timely manner. It does take a little while initially for them to obtain all your vet records and approve an initial claim (some vet offices are unresponsive), but if you help them out by getting vet record copies yourself and emailing them to the company, they accept them and it greatly expedites the process.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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2

out of 10

Fist Time Illness Only

We had 24 Hour coverage for our Yorkie since he was 4 months old. Unfortunately he developed breathing problems along the way. At first, his visits were covered. For a couple of years, we did not get a copy of the coverage. Our Yorkie had a very bad episode and he was in ER and hospitalized for a couple of days - a total of $2000 which was covered at 90%. Two years later, we were told to take him to a specialist for evaluation because his breathing was so poor. He went through two surgeries and then he died. Our 2500 claim was denied because he had already been treated for breathing issues before the current policy went int effect!!!???? They reimbursed us $100 for his cremation. We then received the post mortem and found out that his death was caused by renal failure due to a chronic infection that we were not aware of. The jury is still out.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Wide range of coverage and quick reimbursemt!

Our 80 pound labradoodle stopped eating, was vomiting, and had diarrhea for about a week while the vet was trying to figure out the issue. After 4 vet visits and almost $2000 spent he was finally doing much better. We submitted the claims and were covered to the maximum extent of our plan and got the checks in the mail within a few days. We forgot one form and they emailed us right away so we could send it back and recieve our full reimbursement. Couldn't have picked a better insurance company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Great service!

Prior to attaining Trupanion, I had another pet insurance company that re-rated all of the cost when i visited the Vet. In the end, I received less than half of my initial claim. The Insurance company Rep said that they take all of the costs from Vets and adjust them according to their own stated prices minus my deductible. I was paying over $100.00 per month for two dogs and I couldn't believe it. I spoke to my Vet and they recommended Trupanion. Several months after switching pet insurance companies, my dog had been dx with diabetes and Trupanion has assisted with the financial burden without re-rating Vet cost. I paid my $100.00 deductible once and they paid 90% without adjusting the Vet cost. Without Trupanion, I am certain that i would not have been able to afford his care for life. Took a week or two for my dog's medical information to be processed, however, now i just take a claim form to my Vet who faxes it to the Trupanion. Within two days, my claim is processed and i am reimbursed right into my checking account. Without Trupanion, I do not know if i would be able to afford my dog's diabetes treatment for life. I am very thankful for their help! Their customer service is also excellent too!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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